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100+ Free Indiana Surplus Lines Practice Questions

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65-75% Pass Rate
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2026 Statistics

Key Facts: Indiana Surplus Lines Exam

65-75%

First-Time Pass Rate

Industry Data

70%

Passing Score

Indiana DOI

~50

Exam Questions

Plus pretest items

1 hour

Exam Duration

Pearson VUE

$55

Exam Fee

Pearson VUE

P&C Required

Prerequisite

Indiana DOI

Indiana requires surplus lines brokers to pass a Pearson VUE exam covering E&S markets, state-specific surplus lines law, diligent search requirements, and tax compliance. You need an active IN P&C license, and the resident license fee is $80 (nonresident $120).

About the Indiana Surplus Lines Exam

The Indiana Surplus Lines Broker exam tests your knowledge of surplus lines markets, Indiana surplus lines law, diligent search requirements, premium taxation, and compliance obligations. Candidates must hold an active Indiana P&C producer license. The exam consists of approximately 50 scored questions plus pretest items, with a 1-hour time limit and 70% passing score.

Questions

50 scored questions

Time Limit

1 hour

Passing Score

70%

Exam Fee

$55 (Pearson VUE)

Indiana Surplus Lines Exam Content Outline

30%

Surplus Lines Markets

Lloyd's of London, London market syndicates, alien insurers, domestic surplus lines carriers, market access, and placement procedures

25%

Indiana Surplus Lines Law

Indiana Insurance Code surplus lines provisions, Department of Insurance regulations, licensing requirements, resident and nonresident broker obligations

20%

Diligent Search & Eligibility

Indiana diligent search documentation, declination requirements, eligible surplus lines insurer qualifications, and non-admitted insurer standards

25%

Taxation & Compliance

Indiana surplus lines premium tax rates, stamping fees, reporting deadlines, record-keeping requirements, and penalties for violations

How to Pass the Indiana Surplus Lines Exam

What You Need to Know

  • Passing score: 70%
  • Exam length: 50 questions
  • Time limit: 1 hour
  • Exam fee: $55

Keys to Passing

  • Complete 500+ practice questions
  • Score 80%+ consistently before scheduling
  • Focus on highest-weighted sections
  • Use our AI tutor for tough concepts

Indiana Surplus Lines Study Tips from Top Performers

1Focus on Indiana-specific surplus lines statutes and Department of Insurance regulations — about 30% of questions test state law
2Master the diligent search process including documentation requirements and how many declinations Indiana requires
3Learn the structure of Lloyd's of London including syndicates, managing agents, and how Lloyd's policies differ from standard market policies
4Understand Indiana surplus lines premium tax rates, filing deadlines, and stamping fee requirements
5Study the NRRA and how it changed multi-state surplus lines taxation with the home state rule
6Review the differences between admitted, non-admitted, and eligible surplus lines insurers in Indiana

Frequently Asked Questions

What are the requirements to take the Indiana surplus lines broker exam?

You must hold an active Indiana Property & Casualty producer license before applying for the surplus lines broker exam. The exam is administered by Pearson VUE and costs $55. After passing, the resident license fee is $80 and the nonresident license fee is $120.

How many questions are on the Indiana surplus lines exam?

The Indiana surplus lines exam has approximately 50 scored questions plus additional pretest questions that do not count toward your score. You have 1 hour to complete the exam, and you need a score of 70% or higher to pass.

What topics does the Indiana surplus lines exam cover?

The exam covers four main areas: surplus lines markets and operations (Lloyd's, alien insurers), Indiana surplus lines law and regulations, diligent search requirements and insurer eligibility, and surplus lines taxation and compliance including premium tax and reporting obligations.

What is a diligent search in Indiana surplus lines?

A diligent search is the documented process of attempting to place coverage with admitted (licensed) insurers before placing it with a surplus lines carrier. Indiana requires brokers to demonstrate that the coverage was declined by the admitted market before using a non-admitted insurer.

How does the NRRA affect Indiana surplus lines?

The Nonadmitted and Reinsurance Reform Act (NRRA) established that only the insured's home state can regulate surplus lines taxation. For Indiana, this means the state collects surplus lines premium tax on policies where the insured's home state is Indiana, regardless of where the risk is located.

How long should I study for the Indiana surplus lines exam?

Most candidates study 20-40 hours over 2-4 weeks. Focus on Indiana-specific surplus lines statutes, diligent search procedures, premium tax requirements, and the structure of surplus lines markets including Lloyd's of London and alien insurers.