200+ Free WA Life & Health Practice Questions
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Key Facts: WA Life & Health Exam
150
Total Items
Washington PSI candidate bulletin
195 min
Exam Time
Washington PSI candidate bulletin
70%
Passing Score
Washington PSI score reporting guidance
$55
Exam Fee
Washington PSI bulletin fee table
45 items
WA Law Weighting
Washington official life/disability content outline domain counts
180 days
Application Window
Washington PSI bulletin licensing timeline note
$49.00
Resident Fingerprints
Washington OIC fingerprint requirements page
Washington's current PSI bulletin (last revised July 1, 2025) lists the Life and Disability Producer Combo at 150 items in 195 minutes with a 70% passing score and $55 fee. Washington OIC confirms prelicensing education is no longer required (effective July 23, 2023), resident applicants must complete electronic fingerprints, and application requirements must be completed within 180 days after passing the exam.
About the WA Life & Health Exam
Washington's Life and Disability Producer Combo exam blends national life and health fundamentals with a heavily weighted Washington law section. The official exam uses 150 items in 195 minutes and tests producer licensing/compliance, life policy standards, annuity and replacement rules, health policy concepts, and Medicare/LTC topics.
Questions
150 scored questions
Time Limit
3 hours 15 minutes (195 minutes)
Passing Score
70%
Exam Fee
$55 (Washington Office of the Insurance Commissioner (OIC) / PSI Services LLC)
WA Life & Health Exam Content Outline
Washington Laws, Rules, and Regulations
OIC authority, producer licensing/appointments, unfair-practice standards, and Washington-specific compliance duties
General Concepts and Federal Law
General insurance concepts plus federal-law items included in the Washington blueprint
Life Basics, Types, and Provisions
Life/A&H basics, life policy types, and life policy provisions/options/riders
Annuities and Tax Considerations
Annuity concepts, recommendation compliance, and federal tax treatment for life/health products
Health, Disability, Medical, and Group Health
Individual health provisions, disability income, medical plans, and group health concepts
Senior and Special-Needs Coverage
Medicare supplement and related senior-market testing priorities
How to Pass the WA Life & Health Exam
What You Need to Know
- Passing score: 70%
- Exam length: 150 questions
- Time limit: 3 hours 15 minutes (195 minutes)
- Exam fee: $55
Keys to Passing
- Complete 500+ practice questions
- Score 80%+ consistently before scheduling
- Focus on highest-weighted sections
- Use our AI tutor for tough concepts
WA Life & Health Study Tips from Top Performers
Frequently Asked Questions
How many questions and how much time are on Washington's Life and Disability Producer Combo exam?
Washington's PSI bulletin lists 150 items with a 195-minute time limit for the Life and Disability Producer Combo exam.
What passing score and exam fee apply in Washington?
The current bulletin states a 70% passing score and a $55 exam fee for the Washington Life and Disability Producer Combo.
Does Washington still require prelicensing education before taking the producer exam?
No. Washington OIC states prelicensing education is no longer required, effective July 23, 2023.
What fingerprint rule applies for Washington producer applicants?
Washington requires resident applicants to submit electronic fingerprints for background review; OIC states nonresident applicants do not have Washington fingerprint requirements.
How long do I have to complete licensing steps after passing in Washington?
The PSI bulletin states that application requirements must be completed within 180 days after passing, or you may need to retake the exam.
What Washington-specific law topics are highest yield?
Focus on the 45-item Washington law section: OIC authority, producer licensing and appointments, unfair-practice standards, replacement/annuity compliance, and Medicare supplement and LTC-related rules.