8.2 Conductor Insulations and Ampacity
Key Takeaways
- NEC 110.14(C) limits the Table 310.16 column used for terminations: 60 °C for equipment rated 100 A or less (unless marked 75 °C), 75 °C for equipment over 100 A; the 90 °C column is used for derating only
- Table 310.15(C)(1) ampacity adjustment factors: 4 to 6 current-carrying conductors = 80 percent, 7 to 9 = 70 percent, 10 to 20 = 50 percent, 21 to 30 = 45 percent
- The -2 suffix on an insulation type (THWN-2, XHHW-2, RHW-2, USE-2) means 90 °C rating in both wet and dry locations
- 240.4(D) limits overcurrent protection to 15 A for #14, 20 A for #12, and 30 A for #10 copper regardless of the higher ampacity shown in the 75 °C or 90 °C columns
- A neutral conductor on a 3-wire single-phase 120/240 V system is not counted as current-carrying; a neutral on a 4-wire 3-phase wye system is counted
Why Conductor Ampacity Matters on the TX Journeyman Exam
Conductor sizing and ampacity calculations appear in both exam parts. The NEC Knowledge part tests your recall of insulation types, temperature ratings, and 110.14(C) termination rules. The Calculations part expects you to apply Table 310.16, apply temperature correction from Table 310.15(B)(1), and apply ampacity adjustment for more than three current-carrying conductors from Table 310.15(C)(1). Getting derating right is often the difference between passing and failing the 26-question Calculations section.
Article 310 — Conductors for General Wiring
Insulation Types and Temperature Ratings
NEC Table 310.4(A) lists conductor applications and insulation ratings. The most common types on the Journeyman exam:
| Insulation | Max Temp | Common Use |
|---|---|---|
| THHN | 90 °C dry | General wiring in conduit |
| THWN | 75 °C wet | General wiring, wet locations |
| THWN-2 | 90 °C wet and dry | General wiring, all conditions |
| XHHW | 90 °C dry / 75 °C wet | General wiring, industrial |
| XHHW-2 | 90 °C wet and dry | General wiring, all conditions |
| RHH | 90 °C dry | General wiring, higher temperature |
| RHW | 75 °C wet and dry | General wiring |
| RHW-2 | 90 °C wet and dry | General wiring |
| USE-2 | 90 °C wet and dry | Underground service entrance |
Key distinctions:
- The -2 suffix means the insulation is rated 90 °C in both wet and dry locations. Conductors without the -2 suffix typically drop to 75 °C in wet locations.
- USE-2 is for underground service conductors. It is not permitted inside a building because it has no flame-retardant rating unless dual-listed (for example, RHH/RHW/USE-2).
- THWN (without -2) is only 75 °C in wet locations — important when derating must start from the 75 °C column instead of 90 °C.
Table 310.16 — Allowable Ampacities (Copper, 60/75/90 °C)
This is the single most important table on the exam. Below are the copper values for common sizes:
| Size (Cu) | 60 °C (TW, UF) | 75 °C (THW, THWN, XHHW, USE) | 90 °C (THHN, THWN-2, XHHW-2, RHH, RHW-2, USE-2) |
|---|---|---|---|
| 14 AWG | 15 A | 20 A | 25 A |
| 12 AWG | 20 A | 25 A | 30 A |
| 10 AWG | 30 A | 35 A | 40 A |
| 8 AWG | 40 A | 50 A | 55 A |
| 6 AWG | 55 A | 65 A | 75 A |
| 4 AWG | 70 A | 85 A | 95 A |
| 3 AWG | 85 A | 100 A | 110 A |
| 2 AWG | 95 A | 115 A | 130 A |
| 1 AWG | 110 A | 130 A | 150 A |
| 1/0 AWG | 125 A | 150 A | 170 A |
| 2/0 AWG | 145 A | 175 A | 195 A |
| 3/0 AWG | 165 A | 200 A | 225 A |
| 4/0 AWG | 195 A | 230 A | 260 A |
| 250 kcmil | 215 A | 255 A | 290 A |
Small-conductor rule (240.4(D)): The overcurrent protection for #14, #12, and #10 copper conductors is limited to 15 A, 20 A, and 30 A respectively, regardless of the higher ampacity in the 75 °C or 90 °C columns — unless specifically permitted otherwise (motor circuits per Article 430, for example).
110.14(C) — Electrical Connections: Temperature Limitations
This rule ties Table 310.16 to real equipment. You cannot use the 90 °C ampacity for conductor sizing unless the equipment terminations are rated for 90 °C.
| Equipment Rating | Applicable Column |
|---|---|
| 100 A or less, or marked for 14–1 AWG conductors | 60 °C column (unless the equipment is marked 75 °C) |
| Over 100 A, or marked for 1/0 AWG and larger | 75 °C column (unless marked 90 °C) |
| Marked 90 °C terminations | 90 °C column (rare for standard equipment) |
The 90 °C column is used for derating only. You start with the 90 °C ampacity to apply temperature correction and bundling adjustment, then verify the result does not exceed the termination-temperature limit (60 °C or 75 °C column).
310.15(B)(1) — Temperature Correction
When the ambient temperature is not 30 °C (86 °F), correct the ampacity using Table 310.15(B)(1). Key correction factors:
| Ambient | 60 °C column | 75 °C column | 90 °C column |
|---|---|---|---|
| 21–25 °C | 1.08 | 1.05 | 1.04 |
| 26–30 °C | 1.00 | 1.00 | 1.00 |
| 31–35 °C | 0.91 | 0.94 | 0.96 |
| 36–40 °C | 0.82 | 0.88 | 0.91 |
| 41–45 °C | 0.71 | 0.82 | 0.87 |
| 46–50 °C | 0.58 | 0.75 | 0.82 |
310.15(C)(1) — Ampacity Adjustment for Number of Conductors
When more than three current-carrying conductors are in a raceway or cable, reduce the ampacity per Table 310.15(C)(1):
| Number of Current-Carrying Conductors | Adjustment Factor |
|---|---|
| 1–3 | 100% |
| 4–6 | 80% |
| 7–9 | 70% |
| 10–20 | 50% |
| 21–30 | 45% |
| 31–40 | 40% |
| 41 and above | 35% |
What counts as a current-carrying conductor?
- Ungrounded (hot) conductors: always count.
- Neutral conductor of a 3-wire single-phase 120/240 V circuit: does not count (balanced).
- Neutral conductor of a 4-wire 3-phase wye circuit: counts (harmonics and unbalanced current).
- Equipment grounding conductors: do not count.
- 3-way switch travelers: count (they carry current).
Worked Example — Derating Six #12 THHN at 40 °C
Problem: Six current-carrying #12 THHN copper conductors are installed in EMT in a 40 °C ambient. What is the maximum allowable ampacity?
Step 1 — Base ampacity: #12 THHN is 90 °C rated. Table 310.16, 90 °C column = 30 A.
Step 2 — Temperature correction: 40 °C ambient, 90 °C column factor = 0.91.
30 A × 0.91 = 27.3 A.
Step 3 — Adjustment for 4–6 conductors: Factor = 0.80.
27.3 A × 0.80 = 21.84 A.
Step 4 — Termination limit (110.14(C)): Equipment rated 100 A or less, not marked otherwise, uses the 60 °C column = 20 A.
Step 5 — Final ampacity: The lower of 21.84 A and 20 A = 20 A.
The derating does not reduce the conductor below the termination limit, so a standard 20 A breaker still protects this circuit. If the result had been below 20 A, you would either upsize the conductor or reduce the breaker rating.
Per NEC 110.14(C), which Table 310.16 column must be used to determine the allowable ampacity of a #10 copper conductor terminating on standard equipment rated 60 A and not marked with a temperature rating?
Using NEC Table 310.15(C)(1), what is the ampacity adjustment factor for a raceway containing 12 current-carrying conductors?
A 120/240 V, 3-wire single-phase circuit (two ungrounded conductors and one neutral) is installed in a single conduit. How many current-carrying conductors are counted for Table 310.15(C)(1) derating purposes?
Six #12 THHN copper conductors (all current-carrying) are installed in EMT at 40 °C ambient. What is the adjusted ampacity after temperature correction and bundling adjustment, but before applying the 110.14(C) termination limit?