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Free AK L&H Exam Prep

Alaska Life & Health Insurance Producer Exam

Pass your AK L&H exam without spending hundreds on expensive prep courses. Free study guides, practice questions, flashcards, and related exam resources.

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Your Study Path

Alaska Life & Health Insurance License: Complete Roadmap

Follow this path to maximize your chances of passing on the first try

1

Life Insurance FundamentalsYou are here

Master term, whole life, universal life, policy provisions, and beneficiary designations.

20
hours
2

Health and Medicare

Study individual/group health, Medicare Parts A-D, Medicare supplements, and LTC insurance.

20
hours
3

Alaska Insurance Law

Learn Division of Insurance regulations, licensing, the 10-day free look, the 30-day individual-life grace period, and unfair practices.

15
hours
4

Annuities and Ethics

Understand annuity types, suitability requirements, and professional conduct standards.

10
hours
Estimated total study time
65 hours
That's about 7 weeks at 10 hours/week

Can You Take the AK L&H Exam?

Check if you meet the basic eligibility requirements

Age
18 years or older
Education
No statutory pre-licensing education requirement (Alaska is unique)
Additional Requirements
  • Pass state licensing examination
  • Submit fingerprints for background check
  • Apply for resident producer license through NIPR
  • Complete 24 hours CE every 2 years (including 3 ethics)

AK L&H Quick Facts

Time to Get Licensed

3-6 weeks for most candidates

From start to license in hand

Exam Provider

Pearson VUE

Remote Testing Available
Schedule Your Exam

Retake Policy

Candidates may reschedule through Pearson VUE; each new reservation requires a new $89 exam fee.

Total Cost Breakdown

Exam Fee$89 (covers up to 2 exams)
Application Fee$75 resident producer
Fingerprint Fee$48.25
Total Estimated Cost$212.25+
Why Choose Us

Free AK L&H Prep That Actually Works

200+ Practice Questions

More free questions than most paid courses

AI Tutor Explains Mistakes

Understand why answers are wrong, not just which ones

Updated for 2026

Content reflects latest exam changes

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What You'll Study

5 chapters covering everything you need to pass

AK L&H-Specific Topics Covered

Alaska Division of Insurance producer regulation under Title 21Unique no-pre-licensing education requirement (Alaska exception)10-day free look on individual life policies (from delivery)30-day individual-life grace period under AS 21.45.030 (31 days applies to group)2-year incontestability and suicide-exclusion period for life insurance24 hours biennial CE requirement including 3 hours ethicsAlaska Life & Health Guaranty Association coverage limitsLicense renewal on the last day of birth month every 2 years

AK L&H Exam Details

Alaska Life & Health Insurance Producer Exam

Administered by Alaska Division of Insurance / Pearson VUE

Official Source
Scaled score of 70 on every portion
Passing Score
110
Questions
2
Hours
$89 exam fee (covers up to 2 exams in one test-center session)
Exam Fee
Study time: 40-60 hours
Prerequisites: No mandatory pre-licensing education (unique to Alaska)

Exam Content Breakdown

Based on the official Alaska Division of Insurance / Pearson VUE content outline

Life Insurance Products and Policies35%

Term, whole life, universal life, policy provisions, beneficiaries, annuities, and settlement options

Health Insurance Products30%

Individual and group health, Medicare, Medicare supplements, disability, and long-term care

Alaska Insurance Laws and Regulations20%

Producer licensing, Division of Insurance, unfair practices, and guaranty association

Ethics and Professional Conduct15%

Producer duties, unfair trade practices, fiduciary responsibility, and consumer protection

What's Included

5 Chapters

Complete exam coverage

Practice Quizzes

With detailed explanations

Free to Start

No credit card required

Ran Chen - AI Engineer, CFP®
CFP®
Why It's Free

Quality Exam Prep Shouldn't Cost Hundreds

I'm Ran Chen, an engineer with 20+ years of coding experience. I passed my Life Insurance license, EA exam, SIE, Series 6, 63, 65, and finally the CFP® exam.

Through all these exams, one thing became clear: exam prep is expensive. But with AI, we can change that. Quality preparation can now be free for everyone.

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AK L&H Exam FAQ

Official Alaska Division of Insurance / Pearson VUE Resources

Verify information with these official sources

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