200+ Free SD Property & Casualty Practice Questions
Pass your South Dakota Property & Casualty Insurance Exam exam on the first try — instant access, no signup required.
Which state entity is the primary insurance regulator for South Dakota?
Key Facts: SD Property & Casualty Exam
145
Total Questions
South Dakota Pearson VUE Candidate Handbook
150 min
Time Limit
South Dakota Pearson VUE Candidate Handbook
Scaled 70
Passing Score
South Dakota Division of Insurance
$95
Exam Fee (Combo)
Pearson VUE South Dakota program
No hours required
Pre-Licensing Requirement
SD Division of Insurance producer page
25/50/25
SD Auto Minimums
SDCL 32-35-70
10 hours
CE (P&C only)
SDCL 58-30-116 / ARSD 20:06:18
South Dakota administers the P&C combo exam through Pearson VUE with 145 total questions in 150 minutes, a scaled passing score of 70, and a $95 exam fee. Official outlines weight the scored exam at 100 general-knowledge questions plus 30 South Dakota-law questions. South Dakota does not require pre-licensing education, uses biennial birth-month renewals, and requires continuing education by line (10 hours P&C only, up to 20 total for multiple major lines).
Sample SD Property & Casualty Practice Questions
Try these sample questions to test your SD Property & Casualty exam readiness. Each question includes a detailed explanation. Start the interactive quiz above for the full 200+ question experience with AI tutoring.
1Which state entity is the primary insurance regulator for South Dakota?
2What is the current Pearson VUE South Dakota combined Property & Casualty exam length and time limit?
3What scaled score is required to pass the South Dakota combined P&C licensing exam?
4How much is the Pearson VUE fee for the South Dakota combined Property & Casualty exam?
5After failing the South Dakota combined P&C exam, what is the retake waiting period?
6What prelicensing education is required in South Dakota before applying for a resident or non-resident producer license?
7How often does a South Dakota resident producer license renew, and when is it due?
8How many CE hours are required in South Dakota for each major line such as Property/Casualty?
9A South Dakota producer holds both Property/Casualty and Life/Health lines. What is the maximum total CE required?
10Within how many days must an insurer submit a producer appointment in South Dakota?
About the SD Property & Casualty Exam
South Dakota's Property & Casualty producer exam combines national P&C coverage with state law on licensing, appointments, file-and-use rate regulation, auto financial responsibility (25/50/25), mandatory UM/UIM framework, and producer conduct standards.
Questions
145 scored questions
Time Limit
2 hours 30 minutes (150 minutes)
Passing Score
Scaled score of 70
Exam Fee
$95 (South Dakota Division of Insurance / Pearson VUE)
SD Property & Casualty Exam Content Outline
Types of Property Policies
Homeowners, dwelling, commercial property, inland marine, flood, and specialty property coverages
Property Terms and Concepts
Insurable interest, valuation, perils, hazards, indemnity, and related core property concepts
Property Policy Provisions and Contract Law
Declarations, conditions, exclusions, duties after loss, subrogation, and contract principles
Types of Casualty Policies and Bonds
CGL, personal/commercial auto, workers compensation concepts, crime, surety, umbrella, and professional liability
Casualty Terms and Concepts
Liability and negligence frameworks, damages, endorsements, and casualty-focused policy terminology
Casualty Policy Provisions
Casualty policy structure, cancellation/nonrenewal concepts, claim conditions, and settlement mechanics
South Dakota Common Insurance Statutes
Director authority, producer licensing, appointments, guaranty concepts, and unfair practices law
South Dakota P&C-Specific Statutes
Valued policy law, assigned risk plan, auto and UM/UIM statutes, surplus lines, and SD cancellation rules
How to Pass the SD Property & Casualty Exam
What You Need to Know
- Passing score: Scaled score of 70
- Exam length: 145 questions
- Time limit: 2 hours 30 minutes (150 minutes)
- Exam fee: $95
Keys to Passing
- Complete 500+ practice questions
- Score 80%+ consistently before scheduling
- Focus on highest-weighted sections
- Use our AI tutor for tough concepts
SD Property & Casualty Study Tips from Top Performers
Frequently Asked Questions
How many questions are on the South Dakota Property & Casualty exam?
The South Dakota Property & Casualty producer combo exam is listed at 145 total questions with a 150-minute time limit through Pearson VUE. The official outline uses scored and pretest items, so your report is presented as pass/fail with a scaled score.
What score do I need to pass South Dakota's P&C exam?
South Dakota reports producer exam results on a scaled basis, and the passing standard is 70. A scaled score is not the same as a raw percentage of correctly answered questions.
Does South Dakota require pre-licensing education for a P&C producer license?
No. South Dakota states that no pre-licensing education is required for resident or non-resident producer licensing, although preparation is still strongly recommended before testing.
What are South Dakota's continuing education requirements for P&C producers?
South Dakota requires continuing education by qualification line and renewal cycle. A producer with only Property/Casualty authority must complete 10 hours, while producers with multiple major lines can be required up to 20 hours total before biennial birth-month renewal.
What are South Dakota's minimum auto liability limits and UM/UIM rules?
South Dakota financial responsibility limits are 25/50/25 for bodily injury and property damage. State statutes also require UM and UIM frameworks tied to bodily injury limits (subject to statutory caps unless higher limits are requested), and anti-stacking rules generally apply.
How is South Dakota different from many other states for P&C regulation?
South Dakota is a file-and-use state for most P&C rate filings, so rates generally become effective on filing unless a later date is selected. It also has no pre-licensing-hour mandate and an appointment system with specific timing and annual renewal workflows through NIPR/SBS.