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200+ Free Alaska Life & Health Practice Questions

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65-70% Pass Rate
200+ Questions
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Questions by Category

Ak-Lh-Life-Laws67 questions
Ak-Lh-Health-Laws51 questions
Ak-Lh-Ethics44 questions
Ak-Lh-Regulation38 questions
2026 Statistics

Key Facts: Alaska Life & Health Exam

65-70%

First-Time Pass Rate

Industry Data

70%

Passing Score

AK Division of Insurance

110

Exam Questions

Pearson VUE

2.5 hours

Exam Duration

Pearson VUE

$89

Exam Fee

AK Division of Insurance

0 hours

Pre-Licensing Education

Alaska (Unique)

The Alaska Life & Health Insurance exam has approximately a 65-70% first-attempt pass rate. Alaska is unique among states with NO mandatory pre-licensing education requirement. The exam consists of 110 questions with a 2.5-hour time limit. A 70% passing score is required. The $89 exam fee covers up to 2 exams.

About the Alaska Life & Health Exam

Alaska-specific life and health insurance licensing exam covering Division of Insurance regulations, unique no-prelicensing education requirement, 60-day grace period for life insurance, annuities, Medicare supplements, and Alaska insurance laws.

Questions

110 scored questions

Time Limit

2 hours 30 minutes

Passing Score

70%

Exam Fee

$89 (Alaska Division of Insurance / Pearson VUE)

Alaska Life & Health Exam Content Outline

35%

Life Insurance Products

Term, whole life, universal life, policy provisions, beneficiaries, and annuities

30%

Health Insurance Products

Individual and group health, Medicare, Medicare supplements, disability, and long-term care

20%

Alaska Insurance Law

Division of Insurance regulation, producer licensing, CE requirements, and unfair practices

15%

Ethics and Professional Conduct

Producer duties, unfair trade practices, and professional responsibility

How to Pass the Alaska Life & Health Exam

What You Need to Know

  • Passing score: 70%
  • Exam length: 110 questions
  • Time limit: 2 hours 30 minutes
  • Exam fee: $89

Keys to Passing

  • Complete 500+ practice questions
  • Score 80%+ consistently before scheduling
  • Focus on highest-weighted sections
  • Use our AI tutor for tough concepts

Alaska Life & Health Study Tips from Top Performers

1Take advantage of Alaska's no pre-licensing requirement by self-studying efficiently
2Focus on Alaska-specific topics like the 60-day grace period and no mandated free look
3Master the 24-hour biennial CE requirement including 3 hours of ethics
4Study Alaska Division of Insurance producer licensing regulations thoroughly
5Understand the Alaska Life & Health Guaranty Association coverage limits
6Complete at least 200 practice questions before your exam date

Frequently Asked Questions

Does Alaska require pre-licensing education for life and health insurance?

No, Alaska is unique among U.S. states in that it does NOT require mandatory pre-licensing education courses. You can study independently and go directly to taking the Pearson VUE examination. This significantly reduces both time and cost compared to other states.

What is the grace period for life insurance in Alaska?

Alaska requires a 60-day grace period for life insurance policies, which is longer than the 30-31 day minimum in most other states. During this period, coverage continues and the policy remains in force while the policyholder has time to pay overdue premiums.

How many questions are on the Alaska Life & Health exam?

The Alaska Life & Health Insurance exam contains 110 multiple-choice questions. You have 2 hours and 30 minutes to complete the exam. A passing score of 70% is required to obtain your license.

What continuing education is required for Alaska producers?

Alaska requires 24 hours of continuing education credits every two years, including at least 3 hours in ethics. The renewal period is based on the producer's birth month. Failure to complete CE requirements prevents license renewal.

How much does it cost to get an Alaska insurance license?

The total estimated cost is approximately $212: $89 exam reservation fee (covers up to 2 exams), $75 resident producer application fee, and $48.25 fingerprint processing fee. Additional vendor transaction fees may apply.

Does Alaska have a free look period for life insurance?

Alaska is unique in that it does NOT mandate a free look (right to examine) period for life insurance by state law. However, many insurance companies may still offer free look periods voluntarily as a competitive practice.

Alaska Life & Health Resources