100+ Free TX Surplus Lines Practice Questions
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Key Facts: TX Surplus Lines Exam
65-75%
First-Time Pass Rate
Industry Data
70%
Passing Score
TDI
60
Exam Questions
Pearson VUE
~1 hr
Exam Duration
Pearson VUE
$61
Exam Fee
Pearson VUE
P&C Required
Prerequisite
TDI
Texas requires surplus lines agents to pass a 60-question licensing exam with a 70% passing score. Candidates must hold an active P&C license. Spanish-language exam available. Texas is one of the largest surplus lines markets due to its energy sector and Gulf Coast exposure.
About the TX Surplus Lines Exam
The Texas surplus lines agent exam covers surplus lines markets (Lloyd's, London market, alien insurers), TDI regulations, SLSOT filing requirements, diligent search, the 4.85% premium tax, energy and petrochemical risks, non-admitted insurer eligibility, and NRRA compliance. Content effective December 1, 2025.
Questions
60 scored questions
Time Limit
~1 hour
Passing Score
70%
Exam Fee
$61 (Pearson VUE)
TX Surplus Lines Exam Content Outline
Surplus Lines Markets
Lloyd's of London, London market, alien insurers, domestic surplus lines insurers, E&S market structure, and placement procedures
Texas Surplus Lines Law
Texas Insurance Code provisions, TDI regulations, SLSOT requirements, licensing, agent duties, and compliance obligations
Diligent Search & Eligibility
Diligent search process, documentation standards, eligible insurer list, non-admitted insurer qualifications, and NAIC standards
Taxation & Compliance
Texas 4.85% surplus lines premium tax, SLSOT filing requirements, record-keeping, disclosure obligations, and penalties
How to Pass the TX Surplus Lines Exam
What You Need to Know
- Passing score: 70%
- Exam length: 60 questions
- Time limit: ~1 hour
- Exam fee: $61
Keys to Passing
- Complete 500+ practice questions
- Score 80%+ consistently before scheduling
- Focus on highest-weighted sections
- Use our AI tutor for tough concepts
TX Surplus Lines Study Tips from Top Performers
Frequently Asked Questions
What is the passing score for the Texas surplus lines exam?
The Texas surplus lines agent exam requires a minimum passing score of 70%. The exam has 60 scored questions with approximately one hour to complete.
Is the Texas surplus lines exam available in Spanish?
Yes. Texas offers a Spanish-language version of the surplus lines agent exam, making it accessible to Spanish-speaking candidates.
What is the SLSOT and why is it important?
The Surplus Lines Stamping Office of Texas reviews all surplus lines filings for compliance. It verifies insurer eligibility, diligent searches, and tax calculations. All surplus lines agents must file with the SLSOT.
What is the Texas surplus lines tax rate?
Texas imposes a 4.85% surplus lines premium tax on gross premiums. This includes the base tax plus applicable stamping fees. Agents must collect and remit this tax properly.
Why is Texas one of the largest surplus lines markets?
Texas's massive energy sector (oil and gas, petrochemical), extensive Gulf Coast exposure, and large commercial insurance base generate significant demand for E&S coverage that admitted carriers cannot fully accommodate.
When did the current exam content become effective?
The current Texas surplus lines exam content became effective December 1, 2025. Candidates should study the most current exam outline for up-to-date content.