100+ Free Georgia Surplus Lines Practice Questions
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Key Facts: Georgia Surplus Lines Exam
65-75%
First-Time Pass Rate
Industry Data
70%
Passing Score
Georgia Insurance Commissioner
65
Exam Questions
60 scored + 5 pretest
~1 hour
Exam Duration
Pearson VUE
$64
Exam Fee
Pearson VUE
P&C License Required
Prerequisite
Georgia Insurance Commissioner
The GA surplus lines broker exam has 60 scored questions plus 5 pretest questions (65 total) with approximately 1 hour to complete and a 70% passing score. Candidates must hold an active Georgia property and casualty (P&C) license. Georgia imposes a 4% surplus lines premium tax.
About the Georgia Surplus Lines Exam
The Georgia Surplus Lines Broker exam tests knowledge of surplus lines markets, GA-specific surplus lines law under Title 33, diligent search requirements, eligible insurer standards, the 4% premium tax, NRRA provisions, and compliance obligations for brokers placing insurance with non-admitted carriers in Georgia.
Questions
65 scored questions
Time Limit
~1 hour
Passing Score
70%
Exam Fee
$64 (Pearson VUE / Georgia Office of Insurance and Safety Fire Commissioner)
Georgia Surplus Lines Exam Content Outline
Surplus Lines Markets
Lloyd's of London, London market, alien insurers, E&S carrier operations, managing general agents, wholesale distribution, market cycles, and subscription policies
Georgia Surplus Lines Law
Title 33 provisions, Insurance Commissioner authority, licensing requirements, broker obligations, commission sharing, and enforcement actions
Diligent Search & Eligibility
Diligent search requirements, documentation, declinations, eligible insurer lists, NAIC IID Quarterly Listing, financial requirements, and export list provisions
Taxation & Compliance
4% premium tax calculation and remittance, NRRA home state taxation, record-keeping, annual filings, disclosure requirements, and guaranty fund exclusion
How to Pass the Georgia Surplus Lines Exam
What You Need to Know
- Passing score: 70%
- Exam length: 65 questions
- Time limit: ~1 hour
- Exam fee: $64
Keys to Passing
- Complete 500+ practice questions
- Score 80%+ consistently before scheduling
- Focus on highest-weighted sections
- Use our AI tutor for tough concepts
Georgia Surplus Lines Study Tips from Top Performers
Frequently Asked Questions
What are the prerequisites for the Georgia surplus lines broker exam?
You must hold an active Georgia property and casualty (P&C) insurance license. There is no mandatory pre-licensing course for the surplus lines exam. You must pass with 70% or higher. The exam fee is approximately $64.
What is the Georgia surplus lines premium tax rate?
Georgia imposes a 4% surplus lines premium tax on gross premiums. The surplus lines broker is responsible for collecting this tax from the insured and remitting it to the state according to the required filing schedule.
Which agency regulates surplus lines in Georgia?
The Georgia Office of Insurance and Safety Fire Commissioner (Insurance Commissioner's Office) regulates surplus lines insurance. This office handles broker licensing, maintains the eligible insurer list, enforces compliance, and takes disciplinary action for violations.
Are surplus lines policyholders protected by Georgia's guaranty fund?
No. Policyholders of surplus lines (non-admitted) insurers are excluded from the Georgia Insurers Insolvency Pool. If a surplus lines insurer becomes insolvent, the policyholder must pursue recovery through the insurer's insolvency proceeding. This risk must be disclosed.
How many questions are on the Georgia surplus lines broker exam?
The GA surplus lines exam has 65 questions total: 60 scored and 5 pretest (unscored). You have approximately 1 hour to complete the exam and need 70% on the scored questions to pass. The exam is administered by Pearson VUE.
What topics are covered on the Georgia surplus lines broker exam?
The exam covers surplus lines markets and operations, Georgia surplus lines law (Title 33), diligent search requirements, eligible insurer standards, the 4% premium tax, NRRA provisions, record-keeping, disclosure requirements, and compliance obligations for surplus lines brokers.