100+ Free Colorado Surplus Lines Practice Questions
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Key Facts: Colorado Surplus Lines Exam
65-75%
First-Time Pass Rate
Industry Data
70%
Passing Score
Colorado DOI
35
Scored Questions
Pearson VUE
~1 hour
Exam Duration
Pearson VUE
$55
Exam Fee
Pearson VUE
P&C Required
Prerequisite
Colorado DOI
Colorado administers its surplus lines broker exam through Pearson VUE with 35 scored questions plus pretest items in approximately 1 hour and a 70% passing standard. The exam covers surplus lines market structure, DOI regulations including the 3.0% premium tax and diligent search requirements, non-admitted insurer eligibility, and NRRA provisions.
About the Colorado Surplus Lines Exam
Colorado's surplus lines broker exam tests knowledge of the non-admitted insurance market, DOI surplus lines regulations, diligent search requirements, the 3.0% surplus lines premium tax, Lloyd's of London and London Market operations, eligible insurer requirements, NRRA provisions, and E&S coverages relevant to Colorado risks including wildfire, hail, cannabis industry, and mountain recreation.
Questions
35 scored questions
Time Limit
~1 hour (35 scored + pretest)
Passing Score
70%
Exam Fee
$55 (Colorado Division of Insurance (DOI) / Pearson VUE)
Colorado Surplus Lines Exam Content Outline
Surplus Lines Markets
Lloyd's of London syndicates, London Market, alien insurers, managing general agents, wholesale brokers, binding authority, and E&S market operations
Colorado Surplus Lines Law
DOI/DORA regulation, surplus lines broker licensing, eligible insurer list, non-admitted carrier requirements, and state-specific compliance
Diligent Search & Eligibility
Diligent search documentation, admitted market declinations, export lists, NAIC IID listing, and non-admitted insurer financial standards
Taxation & Compliance
Colorado 3.0% surplus lines premium tax, NRRA home-state taxation, recordkeeping, fiduciary duties, reporting requirements, and penalties
How to Pass the Colorado Surplus Lines Exam
What You Need to Know
- Passing score: 70%
- Exam length: 35 questions
- Time limit: ~1 hour (35 scored + pretest)
- Exam fee: $55
Keys to Passing
- Complete 500+ practice questions
- Score 80%+ consistently before scheduling
- Focus on highest-weighted sections
- Use our AI tutor for tough concepts
Colorado Surplus Lines Study Tips from Top Performers
Frequently Asked Questions
How many questions are on the Colorado surplus lines broker exam?
The Colorado exam has 35 scored questions plus additional pretest (unscored) questions. The pretest items do not count toward your score and are used to evaluate questions for future exams.
What license do I need before taking the Colorado surplus lines exam?
You must hold an active Colorado Property & Casualty (P&C) insurance license. The exam is administered through Pearson VUE at approximately $55.
What is Colorado's surplus lines premium tax rate?
Colorado imposes a 3.0% surplus lines premium tax on gross premiums. The surplus lines broker collects this from the insured and remits it to the Colorado Division of Insurance.
What are pretest questions on the Colorado exam?
Pretest questions are unscored items mixed in with scored questions. You cannot tell which are pretest, so answer all questions carefully. Only the 35 scored questions count toward your passing score of 70%.
How much does the Colorado surplus lines broker exam cost?
The exam fee is approximately $55, payable to Pearson VUE when scheduling. Additional fees may apply for the license application through the Division of Insurance.
What topics should I focus on for the Colorado surplus lines exam?
Focus on surplus lines markets (Lloyd's, London Market), DOI regulations, diligent search procedures, the 3.0% premium tax, non-admitted insurer eligibility, NRRA provisions, and Colorado-specific risks like wildfire, hail, and cannabis industry coverage.