Free Practice Questions for Georgia Surplus Lines

You must hold an active Georgia property and casualty (P&C) insurance license. There is no mandatory pre-licensing course for the surplus lines exam. You must pass with 70% or higher. The exam fee is approximately $64.

Georgia imposes a 4% surplus lines premium tax on gross premiums. The surplus lines broker is responsible for collecting this tax from the insured and remitting it to the state according to the required filing schedule.

The Georgia Office of Insurance and Safety Fire Commissioner (Insurance Commissioner's Office) regulates surplus lines insurance. This office handles broker licensing, maintains the eligible insurer list, enforces compliance, and takes disciplinary action for violations.

No. Policyholders of surplus lines (non-admitted) insurers are excluded from the Georgia Insurers Insolvency Pool. If a surplus lines insurer becomes insolvent, the policyholder must pursue recovery through the insurer's insolvency proceeding. This risk must be disclosed.

The GA surplus lines exam has 65 questions total: 60 scored and 5 pretest (unscored). You have approximately 1 hour to complete the exam and need 70% on the scored questions to pass. The exam is administered by Pearson VUE.

The exam covers surplus lines markets and operations, Georgia surplus lines law (Title 33), diligent search requirements, eligible insurer standards, the 4% premium tax, NRRA provisions, record-keeping, disclosure requirements, and compliance obligations for surplus lines brokers.