Free TX Surplus Lines Exam Prep
Texas Surplus Lines Agent Exam
Prepare for the TX Surplus Lines exam without spending hundreds on expensive prep courses. Free study guides, practice questions, flashcards, and related exam resources.
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Texas Surplus Lines Broker: Study Roadmap
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Learn Surplus Lines FundamentalsYou are here
Study the structure of surplus lines markets including Lloyd's of London, alien insurers, and the role of surplus lines agents in placing hard-to-insure risks.
Master Texas Surplus Lines Law
Focus on Texas-specific surplus lines statutes, TDI regulations, SLTX filing requirements, and agent duties under state law.
Study Diligent Effort & Tax Requirements
Learn Texas diligent effort rules, the 4.85% premium tax calculation, SLTX stamping fees, and compliance reporting.
Practice Questions & Review
Take practice exams, review weak areas, and build confidence with timed practice sessions.
Can You Take the TX Surplus Lines Exam?
Check if you meet the basic eligibility requirements
- •Residents must hold an active Texas general lines property and casualty agent license or a managing general agent license
- •Spanish-language exam available
- •Background check required
- •Exam content effective September 1, 2026
- •Must maintain P&C license in good standing
TX Surplus Lines Quick Facts
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Free TX Surplus Lines Prep Tools
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145+ Practice Questions
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AI Tutor Explains Mistakes
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What You'll Study
8 chapters covering the exam topics in this guide
Chapter 1: General Insurance Principles & Producer Authority
4 sections
Chapter 2: Insurance Contract Law & Legal Doctrines
3 sections
Chapter 3: Surplus Lines Market Structure & Operations
3 sections
Chapter 4: Insurer Eligibility & Non-Admitted Insurers
3 sections
Chapter 5: Diligent Effort Requirements & Placement Procedures
3 sections
Chapter 6: Texas Insurance Regulation, Definitions, Marketing Practices, Licensing & Required Disclosures
5 sections
Chapter 7: Surplus Lines Stamping Office of Texas (SLTX) & Filings
3 sections
Chapter 8: Surplus Lines Taxation, NRRA Compliance & Recordkeeping
3 sections
TX Surplus Lines-Specific Topics Covered
TX Surplus Lines Exam Details
Texas Surplus Lines Agent Exam
Administered by Pearson VUE
Exam Content Breakdown
Based on the official Pearson VUE content outline
Insurance terms (risk, hazard, peril, loss, indemnity, actual cash value, subrogation, Lloyd's, reinsurance), handling risks, types of insurers (stock, mutual, Lloyd's, risk retention groups), authorized vs unauthorized and domestic, foreign and alien insurers, and agency
Elements of a legal contract; adhesion, aleatory, unilateral and conditional contracts; ambiguities, representations, warranties, concealment, fraud, waiver and estoppel
Commissioner powers and penalties; definitions (surplus lines insurance, managing general agent, purchasing groups, risk retention); licensing; marketing practices such as rebating and fraud; premium taxes, reports, eligible unauthorized insurers, commissions, the stamping office, recordkeeping, minimum capital and contract requirements
What's Included
8 Chapters
Complete exam coverage
Practice Quizzes
With detailed explanations
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Quality Exam Prep Shouldn't Cost Hundreds
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TX Surplus Lines Exam FAQ
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