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Question 1

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Which Utah agency has primary authority over producer licensing, market conduct, and insurance enforcement in Utah?

Utah Department of Commerce Division of Licensing

Utah Insurance Department (UID)

Utah Department of Financial Institutions

Utah Office of Consumer Services

to track

2026 Statistics

Key Facts: UT Life & Health Exam

150

Series 17-03 Questions

Prometric Utah-LIB / exam table

150 min

Testing Time

Prometric Utah-LIB / exam table

70%

Passing Score

Prometric Utah exam FAQ and bulletin

$44

Exam Fee

Prometric Utah-LIB

24 / 3 ethics

UT Biennial CE

Utah Insurance Department CE guidance

No prelicense

Pre-Exam Course Requirement

Utah Insurance Department licensing page

As of February 28, 2026, Prometric materials list Utah Series 17-03 at 150 questions, 150 minutes, and a 70% passing score with a $44 exam fee. Utah does not require prelicensing education before testing. High-yield Utah topics include 24 CE hours every 2 years (3 ethics), appointment/termination timing under R590-244, record and reporting duties under 31A-23a-412, Medigap birthday-rule updates, and the 2026 insulin-cap bulletin guidance.

Sample UT Life & Health Practice Questions

Try these sample questions to test your UT Life & Health exam readiness. Each question includes a detailed explanation. Start the interactive quiz above for the full 200+ question experience with AI tutoring.

1Which Utah agency has primary authority over producer licensing, market conduct, and insurance enforcement in Utah?

A.Utah Department of Commerce Division of Licensing

B.Utah Insurance Department (UID)

C.Utah Department of Financial Institutions

D.Utah Office of Consumer Services

Explanation: The Utah Insurance Department regulates insurers and producers under Utah Insurance Code Title 31A. It oversees licensing, compliance, discipline, and consumer-protection enforcement. Knowing the regulator is foundational for every Utah law question on the Series 17-03 exam.

2What is the Prometric exam code for Utah's combined Life, Accident and Health producer exam?

A.16-52

B.17-03

C.12-UT-05

D.UT-LH-01

Explanation: Prometric identifies Utah's combined life and health producer exam as Series 17-03. Using the wrong code can register a candidate for the wrong line. Utah questions often test whether candidates understand this combined exam structure.

3How many total questions are delivered on Utah Series 17-03?

A.120

B.135

C.150

D.180

Explanation: The Utah Series 17-03 exam delivers 150 questions. This figure is distinct from some Utah P&C series that use different counts. Time-management strategy should be based on the actual delivered question total.

4What is the time limit for Utah's combined Life, Accident and Health producer exam (17-03)?

A.120 minutes

B.135 minutes

C.150 minutes

D.180 minutes

Explanation: Utah gives candidates 150 minutes (2.5 hours) for Series 17-03. That pacing requirement is tighter than many candidates expect for a combined line exam. Practicing full-length timed sets is important for realistic prep.

5What passing score applies to Utah Series 17-03?

A.65%

B.68%

C.70%

D.75%

Explanation: Prometric Utah program materials list a 70% passing score for producer licensing exams, including 17-03. Candidates should treat all items seriously because unscored items are not identified. Scoring below 70% requires a retake with a new reservation fee.

6What exam fee is listed for Utah Series 17-03 in current Prometric bulletin materials?

A.$39

B.$44

C.$59

D.$75

Explanation: Prometric lists the Utah 17-03 exam fee at $44 per attempt. Licensing applicants should budget separately for fingerprinting and application costs. Exam fee questions are common in state-law blueprint sections.

7Which statement best reflects Utah's current prelicensing education rule for resident producer applicants?

A.Utah requires 20 hours of life and 20 hours of health prelicensing

B.Utah requires 40 total prelicensing hours before testing

C.Utah does not require prelicensing hours before the exam

D.Utah waives prelicensing only for applicants over age 21

Explanation: Utah currently does not mandate prelicensing course hours before sitting for the producer exam. Candidates may still use prep courses, but they are optional rather than statutory prerequisites. This is a major difference from many other states.

8What is Utah's resident producer continuing-education requirement for most lines, including life and health?

A.12 hours every 2 years

B.18 hours every 2 years

C.24 hours every 2 years

D.30 hours every 2 years

Explanation: Utah requires 24 CE hours per two-year cycle for resident producers in most lines. This total includes required ethics training. CE compliance is central to producer license maintenance and renewal eligibility.

9How many ethics CE hours are included in Utah's 24-hour biennial CE requirement?

A.1

B.2

C.3

D.4

Explanation: Utah includes a 3-hour ethics component within the 24-hour biennial CE requirement. Ethics content supports producer conduct, fair dealing, and compliance expectations. Missing ethics hours can block renewal even if total hours are otherwise sufficient.

10Utah CE rules require what minimum portion of the 24 biennial CE hours to be classroom or classroom-equivalent?

A.At least 6 hours

B.At least 8 hours

C.At least 12 hours

D.At least 18 hours

Explanation: Utah requires at least half of required CE to be classroom or classroom-equivalent format. With a 24-hour cycle, that means at least 12 hours in qualifying formats. This detail is frequently tested in Utah producer-maintenance questions.

About the UT Life & Health Exam

Utah Series 17-03 is a combined producer exam covering life insurance, annuities, accident and health insurance, group and medical plans, Medicare and long-term care, plus Utah producer law. The state-law portion emphasizes producer compliance duties, appointments, records, fiduciary handling of funds, unfair-practice restrictions, and current Utah regulatory updates.

Questions

150 scored questions

Time Limit

2 hours 30 minutes (150 minutes)

Passing Score

70%

Exam Fee

$44 (Utah Insurance Department / Prometric)

UT Life & Health Exam Content Outline

17%

Utah Regulation + General Insurance

Producer licensing, appointments, CE, fiduciary duties, unfair practices, and foundational insurance law concepts

32%

Life + Annuity Domains

Life basics, policy types/provisions/riders, annuities, and federal tax/qualified-plan treatment for life products

24%

A&H + Medical Plans

A&H basics, disability income, individual and medical plan structures, utilization controls, and policy mechanics

10%

Group Health and Dental

Group underwriting, continuation and conversion rights, employer-plan mechanics, and dental plan structures

Medicare and Long-Term Care

Medicare parts and supplements, Utah Medigap updates, LTC triggers, and suitability/disclosure expectations

Federal Tax and Integration

Federal tax treatment for life and health products and mixed scenario application across domains

How to Pass the UT Life & Health Exam

What You Need to Know

Passing score: 70%
Exam length: 150 questions
Time limit: 2 hours 30 minutes (150 minutes)
Exam fee: $44

Keys to Passing

Complete 500+ practice questions
Score 80%+ consistently before scheduling
Focus on highest-weighted sections
Use our AI tutor for tough concepts

UT Life & Health Study Tips from Top Performers

1Start with the official 17-03 weighting so your practice time matches how Utah scores domains.

2Memorize Utah-specific producer compliance early: CE, appointments, record retention, and reporting windows.

3Drill life-policy provisions and annuity taxation in scenario format, not just definitions.

4Use mixed Medicare/LTC sets and include Utah Medigap birthday-rule scenarios to build state-law accuracy.

5Practice full 150-minute blocks so pacing is automatic on exam day.

Frequently Asked Questions

How many questions and how much time are on Utah Series 17-03?

Prometric's current Utah candidate materials list 150 total questions with a 150-minute time limit (2 hours 30 minutes). The passing score is 70%.

What does Utah charge for the Life and Health exam?

Prometric lists the Utah Series 17-03 exam fee as $44 per attempt. Separate licensing costs can still apply after you pass, including fingerprint/background and application processing.

Does Utah require prelicensing education before taking the exam?

Utah's producer licensing pathway does not require prelicensing course hours before exam registration. Many candidates still use structured prep to improve first-attempt performance.

What Utah producer-maintenance rules are commonly tested?

Candidates should memorize Utah CE (24 hours every 2 years including 3 ethics), contact-reporting and record-retention duties under 31A-23a-412, and appointment/termination timing under R590-244.

What recent Utah updates should I know for 2026 prep?

Utah Bulletin 2026-1 announced CY2027 insulin-cap values under state law and rule. Utah Bulletin 2025-5 also highlighted Medigap birthday-rule election guidance under 31A-22-620.