200+ Free SD Life & Health Practice Questions
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Key Facts: SD Life & Health Exam
145
Total Questions
SD Pearson VUE handbook (InsSD_LAH45)
150 min
Time Limit
SD Pearson VUE handbook (InsSD_LAH45)
$95
Exam Fee
SD Pearson VUE handbook (combo exam)
Scaled 70
Passing Score
South Dakota scoring standard
No prelicense hours
Pre-Licensing Requirement
NIPR South Dakota requirements
$25
Resident Application Fee
SDCL 58-30-42
30 / 2 years
CE Requirement
SDCL 58-30-105
South Dakota InsSD_LAH45 is listed at 145 total questions in 150 minutes with a $95 reservation fee and a scaled passing score of 70. The scored blueprint is 100 general-knowledge questions plus 30 South Dakota-law questions, with 15 additional pretest items. South Dakota also stands out for no pre-licensing education requirement, a $25 resident producer application fee, and CE of 30 credits every two years including 3 ethics credits.
About the SD Life & Health Exam
South Dakota uses one combined Life, Accident and Health producer exam (InsSD_LAH45). The outline blends national life and health product knowledge with South Dakota statutes, rules, producer licensing law, and state-specific life and health requirements.
Questions
145 scored questions
Time Limit
2 hours 30 minutes (150 minutes)
Passing Score
Scaled score of 70
Exam Fee
$95 (South Dakota Division of Insurance / Pearson VUE)
SD Life & Health Exam Content Outline
Life General Knowledge
Life policy types, provisions/riders, underwriting and delivery, retirement concepts, and annuity fundamentals
Health General Knowledge
Health policy types/provisions, social insurance, disability and LTC concepts, and field underwriting procedures
South Dakota Common Insurance Law
Director authority, licensing, producer responsibilities, guaranty association basics, unfair practices, and fraud regulation
South Dakota Life and Health Statutes
Life-only and health-only SD statutes and rules, including replacement, annuity best-interest, Med Supp, LTC, and ACA-related state topics
How to Pass the SD Life & Health Exam
What You Need to Know
- Passing score: Scaled score of 70
- Exam length: 145 questions
- Time limit: 2 hours 30 minutes (150 minutes)
- Exam fee: $95
Keys to Passing
- Complete 500+ practice questions
- Score 80%+ consistently before scheduling
- Focus on highest-weighted sections
- Use our AI tutor for tough concepts
SD Life & Health Study Tips from Top Performers
Frequently Asked Questions
Is South Dakota Life and Health one combined exam?
Yes. Pearson VUE lists South Dakota as one combined producer exam code (InsSD_LAH45) for life, accident, and health authority instead of two separate line exams.
How many questions and how much time are on InsSD_LAH45?
The candidate handbook lists 145 total questions and a 150-minute time limit. The content outline breaks this into 130 scored questions (100 general + 30 South Dakota-specific) plus 15 pretest questions.
What passing score is required in South Dakota?
South Dakota reports producer exam results using a scaled score. The passing standard in the handbook is a scaled 70.
Does South Dakota require pre-licensing education before the exam?
Current South Dakota licensing requirements indicate no pre-licensing education requirement. Candidates can schedule and sit for the exam without mandatory pre-license classroom hours.
What are South Dakota CE requirements after licensing?
South Dakota law requires producers to complete 30 continuing education credits every two years, including 3 ethics credits. CE compliance is required for timely renewal.
How quickly can I retake if I fail?
The South Dakota Pearson VUE handbook states candidates may retake after 24 hours, with a new exam fee for each attempt.