200+ Free VT Life & Health Practice Questions
Pass your Vermont Life, Accident and Health or Sickness Producer (14-29) exam on the first try — instant access, no signup required.
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Key Facts: VT Life & Health Exam
150 + 5
Scored + Unscored
Prometric VT 14-29 content outline
150 min
Exam Time
Prometric VT 14-29 content outline
70%
Passing Benchmark
VT prep benchmark; Prometric reports pass/fail
$67.60
Exam Fee
Vermont Licensing Information Bulletin (effective Jan 1, 2026)
Jan 1, 2026
Current Bulletin Effective Date
Prometric Vermont Licensing Information Bulletin
24 hrs + 3 ethics
Resident CE
Vermont DFR CE requirements
15 days
Appointment Timing
Vermont DFR producer FAQ
As of February 28, 2026, Vermont's current Prometric life/health bulletin is effective January 1, 2026. The official 14-29 outline tests 150 scored questions plus 5 unscored in 150 minutes, with domain weights emphasizing life foundations/policies and group-health/senior-market content, plus dedicated Vermont law sections for common, life/annuity, and accident/health statutes.
About the VT Life & Health Exam
Vermont Series 14-29 combines national life and health fundamentals with Vermont producer law, annuity best-interest rules, replacement requirements, Medicare/LTC standards, and Vermont-specific life and health statutes.
Questions
150 scored questions
Time Limit
2 hours 30 minutes (150 minutes)
Passing Score
70% (industry benchmark)
Exam Fee
$67.60 (Vermont Department of Financial Regulation / Prometric)
VT Life & Health Exam Content Outline
Life Basics
Personal/business uses of life insurance, insurable interest, and foundational life-policy concepts
Life Policies, Provisions, and Annuities
Life policy classes (9%), life provisions/options/riders (7%), annuities (8%), and related recommendation scenarios
Health Foundations and Individual/Disability
A&H basics (2%), individual health provisions (6%), and disability income concepts (6%)
Medical, Group, and Senior Markets
Medical plans (6%), group A&H (9%), and senior/special-needs insurance including Medicare topics (7%)
Tax and Federal Considerations
Federal tax treatment of life insurance and annuities as tested in the Vermont outline
Vermont-Specific Law
Common VT law (5%), VT life/annuity statutes and rules (6%), and VT accident/health statutes and rules (5%)
How to Pass the VT Life & Health Exam
What You Need to Know
- Passing score: 70% (industry benchmark)
- Exam length: 150 questions
- Time limit: 2 hours 30 minutes (150 minutes)
- Exam fee: $67.60
Keys to Passing
- Complete 500+ practice questions
- Score 80%+ consistently before scheduling
- Focus on highest-weighted sections
- Use our AI tutor for tough concepts
VT Life & Health Study Tips from Top Performers
Frequently Asked Questions
How many questions and how much time are on Vermont Series 14-29?
Prometric's 14-29 outline lists 150 scored questions plus 5 unscored pretest items, with a 150-minute time limit.
What score should I target to pass Vermont's life and health producer exam?
Prometric score reports are delivered as pass/fail, and Vermont prep providers generally use a 70% passing benchmark for study planning.
What does Vermont test beyond national life/health concepts?
Vermont adds state-law sections covering producer licensing and duties, unfair practices, annuity best-interest, replacement standards, Medicare/LTC requirements, and Vermont-specific life/health statutory provisions.
What continuing education is required after licensing in Vermont?
Resident producers generally complete 24 CE hours each cycle, including at least 3 ethics hours, and Vermont also caps agency-management CE credits.
What Vermont-specific LTC rule is frequently tested?
To sell LTC in Vermont, producers need accident-and-health authority and must complete required LTC training, including Vermont-specific content and ongoing training obligations.