200+ Free Alaska Life & Health Practice Questions

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Which state agency is responsible for regulating insurance companies and producers in Alaska?

Alaska Insurance Commission

Alaska Division of Insurance (part of DCCED)

Alaska Bureau of Insurance Regulation

Alaska Department of Finance, Insurance Division

to track

2026 Statistics

Key Facts: Alaska Life & Health Exam

65-70%

First-Time Pass Rate

Industry Data

70%

Passing Score

AK Division of Insurance

110

Exam Questions

Pearson VUE

2.5 hours

Exam Duration

Pearson VUE

$89

Exam Fee

AK Division of Insurance

0 hours

Pre-Licensing Education

Alaska (Unique)

The Alaska Life & Health Insurance exam has approximately a 65-70% first-attempt pass rate. Alaska is unique among states with NO mandatory pre-licensing education requirement. The exam consists of 110 questions with a 2.5-hour time limit. A 70% passing score is required. The $89 exam fee covers up to 2 exams.

Sample Alaska Life & Health Practice Questions

Try these sample questions to test your Alaska Life & Health exam readiness. Each question includes a detailed explanation. Start the interactive quiz above for the full 200+ question experience with AI tutoring.

1Which state agency is responsible for regulating insurance companies and producers in Alaska?

A.Alaska Insurance Commission

B.Alaska Division of Insurance (part of DCCED)

C.Alaska Bureau of Insurance Regulation

D.Alaska Department of Finance, Insurance Division

Explanation: The Alaska Division of Insurance, which is part of the Department of Commerce, Community, and Economic Development (DCCED), is the state agency that regulates all insurance activities in Alaska. The Division is headed by a Director who is appointed by the Governor. Alaska does not have an Insurance Commission, Bureau of Insurance Regulation, or Department of Finance Insurance Division as named.

2What is unique about Alaska's pre-licensing education requirement compared to most other states?

A.Alaska requires 80 hours of pre-licensing education

B.Alaska does NOT require pre-licensing education courses

C.Alaska requires only online pre-licensing courses

D.Alaska requires pre-licensing education only for health insurance

Explanation: Unlike most states that require 20-60 hours of pre-licensing education, Alaska does NOT require any pre-licensing education courses for insurance producers. Applicants must still pass the state licensing examination, submit fingerprints, and pay applicable fees, but formal coursework is not mandated by Alaska law.

3What is the resident producer application fee for a new insurance license in Alaska?

A.$50

B.$75

C.$100

D.$150

Explanation: According to Alaska's 2026 fee schedule, the resident new license application fee for an insurance producer is $75. This fee is submitted through NIPR (National Insurance Producer Registry) after passing the required examination. Additional fees apply for fingerprinting and exam reservations.

4Which testing provider administers the Alaska insurance licensing examinations?

A.PSI Services

B.Prometric

C.Pearson VUE

D.FINRA

Explanation: Pearson VUE is the exclusive testing provider for Alaska insurance licensing examinations. Candidates must register with Pearson VUE to schedule their Life, Health, or Property & Casualty examinations. Alaska content outlines and registration are available through the Pearson VUE website.

5How many continuing education (CE) credits must Alaska resident producers complete every two years?

A.16 credits with 2 in ethics

B.24 credits with 3 in ethics

C.30 credits with 4 in ethics

D.40 credits with 5 in ethics

Explanation: Alaska requires resident producers to complete 24 hours of continuing education credits every two years, including at least 3 hours in ethics. The renewal period is based on the producer's birth month. This requirement applies to all lines of authority and helps ensure producers stay current with industry changes and regulatory updates.

6What is the approximate fingerprint processing fee for Alaska resident producer licensing?

A.$25.00

B.$38.50

C.$48.25

D.$75.00

Explanation: According to Alaska's 2026 fee schedule, the resident fingerprint processing fee is $48.25. This fee covers the background check required for most first-time resident producer applicants. Fingerprinting is submitted electronically through approved vendors during the licensing process.

7When does an Alaska producer's license renewal period begin?

A.January 1 of each year

B.The first day of the producer's birth month

C.Two years from the original license issue date

D.December 31 of the expiration year

Explanation: Alaska producer licenses renew every two years based on the producer's birth month. The renewal period begins on the first day of the producer's birth month, and continuing education requirements must be completed before renewal can be processed. This biennial renewal cycle tied to birth month is common in many states.

8What is the exam reservation fee for Alaska insurance licensing exams?

A.$50 per exam

B.$75 per exam

C.$89 (covers up to 2 exams)

D.$125 per exam

Explanation: Alaska charges an $89 reservation fee through Pearson VUE, which covers up to 2 examinations per reservation. This allows candidates to take both Life and Health exams (or Property and Casualty) for a single fee if scheduled together. Additional exams beyond two require a new reservation and fee.

9Which of the following is NOT a requirement for obtaining an Alaska resident producer license?

A.Pass the state licensing examination

B.Submit fingerprints for background check

C.Complete 40 hours of pre-licensing education

D.Pay the $75 application fee

Explanation: Alaska does NOT require pre-licensing education courses. This is a key difference from most other states. Alaska residents must pass the examination, submit fingerprints for a background check, and pay applicable fees, but there is no mandatory coursework requirement before taking the exam.

10Through which system must Alaska producer license applications be submitted?

A.State of Alaska Online Portal only

B.National Insurance Producer Registry (NIPR)

C.Direct mail to the Division of Insurance

D.Pearson VUE examination centers

Explanation: Alaska producer license applications must be submitted through the National Insurance Producer Registry (NIPR) Gateway. NIPR provides a centralized system for producer licensing across all states. While Pearson VUE handles examinations, the actual license application is processed through NIPR after passing the exam.

About the Alaska Life & Health Exam

Alaska-specific life and health insurance licensing exam covering Division of Insurance regulations, unique no-prelicensing education requirement, 60-day grace period for life insurance, annuities, Medicare supplements, and Alaska insurance laws.

Questions

110 scored questions

Time Limit

2 hours 30 minutes

Passing Score

70%

Exam Fee

$89 (Alaska Division of Insurance / Pearson VUE)

Alaska Life & Health Exam Content Outline

35%

Life Insurance Products

Term, whole life, universal life, policy provisions, beneficiaries, and annuities

30%

Health Insurance Products

Individual and group health, Medicare, Medicare supplements, disability, and long-term care

20%

Alaska Insurance Law

Division of Insurance regulation, producer licensing, CE requirements, and unfair practices

15%

Ethics and Professional Conduct

Producer duties, unfair trade practices, and professional responsibility

How to Pass the Alaska Life & Health Exam

What You Need to Know

Passing score: 70%
Exam length: 110 questions
Time limit: 2 hours 30 minutes
Exam fee: $89

Keys to Passing

Complete 500+ practice questions
Score 80%+ consistently before scheduling
Focus on highest-weighted sections
Use our AI tutor for tough concepts

Alaska Life & Health Study Tips from Top Performers

1Take advantage of Alaska's no pre-licensing requirement by self-studying efficiently

2Focus on Alaska-specific topics like the 60-day grace period and no mandated free look

3Master the 24-hour biennial CE requirement including 3 hours of ethics

4Study Alaska Division of Insurance producer licensing regulations thoroughly

5Understand the Alaska Life & Health Guaranty Association coverage limits

6Complete at least 200 practice questions before your exam date

Frequently Asked Questions

Does Alaska require pre-licensing education for life and health insurance?

No, Alaska is unique among U.S. states in that it does NOT require mandatory pre-licensing education courses. You can study independently and go directly to taking the Pearson VUE examination. This significantly reduces both time and cost compared to other states.

What is the grace period for life insurance in Alaska?

Alaska requires a 60-day grace period for life insurance policies, which is longer than the 30-31 day minimum in most other states. During this period, coverage continues and the policy remains in force while the policyholder has time to pay overdue premiums.

How many questions are on the Alaska Life & Health exam?

The Alaska Life & Health Insurance exam contains 110 multiple-choice questions. You have 2 hours and 30 minutes to complete the exam. A passing score of 70% is required to obtain your license.

What continuing education is required for Alaska producers?

Alaska requires 24 hours of continuing education credits every two years, including at least 3 hours in ethics. The renewal period is based on the producer's birth month. Failure to complete CE requirements prevents license renewal.

How much does it cost to get an Alaska insurance license?

The total estimated cost is approximately $212: $89 exam reservation fee (covers up to 2 exams), $75 resident producer application fee, and $48.25 fingerprint processing fee. Additional vendor transaction fees may apply.

Does Alaska have a free look period for life insurance?

Alaska is unique in that it does NOT mandate a free look (right to examine) period for life insurance by state law. However, many insurance companies may still offer free look periods voluntarily as a competitive practice.