Free Colorado P&C Exam Prep
Colorado Property & Casualty Insurance
Pass your Colorado P&C exam without spending hundreds on expensive prep courses. Free study guides, practice questions, and AI-powered learning.
Quick Facts
Colorado Property & Casualty Insurance License: Complete Roadmap
Follow this path to maximize your chances of passing on the first try
National P&C Fundamentals
Master foundational P&C insurance concepts: property insurance basics, casualty insurance principles, policy structures, and general insurance concepts tested on the exam.
Colorado P&C RegulationsYou are here
Study Colorado-specific laws including DORA DOI regulations, CO FAIR Plan, hail disclosure requirements, auto insurance minimums (25/50/15), and Pinnacol workers compensation.
Colorado Property Insurance
Learn CO FAIR Plan for hard-to-place property risks, hail disclosure requirements, percentage deductibles, homeowners coverage, and Colorado-specific property regulations.
Colorado Casualty & Ethics
Master auto insurance minimums, 50% comparative fault bar, Pinnacol workers comp, CPCIGA guaranty association, and producer conduct standards.
Can You Take the Colorado P&C Exam?
Check if you meet the basic eligibility requirements
- •50 hours pre-license education required (12hr Property + 12hr Casualty + 10hr Principles/Ethics)
- •Must pass BOTH Property (90q) AND Casualty (96q) exams separately
- •Pearson VUE administers exams - online and test center options
- •$41 for both exams when scheduled together at test center
- •Pre-license certificate valid for 1 year from completion
- •Must apply for license within 12 months of passing exam
- •Fee changes effective March 1, 2026
Colorado P&C Quick Facts
Time to Get Licensed
4-6 weeks
From start to license in hand
Retake Policy
24-hour wait between attempts; no limit on retakes; certificate valid 1 year
Temporary License
Not available in Colorado
Total Cost Breakdown
Exam Exemptions
Holders of these professional designations may be exempt from all or part of the exam:
Chartered Property Casualty Underwriter - may qualify for exam exemption
Certified Insurance Counselor - may qualify for exam exemption
Free Colorado P&C Prep That Actually Works
The official pass rate is ~68% (varies by attempt). Our students do better.
500+ Practice Questions
More free questions than most paid courses
AI Tutor Explains Mistakes
Understand why answers are wrong, not just which ones
Updated for 2026
Content reflects latest exam changes
$0 Forever
No credit card, no trial, no upsells
What You'll Study
5 chapters covering everything you need to pass
Introduction: Colorado Property & Casualty Insurance Exam Overview
1 sections
Chapter 1: Colorado P&C Insurance Regulation & Licensing
3 sections
Chapter 2: Colorado Property Insurance Laws
3 sections
Chapter 3: Colorado Casualty Insurance Laws
3 sections
Chapter 4: Colorado P&C Insurance Ethics & Prohibited Practices
3 sections
Colorado P&C-Specific Topics Covered
10 free AI interactions per day
Colorado P&C Exam Details
Colorado Property & Casualty Insurance
Administered by Colorado Division of Insurance (DORA)
Exam Content Breakdown
Based on the official Colorado Division of Insurance (DORA) content outline
DORA DOI structure, 50-hour pre-license requirement, licensing
CO FAIR Plan, hail disclosure, percentage deductibles, homeowners
At-fault auto, 25/50/15 minimums, 50% bar, Pinnacol workers comp
Claims handling, CPCIGA guaranty fund, producer conduct
What's Included
5 Chapters
Complete exam coverage
Practice Quizzes
With detailed explanations
Free to Start
No credit card required

Quality Exam Prep Shouldn't Cost Hundreds
I'm Ran Chen, an engineer with 20+ years of coding experience. I passed my Life Insurance license, EA exam, SIE, Series 6, 63, 65, and finally the CFP® exam.
Through all these exams, one thing became clear: exam prep is expensive. But with AI, we can change that. Quality preparation can now be free for everyone.
What's Next After the Colorado P&C?
After passing the Colorado P&C, you can pursue these career paths
Colorado P&C Exam FAQ
Official Colorado Division of Insurance (DORA) Resources
Verify information with these official sources
More Free Resources
Ready to Start Your Free Colorado P&C Prep?
Join thousands of candidates who passed their exams using our free study materials.