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Free Georgia Life & Health Exam Prep

Georgia Life, Accident, and Health Insurance

Pass your Georgia Life & Health exam without spending hundreds on expensive prep courses. Free study guides, practice questions, and AI-powered learning.

Your Study Path

Georgia Life & Health Insurance License: Complete Roadmap

Follow this path to maximize your chances of passing on the first try

1

Complete Pre-License Education

Enroll in OCI-approved 40-hour pre-license course covering life insurance, accident & health insurance, and Georgia insurance regulations. Course can be classroom or self-study format.

40
hours
Start this step
2

Life Insurance & AnnuitiesYou are here

Master life insurance products (term, whole, universal, variable), annuities (fixed, variable, indexed), policy provisions, beneficiaries, and Georgia replacement regulations.

18
hours
3

Accident & Health Products

Study medical expense insurance, individual and group health plans, disability income, long-term care, Medicare Supplement, and Georgia health insurance regulations.

15
hours
4

Georgia Laws & Regulations

Focus on OCI-specific content: Georgia Insurance Code (Title 33), GLHIGA guaranty association, unfair trade practices, and producer licensing requirements.

10
hours
Estimated total study time
83 hours
That's about 9 weeks at 10 hours/week

Can You Take the Georgia Life & Health Exam?

Check if you meet the basic eligibility requirements

Age
18 years or older
Education
40 hours pre-license education from OCI-approved provider
Background Check
Required - criminal background check
Fingerprinting
Required for license application
Additional Requirements
  • 40 hours pre-license education must be from OCI-approved provider
  • Pre-license certificate valid for 12 months after completion
  • 14-day wait required after first two exam failures
  • After three failures, must wait 30 days before retesting
  • Background check conducted as part of license application
  • CE requirements: 24 hours per 2-year period (including 3 hours ethics)
Why Choose Us

Free Georgia Life & Health Prep That Actually Works

The official pass rate is ~60-65% (first attempt). Our students do better.

500+ Practice Questions

More free questions than most paid courses

AI Tutor Explains Mistakes

Understand why answers are wrong, not just which ones

Updated for 2026

Content reflects latest exam changes

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What You'll Study

7 chapters covering everything you need to pass

Georgia Life & Health-Specific Topics Covered

Georgia Office of Insurance and Safety Fire Commissioner (OCI) RegulationsGeorgia Insurance Code (O.C.G.A. Title 33)Georgia Life & Health Insurance Guaranty Association (GLHIGA)Georgia 14-Day Retake Waiting PeriodGeorgia Replacement RegulationsGeorgia Senior Consumer Protections (Annuity Suitability)Georgia Unfair Trade Practices ActGeorgia Medicare Supplement StandardsGeorgia Long-Term Care Partnership ProgramGeorgia Producer Licensing Requirements
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Georgia Life & Health Exam Details

Georgia Life, Accident, and Health Insurance

Administered by Georgia Office of Insurance and Safety Fire Commissioner (OCI)

Official Source
70%
Passing Score
150
Questions
2
Hours
$67 exam fee + $30 application fee
Exam Fee
Study time: 50-70 hours
Prerequisites: 40 hours pre-license education (OCI-approved provider)

Exam Content Breakdown

Based on the official Georgia Office of Insurance and Safety Fire Commissioner (OCI) content outline

General Insurance Concepts22%

~33 questions: Risk management, contract law, policy provisions

Life Insurance Products24%

~36 questions: Term, whole, universal life, policy features

Annuities & Taxation12%

~18 questions: Annuity types, taxation, suitability requirements

Health Insurance Products20%

~30 questions: Medical expense, disability, LTC, Medicare Supplement

Group Insurance8%

~12 questions: Group life, group health, COBRA, HIPAA

Georgia Laws & Regulations14%

~21 questions: OCI regulations, GLHIGA, unfair practices, licensing

What's Included

7 Chapters

Complete exam coverage

Practice Quizzes

With detailed explanations

Free to Start

No credit card required

Ran Chen - AI Engineer, CFP®
CFP®
Why It's Free

Quality Exam Prep Shouldn't Cost Hundreds

I'm Ran Chen, an engineer with 20+ years of coding experience. I passed my Life Insurance license, EA exam, SIE, Series 6, 63, 65, and finally the CFP® exam.

Through all these exams, one thing became clear: exam prep is expensive. But with AI, we can change that. Quality preparation can now be free for everyone.

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What's Next After the Georgia Life & Health?

After passing the Georgia Life & Health, you can pursue these career paths

Georgia Life & Health Exam FAQ

Official Georgia Office of Insurance and Safety Fire Commissioner (OCI) Resources

Verify information with these official sources

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