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100+ Free Missouri Surplus Lines Practice Questions

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65-75% Pass Rate
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2026 Statistics

Key Facts: Missouri Surplus Lines Exam

65-75%

First-Time Pass Rate

Industry Data

70%

Passing Score

Pearson VUE

~50

Exam Questions

Pearson VUE

1 hour

Exam Duration

Pearson VUE

$64

Exam Fee

Pearson VUE

P&C Required

Prerequisite

Missouri DCI

Missouri requires surplus lines brokers to pass a Pearson VUE exam covering E&S market operations, state-specific regulations, and the 5% surplus lines premium tax. Candidates must hold an active P&C license and demonstrate knowledge of diligent search requirements and insurer eligibility standards.

About the Missouri Surplus Lines Exam

The Missouri surplus lines broker exam covers surplus lines markets, Missouri DCI regulations, diligent search requirements, non-admitted insurer eligibility, surplus lines taxation, NRRA provisions, and compliance obligations for brokers placing coverage with non-admitted carriers.

Questions

50 scored questions

Time Limit

1 hour

Passing Score

70%

Exam Fee

$64 (Pearson VUE)

Missouri Surplus Lines Exam Content Outline

30%

Surplus Lines Markets

Lloyd's of London, London market, alien insurers, wholesale brokers, MGAs, market cycles, and E&S industry structure

25%

Missouri Surplus Lines Law

Missouri DCI regulations, licensing requirements, P&C prerequisite, disclosure obligations, broker duties, and penalties

20%

Diligent Search & Eligibility

Diligent search process, declination documentation, eligible insurer financial requirements, export lists, exempt commercial purchasers

25%

Taxation & Compliance

Missouri 5% premium tax, annual filing deadlines, NRRA home-state taxation, recordkeeping, and multi-state compliance

How to Pass the Missouri Surplus Lines Exam

What You Need to Know

  • Passing score: 70%
  • Exam length: 50 questions
  • Time limit: 1 hour
  • Exam fee: $64

Keys to Passing

  • Complete 500+ practice questions
  • Score 80%+ consistently before scheduling
  • Focus on highest-weighted sections
  • Use our AI tutor for tough concepts

Missouri Surplus Lines Study Tips from Top Performers

1Master the diligent search process and documentation requirements specific to Missouri
2Know Missouri's 5% surplus lines premium tax rate and March 1 annual filing deadline
3Understand the structure of Lloyd's of London, syndicates, and the London market
4Study the NRRA home-state taxation provisions and how they affect multi-state placements
5Learn the financial requirements for non-admitted insurers to be eligible in Missouri
6Review the Missouri guaranty fund exclusion and required disclosure to insureds

Frequently Asked Questions

What does the Missouri surplus lines broker exam cover?

The exam covers surplus lines markets, Missouri DCI regulations, diligent search requirements, non-admitted insurer eligibility, the 5% premium tax, NRRA provisions, and broker compliance obligations.

What license do I need before taking the Missouri surplus lines exam?

You must hold an active Missouri Property & Casualty (P&C) insurance license before applying for the surplus lines broker license.

What is the passing score for the Missouri surplus lines exam?

You need a score of 70% or higher to pass the Missouri surplus lines broker exam administered by Pearson VUE.

How much does the Missouri surplus lines exam cost?

The exam fee is approximately $64, paid to Pearson VUE when scheduling. Additional licensing application fees apply separately through Missouri DCI.

What is the surplus lines premium tax rate in Missouri?

Missouri imposes a 5% premium tax on surplus lines transactions. The broker collects this from the insured and remits it to the state annually by March 1.

How long do I have to complete the Missouri surplus lines exam?

You have approximately 1 hour to complete the exam, which includes approximately 50 scored questions plus pretest questions that do not count toward your score.