Free DE Life & Health Exam Prep
Delaware Life & Health Insurance Producer (InsDE_Life01 + InsDE_Health02)
Pass your DE Life & Health exam without spending hundreds on expensive prep courses. Free study guides, practice questions, and AI-powered learning.
Quick Facts
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Flashcards on MometrixDelaware Life & Health Insurance License: Complete Roadmap
Follow this path to maximize your chances of passing on the first try
Build Life and Health National Core
Start with policy structure, provisions, underwriting, annuities, disability, and medical-plan fundamentals before drilling Delaware law sections.
Master Delaware Producer Law and EthicsYou are here
Prioritize Chapter 17 licensing and appointment rules, Chapter 23 unfair-practice standards, Chapter 24 fraud references, and commissioner enforcement powers.
Drill Delaware Line-Specific Law
Focus on life replacement/solicitation references (Regs 1204 and 1203), Medicare supplement (Reg 1501), LTC (Reg 1404), and health minimum standards (Reg 1304).
Practice Timed Section Blocks
Use separate 60- and 75-minute sets to match Delaware general/state section timing and reinforce passing both portions within one year.
Can You Take the DE Life & Health Exam?
Check if you meet the basic eligibility requirements
- •Producer applications and renewals are processed electronically through NIPR for standard workflows
- •Insurers generally must appoint producers acting as insurer agents within 15 days of contract execution or first application submission
- •Resident producer renewals are due by February 28 in even years; nonresident producer renewals are due by February 28 in odd years
- •Resident producers subject to CE complete 24 credits per biennium including 3 ethics credits; nonresident producers are generally exempt from Delaware CE
- •A resident or nonresident producer selling annuity products in Delaware must complete a one-time 4-hour approved annuity training course
- •For split producer exams, failed portions must be passed within one year of the first passed portion or the full exam must be retaken
DE Life & Health Quick Facts
Time to Get Licensed
4-8 weeks for most candidates
From start to license in hand
Retake Policy
Delaware handbook states candidates must wait 24 hours before rescheduling; for split producer exams, both portions must be passed within one year or the full exam must be retaken.
Total Cost Breakdown
Free DE Life & Health Prep That Actually Works
The official pass rate is Not publicly published by Delaware DOI / Pearson VUE. Our students do better.
200+ Practice Questions
More free questions than most paid courses
AI Tutor Explains Mistakes
Understand why answers are wrong, not just which ones
Updated for 2026
Content reflects latest exam changes
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What You'll Study
5 chapters covering everything you need to pass
Introduction: Delaware Life & Health Insurance Exam Overview
1 sections
Chapter 1: Delaware Insurance Regulation & Licensing
3 sections
Chapter 2: Delaware Life Insurance Laws
3 sections
Chapter 3: Delaware Health Insurance Laws
3 sections
Chapter 4: Delaware Insurance Ethics & Prohibited Practices
3 sections
DE Life & Health-Specific Topics Covered
10 free AI interactions per day
DE Life & Health Exam Details
Delaware Life & Health Insurance Producer (InsDE_Life01 + InsDE_Health02)
Administered by Delaware Department of Insurance / Pearson VUE
Exam Content Breakdown
Based on the official Delaware Department of Insurance / Pearson VUE content outline
Life policy types, provisions/riders, underwriting and delivery, retirement concepts, and life-tax fundamentals
Health policy types, provisions/clauses/riders, social insurance, underwriting, disability and medical plan concepts
Title 18 Chapter 17 licensing, appointments, reporting duties, CE references, and commissioner authority tested in both state sections
Chapter 23 unfair practices, Chapter 24 fraud, producer conduct expectations, and ethics-heavy state testing blocks
Credit life/health and guaranty association references common to both life and health state sections
Life-specific statutes (replacement/solicitation/nonforfeiture) and health-specific statutes (Medicare supplement, LTC, and health standards)
What's Included
5 Chapters
Complete exam coverage
Practice Quizzes
With detailed explanations
Free to Start
No credit card required
Quality Exam Prep Shouldn't Cost Hundreds
I'm Ran Chen, an engineer with 20+ years of coding experience. I passed my Life Insurance license, EA exam, SIE, Series 6, 63, 65, and finally the CFP® exam.
Through all these exams, one thing became clear: exam prep is expensive. But with AI, we can change that. Quality preparation can now be free for everyone.
What's Next After the DE Life & Health?
After passing the DE Life & Health, you can pursue these career paths
DE Life & Health Exam FAQ
Official Delaware Department of Insurance / Pearson VUE Resources
Verify information with these official sources
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