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100+ Free TX Surplus Lines Practice Questions

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65-75% Pass Rate
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2026 Statistics

Key Facts: TX Surplus Lines Exam

65-75%

First-Time Pass Rate

Industry Data

70%

Passing Score

TDI

60

Exam Questions

Pearson VUE

~1 hr

Exam Duration

Pearson VUE

$61

Exam Fee

Pearson VUE

P&C Required

Prerequisite

TDI

Texas requires surplus lines agents to pass a 60-question licensing exam with a 70% passing score. Candidates must hold an active P&C license. Spanish-language exam available. Texas is one of the largest surplus lines markets due to its energy sector and Gulf Coast exposure.

About the TX Surplus Lines Exam

The Texas surplus lines agent exam covers surplus lines markets (Lloyd's, London market, alien insurers), TDI regulations, SLSOT filing requirements, diligent search, the 4.85% premium tax, energy and petrochemical risks, non-admitted insurer eligibility, and NRRA compliance. Content effective December 1, 2025.

Questions

60 scored questions

Time Limit

~1 hour

Passing Score

70%

Exam Fee

$61 (Pearson VUE)

TX Surplus Lines Exam Content Outline

30%

Surplus Lines Markets

Lloyd's of London, London market, alien insurers, domestic surplus lines insurers, E&S market structure, and placement procedures

25%

Texas Surplus Lines Law

Texas Insurance Code provisions, TDI regulations, SLSOT requirements, licensing, agent duties, and compliance obligations

20%

Diligent Search & Eligibility

Diligent search process, documentation standards, eligible insurer list, non-admitted insurer qualifications, and NAIC standards

25%

Taxation & Compliance

Texas 4.85% surplus lines premium tax, SLSOT filing requirements, record-keeping, disclosure obligations, and penalties

How to Pass the TX Surplus Lines Exam

What You Need to Know

  • Passing score: 70%
  • Exam length: 60 questions
  • Time limit: ~1 hour
  • Exam fee: $61

Keys to Passing

  • Complete 500+ practice questions
  • Score 80%+ consistently before scheduling
  • Focus on highest-weighted sections
  • Use our AI tutor for tough concepts

TX Surplus Lines Study Tips from Top Performers

1Know the 4.85% Texas surplus lines tax rate and practice tax calculation questions
2Understand the SLSOT's role in reviewing filings and its filing deadlines
3Study Texas energy sector risks as common surplus lines placements
4Master diligent search documentation requirements for Texas
5Review NRRA home state provisions and exempt commercial purchaser rules
6Know the difference between surplus lines agents and managing general agents (MGAs)

Frequently Asked Questions

What is the passing score for the Texas surplus lines exam?

The Texas surplus lines agent exam requires a minimum passing score of 70%. The exam has 60 scored questions with approximately one hour to complete.

Is the Texas surplus lines exam available in Spanish?

Yes. Texas offers a Spanish-language version of the surplus lines agent exam, making it accessible to Spanish-speaking candidates.

What is the SLSOT and why is it important?

The Surplus Lines Stamping Office of Texas reviews all surplus lines filings for compliance. It verifies insurer eligibility, diligent searches, and tax calculations. All surplus lines agents must file with the SLSOT.

What is the Texas surplus lines tax rate?

Texas imposes a 4.85% surplus lines premium tax on gross premiums. This includes the base tax plus applicable stamping fees. Agents must collect and remit this tax properly.

Why is Texas one of the largest surplus lines markets?

Texas's massive energy sector (oil and gas, petrochemical), extensive Gulf Coast exposure, and large commercial insurance base generate significant demand for E&S coverage that admitted carriers cannot fully accommodate.

When did the current exam content become effective?

The current Texas surplus lines exam content became effective December 1, 2025. Candidates should study the most current exam outline for up-to-date content.