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Free Delaware P&C Exam Prep

Delaware Property & Casualty Insurance

Pass your Delaware P&C exam without spending hundreds on expensive prep courses. Free study guides, practice questions, and AI-powered learning.

Your Study Path

Delaware Property & Casualty Insurance License: Complete Roadmap

Follow this path to maximize your chances of passing on the first try

1

National P&C Fundamentals

Master foundational P&C insurance concepts: property insurance basics, casualty insurance principles, policy structures, and general insurance concepts.

25
hours
Start this step
2

Delaware P&C RegulationsYou are here

Study Delaware-specific laws including DOI regulations, coastal property risks, 25/50/10 auto liability minimums, and mandatory PIP requirements.

15
hours
3

Delaware Property Insurance

Learn homeowners requirements, coastal risks, hurricane and flood coverage, and Delaware-specific property regulations.

10
hours
4

Practice Exams

Complete separate practice exams for Property (85 questions) and Casualty (95 questions) sections.

15
hours
Estimated total study time
65 hours
That's about 7 weeks at 10 hours/week

Can You Take the Delaware P&C Exam?

Check if you meet the basic eligibility requirements

Age
18 years or older
Education
No pre-license education required (highly recommended)
Background Check
Required via Delaware State Police ($65)
Fingerprinting
Required - submit criminal history report within 90 days of application
Additional Requirements
  • Property and Casualty are TWO separate exams
  • Single $90 fee covers both exams if taken same day
  • Exam via Pearson VUE (test center or remote proctored)
  • Two forms of ID required (one government photo ID with signature)
  • Must apply for license within 12 months of passing exam
  • NFIP 3-hour course required for flood insurance sales

Delaware P&C Quick Facts

Time to Get Licensed

3-5 weeks

From start to license in hand

Exam Provider

Pearson VUE

Remote Testing Available
Schedule Your Exam

Retake Policy

24-hour wait between attempts; 12 months to apply after passing

Temporary License

90-day temporary license available

Total Cost Breakdown

Exam Fee$90 (both exams same day)
Application Fee$50
Fingerprint Fee~$50 (DSP)
NIPR Transaction Fee$5.60
Total Estimated Cost$195-220

Exam Exemptions

Holders of these professional designations may be exempt from all or part of the exam:

CPCU

Chartered Property Casualty Underwriter - may qualify for exam exemption

CIC

Certified Insurance Counselor - may qualify for exam exemption

Why Choose Us

Free Delaware P&C Prep That Actually Works

The official pass rate is ~65-70% (varies by attempt). Our students do better.

450+ Practice Questions

More free questions than most paid courses

AI Tutor Explains Mistakes

Understand why answers are wrong, not just which ones

Updated for 2026

Content reflects latest exam changes

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What You'll Study

5 chapters covering everything you need to pass

Delaware P&C-Specific Topics Covered

Delaware Department of Insurance (DOI) RegulationsCommissioner (appointed by Governor)Delaware Insurance CodeAuto Insurance Minimums (25/50/10)Mandatory UM/UIM CoverageMandatory PIP Coverage (15/30)Coastal Property RisksHurricane and Flood CoverageWorkers' Compensation RequirementsProducer Licensing RequirementsNational Flood Insurance Program (NFIP) - 3hr course first renewalContinuing Education (24 hours/2 years, 3 ethics)Biennial Renewal (February even years)
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Delaware P&C Exam Details

Delaware Property & Casualty Insurance

Administered by Delaware Department of Insurance (DOI)

Official Source
70%
Passing Score
180
Questions
4
Hours
$90 exam fee + $100 application + $65 fingerprint + $5.60 NIPR
Exam Fee
Study time: 50-70 hours
Prerequisites: None (no pre-license education required)

Exam Content Breakdown

Based on the official Delaware Department of Insurance (DOI) content outline

DE Regulation15%

DOI structure, Commissioner appointed, licensing requirements

Property Insurance Laws25%

Homeowners, coastal risks, hurricane/flood coverage

Casualty Insurance Laws35%

Auto 25/50/10 minimums, mandatory UM/UIM, PIP 15/30

Ethics & Prohibited Practices25%

Claims handling, 5-year record retention, producer conduct

What's Included

5 Chapters

Complete exam coverage

Practice Quizzes

With detailed explanations

Free to Start

No credit card required

Ran Chen - AI Engineer, CFP®
CFP®
Why It's Free

Quality Exam Prep Shouldn't Cost Hundreds

I'm Ran Chen, an engineer with 20+ years of coding experience. I passed my Life Insurance license, EA exam, SIE, Series 6, 63, 65, and finally the CFP® exam.

Through all these exams, one thing became clear: exam prep is expensive. But with AI, we can change that. Quality preparation can now be free for everyone.

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What's Next After the Delaware P&C?

After passing the Delaware P&C, you can pursue these career paths

Delaware P&C Exam FAQ

Official Delaware Department of Insurance (DOI) Resources

Verify information with these official sources

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