8.2 Conductor Insulations and Ampacity

Key Takeaways

  • NEC 110.14(C) limits the Table 310.16 column used for terminations: 60 °C for equipment rated 100 A or less (unless marked 75 °C), 75 °C for equipment over 100 A; the 90 °C column is used for derating only
  • Table 310.15(C)(1) ampacity adjustment factors: 4 to 6 current-carrying conductors = 80 percent, 7 to 9 = 70 percent, 10 to 20 = 50 percent, 21 to 30 = 45 percent
  • The -2 suffix on an insulation type (THWN-2, XHHW-2, RHW-2, USE-2) means 90 °C rating in both wet and dry locations
  • 240.4(D) limits overcurrent protection to 15 A for #14, 20 A for #12, and 30 A for #10 copper regardless of the higher ampacity shown in the 75 °C or 90 °C columns
  • A neutral conductor on a 3-wire single-phase 120/240 V system is not counted as current-carrying; a neutral on a 4-wire 3-phase wye system is counted
Last updated: August 2026

Why Conductor Ampacity Matters on the TX Journeyman Exam

Conductor sizing and ampacity calculations appear in both exam parts. The NEC Knowledge part tests your recall of insulation types, temperature ratings, and 110.14(C) termination rules. The Calculations part expects you to apply Table 310.16, apply temperature correction from Table 310.15(B)(1), and apply ampacity adjustment for more than three current-carrying conductors from Table 310.15(C)(1). Getting derating right is often the difference between passing and failing the 26-question Calculations section.

Article 310 — Conductors for General Wiring

Insulation Types and Temperature Ratings

NEC Table 310.4(A) lists conductor applications and insulation ratings. The most common types on the Journeyman exam:

InsulationMax TempCommon Use
THHN90 °C dryGeneral wiring in conduit
THWN75 °C wetGeneral wiring, wet locations
THWN-290 °C wet and dryGeneral wiring, all conditions
XHHW90 °C dry / 75 °C wetGeneral wiring, industrial
XHHW-290 °C wet and dryGeneral wiring, all conditions
RHH90 °C dryGeneral wiring, higher temperature
RHW75 °C wet and dryGeneral wiring
RHW-290 °C wet and dryGeneral wiring
USE-290 °C wet and dryUnderground service entrance

Key distinctions:

  • The -2 suffix means the insulation is rated 90 °C in both wet and dry locations. Conductors without the -2 suffix typically drop to 75 °C in wet locations.
  • USE-2 is for underground service conductors. It is not permitted inside a building because it has no flame-retardant rating unless dual-listed (for example, RHH/RHW/USE-2).
  • THWN (without -2) is only 75 °C in wet locations — important when derating must start from the 75 °C column instead of 90 °C.

Table 310.16 — Allowable Ampacities (Copper, 60/75/90 °C)

This is the single most important table on the exam. Below are the copper values for common sizes:

Size (Cu)60 °C (TW, UF)75 °C (THW, THWN, XHHW, USE)90 °C (THHN, THWN-2, XHHW-2, RHH, RHW-2, USE-2)
14 AWG15 A20 A25 A
12 AWG20 A25 A30 A
10 AWG30 A35 A40 A
8 AWG40 A50 A55 A
6 AWG55 A65 A75 A
4 AWG70 A85 A95 A
3 AWG85 A100 A110 A
2 AWG95 A115 A130 A
1 AWG110 A130 A150 A
1/0 AWG125 A150 A170 A
2/0 AWG145 A175 A195 A
3/0 AWG165 A200 A225 A
4/0 AWG195 A230 A260 A
250 kcmil215 A255 A290 A

Small-conductor rule (240.4(D)): The overcurrent protection for #14, #12, and #10 copper conductors is limited to 15 A, 20 A, and 30 A respectively, regardless of the higher ampacity in the 75 °C or 90 °C columns — unless specifically permitted otherwise (motor circuits per Article 430, for example).

110.14(C) — Electrical Connections: Temperature Limitations

This rule ties Table 310.16 to real equipment. You cannot use the 90 °C ampacity for conductor sizing unless the equipment terminations are rated for 90 °C.

Equipment RatingApplicable Column
100 A or less, or marked for 14–1 AWG conductors60 °C column (unless the equipment is marked 75 °C)
Over 100 A, or marked for 1/0 AWG and larger75 °C column (unless marked 90 °C)
Marked 90 °C terminations90 °C column (rare for standard equipment)

The 90 °C column is used for derating only. You start with the 90 °C ampacity to apply temperature correction and bundling adjustment, then verify the result does not exceed the termination-temperature limit (60 °C or 75 °C column).

310.15(B)(1) — Temperature Correction

When the ambient temperature is not 30 °C (86 °F), correct the ampacity using Table 310.15(B)(1). Key correction factors:

Ambient60 °C column75 °C column90 °C column
21–25 °C1.081.051.04
26–30 °C1.001.001.00
31–35 °C0.910.940.96
36–40 °C0.820.880.91
41–45 °C0.710.820.87
46–50 °C0.580.750.82

310.15(C)(1) — Ampacity Adjustment for Number of Conductors

When more than three current-carrying conductors are in a raceway or cable, reduce the ampacity per Table 310.15(C)(1):

Number of Current-Carrying ConductorsAdjustment Factor
1–3100%
4–680%
7–970%
10–2050%
21–3045%
31–4040%
41 and above35%

What counts as a current-carrying conductor?

  • Ungrounded (hot) conductors: always count.
  • Neutral conductor of a 3-wire single-phase 120/240 V circuit: does not count (balanced).
  • Neutral conductor of a 4-wire 3-phase wye circuit: counts (harmonics and unbalanced current).
  • Equipment grounding conductors: do not count.
  • 3-way switch travelers: count (they carry current).

Worked Example — Derating Six #12 THHN at 40 °C

Problem: Six current-carrying #12 THHN copper conductors are installed in EMT in a 40 °C ambient. What is the maximum allowable ampacity?

Step 1 — Base ampacity: #12 THHN is 90 °C rated. Table 310.16, 90 °C column = 30 A.

Step 2 — Temperature correction: 40 °C ambient, 90 °C column factor = 0.91.
30 A × 0.91 = 27.3 A.

Step 3 — Adjustment for 4–6 conductors: Factor = 0.80.
27.3 A × 0.80 = 21.84 A.

Step 4 — Termination limit (110.14(C)): Equipment rated 100 A or less, not marked otherwise, uses the 60 °C column = 20 A.

Step 5 — Final ampacity: The lower of 21.84 A and 20 A = 20 A.

The derating does not reduce the conductor below the termination limit, so a standard 20 A breaker still protects this circuit. If the result had been below 20 A, you would either upsize the conductor or reduce the breaker rating.

Test Your Knowledge

Per NEC 110.14(C), which Table 310.16 column must be used to determine the allowable ampacity of a #10 copper conductor terminating on standard equipment rated 60 A and not marked with a temperature rating?

A
B
C
D
Test Your Knowledge

Using NEC Table 310.15(C)(1), what is the ampacity adjustment factor for a raceway containing 12 current-carrying conductors?

A
B
C
D
Test Your Knowledge

A 120/240 V, 3-wire single-phase circuit (two ungrounded conductors and one neutral) is installed in a single conduit. How many current-carrying conductors are counted for Table 310.15(C)(1) derating purposes?

A
B
C
D
Test Your Knowledge

Six #12 THHN copper conductors (all current-carrying) are installed in EMT at 40 °C ambient. What is the adjusted ampacity after temperature correction and bundling adjustment, but before applying the 110.14(C) termination limit?

A
B
C
D