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2026 Statistics

Key Facts: Alaska Life & Health Exam

70

Scaled Passing Score (each portion)

Pearson VUE Alaska Candidate Handbook

110

Exam Items per Line (90 scored)

Pearson VUE Alaska Candidate Handbook

2 hrs 15 min

Exam Duration per Line

Pearson VUE Alaska Candidate Handbook

$89

Exam Fee (up to 2 exams)

Pearson VUE Alaska Candidate Handbook

0 hours

Pre-Licensing Education

Alaska Division of Insurance

$48.25

Fingerprint / Background Check

Pearson VUE Alaska Candidate Handbook

Alaska is unique among states with NO mandatory pre-licensing education requirement. The Life and Accident & Health lines are separate Pearson VUE exams; each presents 110 items (about 90 scored plus 20 unscored pretest) across 2 hours 15 minutes (a 75-minute general portion plus a 60-minute Alaska state portion). You must reach a scaled score of 70 on every portion. The $89 exam fee covers up to 2 exams in one test-center session.

Sample Alaska Life & Health Practice Questions

Try these sample questions to test your Alaska Life & Health exam readiness. Each question includes a detailed explanation. Start the interactive quiz above for the full 625+ question experience with AI tutoring.

1Which state agency is responsible for regulating insurance companies and producers in Alaska?
A.Alaska Insurance Commission
B.Alaska Division of Insurance (part of DCCED)
C.Alaska Bureau of Insurance Regulation
D.Alaska Department of Finance, Insurance Division
Explanation: The Alaska Division of Insurance, which is part of the Department of Commerce, Community, and Economic Development (DCCED), is the state agency that regulates all insurance activities in Alaska. The Division is headed by a Director who is appointed by the Governor. Alaska does not have an Insurance Commission, Bureau of Insurance Regulation, or Department of Finance Insurance Division as named.
2What is unique about Alaska's pre-licensing education requirement compared to most other states?
A.Alaska requires 80 hours of pre-licensing education
B.Alaska does NOT require pre-licensing education courses
C.Alaska requires only online pre-licensing courses
D.Alaska requires pre-licensing education only for health insurance
Explanation: Unlike most states that require 20-60 hours of pre-licensing education, Alaska does NOT require any pre-licensing education courses for insurance producers. Applicants must still pass the state licensing examination, submit fingerprints, and pay applicable fees, but formal coursework is not mandated by Alaska law.
3What is the resident producer application fee for a new insurance license in Alaska?
A.$50
B.$75
C.$100
D.$150
Explanation: According to Alaska's 2026 fee schedule, the resident new license application fee for an insurance producer is $75. This fee is submitted through NIPR (National Insurance Producer Registry) after passing the required examination. Additional fees apply for fingerprinting and exam reservations.
4Which testing provider administers the Alaska insurance licensing examinations?
A.PSI Services
B.Prometric
C.Pearson VUE
D.FINRA
Explanation: Pearson VUE is the exclusive testing provider for Alaska insurance licensing examinations. Candidates must register with Pearson VUE to schedule their Life, Health, or Property & Casualty examinations. Alaska content outlines and registration are available through the Pearson VUE website.
5How many continuing education (CE) credits must Alaska resident producers complete every two years?
A.16 credits with 2 in ethics
B.24 credits with 3 in ethics
C.30 credits with 4 in ethics
D.40 credits with 5 in ethics
Explanation: Alaska requires resident producers to complete 24 hours of continuing education credits every two years, including at least 3 hours in ethics. The renewal period is based on the producer's birth month. This requirement applies to all lines of authority and helps ensure producers stay current with industry changes and regulatory updates.
6What is the approximate fingerprint processing fee for Alaska resident producer licensing?
A.$25.00
B.$38.50
C.$48.25
D.$75.00
Explanation: According to Alaska's 2026 fee schedule, the resident fingerprint processing fee is $48.25. This fee covers the background check required for most first-time resident producer applicants. Fingerprinting is submitted electronically through approved vendors during the licensing process.
7When does an Alaska producer's license renewal period begin?
A.January 1 of each year
B.The first day of the producer's birth month
C.Two years from the original license issue date
D.December 31 of the expiration year
Explanation: Alaska producer licenses renew every two years based on the producer's birth month. The renewal period begins on the first day of the producer's birth month, and continuing education requirements must be completed before renewal can be processed. This biennial renewal cycle tied to birth month is common in many states.
8What is the exam reservation fee for Alaska insurance licensing exams?
A.$50 per exam
B.$75 per exam
C.$89 (covers up to 2 exams)
D.$125 per exam
Explanation: Alaska charges an $89 reservation fee through Pearson VUE, which covers up to 2 examinations per reservation. This allows candidates to take both Life and Health exams (or Property and Casualty) for a single fee if scheduled together. Additional exams beyond two require a new reservation and fee.
9Which of the following is NOT a requirement for obtaining an Alaska resident producer license?
A.Pass the state licensing examination
B.Submit fingerprints for background check
C.Complete 40 hours of pre-licensing education
D.Pay the $75 application fee
Explanation: Alaska does NOT require pre-licensing education courses. This is a key difference from most other states. Alaska residents must pass the examination, submit fingerprints for a background check, and pay applicable fees, but there is no mandatory coursework requirement before taking the exam.
10Through which system must Alaska producer license applications be submitted?
A.State of Alaska Online Portal only
B.National Insurance Producer Registry (NIPR)
C.Direct mail to the Division of Insurance
D.Pearson VUE examination centers
Explanation: Alaska producer license applications must be submitted through the National Insurance Producer Registry (NIPR) Gateway. NIPR provides a centralized system for producer licensing across all states. While Pearson VUE handles examinations, the actual license application is processed through NIPR after passing the exam.

About the Alaska Life & Health Exam

Alaska-specific life and health insurance licensing exam covering Division of Insurance regulations, the unique no-prelicensing education requirement, annuities, Medicare supplements, and Alaska insurance laws. Life and Accident & Health are separate Pearson VUE exams.

Questions

110 scored questions

Time Limit

2 hours 15 minutes

Passing Score

Scaled score of 70 on every portion

Exam Fee

$89 (Alaska Division of Insurance / Pearson VUE)

Alaska Life & Health Exam Content Outline

35%

Life Insurance Products

Term, whole life, universal life, policy provisions, beneficiaries, and annuities

30%

Health Insurance Products

Individual and group health, Medicare, Medicare supplements, disability, and long-term care

20%

Alaska Insurance Law

Division of Insurance regulation, producer licensing, CE requirements, and unfair practices

15%

Ethics and Professional Conduct

Producer duties, unfair trade practices, and professional responsibility

How to Pass the Alaska Life & Health Exam

What You Need to Know

  • Passing score: Scaled score of 70 on every portion
  • Exam length: 110 questions
  • Time limit: 2 hours 15 minutes
  • Exam fee: $89

Keys to Passing

  • Complete 500+ practice questions
  • Score 80%+ consistently before scheduling
  • Focus on highest-weighted sections
  • Use our AI tutor for tough concepts

Alaska Life & Health Study Tips from Top Performers

1Take advantage of Alaska's no pre-licensing requirement by self-studying efficiently
2Focus on Alaska-specific numbers: the 10-day free look, the 30-day individual-life grace period, and 2-year incontestability
3Master the 24-hour biennial CE requirement including 3 hours of ethics
4Study Alaska Division of Insurance producer licensing regulations thoroughly
5Understand the Alaska Life & Health Guaranty Association coverage limits
6Complete at least 200 practice questions before your exam date

Frequently Asked Questions

Does Alaska require pre-licensing education for life and health insurance?

No, Alaska is unique among U.S. states in that it does NOT require mandatory pre-licensing education courses. You can study independently and go directly to taking the Pearson VUE examination. This significantly reduces both time and cost compared to other states.

What is the grace period for life insurance in Alaska?

Under AS 21.45.030, an individual life policy must allow a grace period of one month of not less than 30 days for every premium after the first. Coverage stays in full force during the grace period; the 31-day figure applies to group life under the separate group statute, so the individual-life floor is 30 days.

How many questions are on the Alaska Life & Health exam?

Alaska gives Life and Accident & Health as two separate exams, not one combined test. Each line presents 110 multiple-choice items — a 60-item general portion (50 scored plus 10 unscored pretest, 75 minutes) and a 50-item Alaska state portion (60 minutes) — for about 2 hours 15 minutes of seat time. You must reach a scaled score of 70 on every portion.

What continuing education is required for Alaska producers?

Alaska requires 24 hours of continuing education credits every two years, including at least 3 hours in ethics. The renewal period is based on the producer's birth month. Failure to complete CE requirements prevents license renewal.

How much does it cost to get an Alaska insurance license?

The total estimated cost is approximately $212: $89 exam reservation fee (covers up to 2 exams), $75 resident producer application fee, and $48.25 fingerprint processing fee. Additional vendor transaction fees may apply.

Does Alaska have a free look period for life insurance?

Yes. Every individual life policy must carry a free look of at least 10 days, running from the date the policy is delivered to the owner. Cancel within the window and the insurer refunds all premium paid with no surrender charge. Replacement of a life or annuity policy carries a longer 30-day free look.