200+ Free SC Life & Health Practice Questions
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Key Facts: SC Life & Health Exam
InsSC-LAH03
Exam Code
Pearson VUE SC candidate handbook
140
Total Delivered Questions
Pearson VUE SC candidate handbook
150 min
Time Limit
Pearson VUE SC candidate handbook
Scaled 70
Passing Standard
Pearson VUE SC score explanation section
100 + 30
National + State Scored Split
SC LAH outline effective Sept 2, 2025
$59
Exam Fee
Pearson VUE SC fee table
South Carolina InsSC-LAH03 is 140 delivered questions in 150 minutes with a scaled passing score of 70 and a $59 fee. The scored blueprint is 100 national questions plus 30 South Carolina law questions, with 10 pretest items mixed in. The state-law portion is weighted 18 all-lines, 6 life-specific, and 6 health-specific. SCDOI also posted a 2026 process update requiring a new exhibit for Medicare Supplement filings with rates beginning March 1, 2026.
About the SC Life & Health Exam
South Carolina uses one combined Life, Accident and Health producer exam (InsSC-LAH03). The exam blends national life/health fundamentals with South Carolina all-lines law, life-specific law, and health-specific law including Medicare supplement and long-term care regulation references.
Questions
140 scored questions
Time Limit
2 hours 30 minutes (150 minutes)
Passing Score
Scaled score of 70
Exam Fee
$59 (South Carolina Department of Insurance (SCDOI) / Pearson VUE)
SC Life & Health Exam Content Outline
Life General Knowledge
Life policy types, riders/provisions/exclusions, underwriting and delivery, retirement concepts, and annuities from the national section
Health General Knowledge
Accident and sickness policy types, clauses/riders, social insurance, field underwriting, disability, medical plans, and related health concepts
South Carolina All-Lines Law
SCDOI authority, licensing, appointments, CE, unfair practices, claims standards, reporting duties, guaranty association basics, and privacy regulation references
South Carolina Life-Specific Law
Life replacement/conversion, life advertising and solicitation, and SC life policy provision/rider references
South Carolina Health-Specific Law
SC accident and health statutory framework, Medicare Supplement regulation references, and long-term care regulation references
How to Pass the SC Life & Health Exam
What You Need to Know
- Passing score: Scaled score of 70
- Exam length: 140 questions
- Time limit: 2 hours 30 minutes (150 minutes)
- Exam fee: $59
Keys to Passing
- Complete 500+ practice questions
- Score 80%+ consistently before scheduling
- Focus on highest-weighted sections
- Use our AI tutor for tough concepts
SC Life & Health Study Tips from Top Performers
Frequently Asked Questions
How many questions are on the South Carolina Life and Health exam?
InsSC-LAH03 is delivered as 140 total questions in one exam session. Pearson VUE's outline indicates 130 scored questions and 10 pretest questions mixed in.
What are the South Carolina exam time limit, passing score, and fee?
South Carolina lists 150 minutes, a scaled passing score of 70, and a $59 exam fee for InsSC-LAH03.
How is South Carolina state law weighted on this exam?
The state-law section is 30 scored questions total, weighted as 18 all-lines law, 6 life-specific law, and 6 health-specific law.
If I pass one section and fail the other, can I retake only one section?
No. South Carolina candidate materials state that if you pass one section and fail the other, you must retake the entire examination.
What 2026 South Carolina update is relevant to health-law preparation?
SCDOI posted that beginning March 1, 2026, Medicare Supplement filings that include rates must include a new exhibit, and missing exhibits may cause filings to be rejected as incomplete.