650+ Free VT Life & Health Practice Questions
Pass your Vermont Life, Accident and Health or Sickness Producer (14-29) exam on the first try — instant access, no signup required.
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Key Facts: VT Life & Health Exam
150 + 5
Scored + Unscored
Prometric VT 14-29 content outline
150 min
Exam Time
Prometric VT 14-29 content outline
70%
Passing Benchmark
VT prep benchmark; Prometric reports pass/fail
$65
Combined Exam Fee
Prometric Vermont Insurance exam registration form (Series 14-29)
$60
Resident License Fee
Vermont DFR producer licensing (paid via NIPR)
24 hrs + 3 ethics
Resident CE
Vermont DFR CE requirements
15 days
Appointment Timing
Vermont DFR producer FAQ
Vermont's combined producer exam is Prometric Series 14-29. The official outline tests 150 scored questions plus 5 unscored pretest items in 150 minutes, requires a 70% score to pass, and carries a $65 Prometric scheduling fee. Domain weights emphasize life foundations/policies and group-health/senior-market content, plus dedicated Vermont law sections for common, life/annuity, and accident/health statutes. The $60 resident producer license fee is paid separately to the DFR through NIPR.
Sample VT Life & Health Practice Questions
Try these sample questions to test your VT Life & Health exam readiness. Each question includes a detailed explanation. Start the interactive quiz above for the full 650+ question experience with AI tutoring.
1Which Vermont agency regulates insurance producers and insurers in the state?
2What is the Prometric exam code for the Vermont combined Life, Accident and Health producer exam?
3How many scored questions are on Vermont Series 14-29?
4How many unscored (pretest) questions are delivered on Vermont Series 14-29?
5What is the testing time limit for Vermont Series 14-29?
6What is the minimum age to qualify for a Vermont producer license?
7What is the Vermont resident producer license term for life and health authority?
8When does the Vermont resident producer renewal window generally open?
9What continuing education package is required for a typical Vermont resident producer renewal?
10Under Vermont CE rules, how many hours can be credited from insurance agency management courses?
About the VT Life & Health Exam
Vermont Series 14-29 combines national life and health fundamentals with Vermont producer law, annuity best-interest rules, replacement requirements, Medicare/LTC standards, and Vermont-specific life and health statutes.
Questions
150 scored questions
Time Limit
2 hours 30 minutes (150 minutes)
Passing Score
70% (industry benchmark)
Exam Fee
$65 (combined Series 14-29 Prometric scheduling fee; $50 single line) (Vermont Department of Financial Regulation / Prometric)
VT Life & Health Exam Content Outline
Life Basics
Personal/business uses of life insurance, insurable interest, and foundational life-policy concepts
Life Policies, Provisions, and Annuities
Life policy classes (9%), life provisions/options/riders (7%), annuities (8%), and related recommendation scenarios
Health Foundations and Individual/Disability
A&H basics (2%), individual health provisions (6%), and disability income concepts (6%)
Medical, Group, and Senior Markets
Medical plans (6%), group A&H (9%), and senior/special-needs insurance including Medicare topics (7%)
Tax and Federal Considerations
Federal tax treatment of life insurance and annuities as tested in the Vermont outline
Vermont-Specific Law
Common VT law (5%), VT life/annuity statutes and rules (6%), and VT accident/health statutes and rules (5%)
How to Pass the VT Life & Health Exam
What You Need to Know
- Passing score: 70% (industry benchmark)
- Exam length: 150 questions
- Time limit: 2 hours 30 minutes (150 minutes)
- Exam fee: $65 (combined Series 14-29 Prometric scheduling fee; $50 single line)
Keys to Passing
- Complete 500+ practice questions
- Score 80%+ consistently before scheduling
- Focus on highest-weighted sections
- Use our AI tutor for tough concepts
VT Life & Health Study Tips from Top Performers
Frequently Asked Questions
How many questions and how much time are on Vermont Series 14-29?
Prometric's 14-29 outline lists 150 scored questions plus 5 unscored pretest items, with a 150-minute time limit.
What score should I target to pass Vermont's life and health producer exam?
Prometric score reports are delivered as pass/fail, and Vermont prep providers generally use a 70% passing benchmark for study planning.
What does Vermont test beyond national life/health concepts?
Vermont adds state-law sections covering producer licensing and duties, unfair practices, annuity best-interest, replacement standards, Medicare/LTC requirements, and Vermont-specific life/health statutory provisions.
What continuing education is required after licensing in Vermont?
Resident producers generally complete 24 CE hours each cycle, including at least 3 ethics hours, and Vermont also caps agency-management CE credits.
What Vermont-specific LTC rule is frequently tested?
To sell LTC in Vermont, producers need accident-and-health authority and must complete required LTC training, including Vermont-specific content and ongoing training obligations.