Free Practice Questions for RI Life & Health
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Key Facts: RI Life & Health Exam
50 + 30
Scored Questions Per Major Line
Rhode Island Pearson VUE content outline
75 + 45 min
General + State Time Split
Rhode Island exam table
70
Scaled Passing Score
Rhode Island candidate handbook
$80
Fee Per Major Line
Rhode Island Pearson VUE fee table
$250k / $500k
Resident Producer E&O Minimums
R.I. Gen. Laws § 27-2.4-23
24 CE / 3 ethics
Biennial CE Requirement
230-RICR-20-50-2
As of February 28, 2026, Rhode Island Pearson VUE materials list major-line producer exams at 50 general scored questions and 30 state scored questions (plus unscored items), with 75 minutes for general and 45 minutes for state. Rhode Island uses a 70 scaled passing score and $80 exam fee per major line. Rhode Island resident producer licensing requires E&O insurance with minimum limits of $250,000 per claim and $500,000 annual aggregate.
Sample RI Life & Health Practice Questions
Try these sample questions to review concepts for the RI Life & Health exam. Each question includes a detailed explanation. Start the interactive quiz above for the full 644+ question experience with AI tutoring.
1Which Rhode Island agency regulates insurance producers and insurers?
2How are Rhode Island major life and health lines tested?
3How many scoreable questions are in the Rhode Island Life Producer general section?
4How many scoreable questions are in the Rhode Island-specific section for each major life or health exam?
5What is the standard testing-time split for a Rhode Island major line insurance exam?
6What is the Pearson VUE exam fee for each Rhode Island major line exam (Life or Accident & Health)?
7According to the Rhode Island exam table, what pricing note applies when two major lines are scheduled back to back?
8What passing standard applies to Rhode Island insurance licensing exams?
9How long must a Rhode Island candidate wait before making a reexamination reservation?
10What is Rhode Island's statutory prelicensing classroom-hour requirement for resident producer applicants?
About the RI Life & Health Exam
Rhode Island requires separate major-line exams for Life Producer and Accident & Health Producer. The state sections emphasize DBR producer law, appointment filing windows, E&O minimums, CE timing, and Rhode Island-specific life and health statutes.
Exam sponsor: Rhode Island Department of Business Regulation (DBR) / Pearson VUE. The requirements and fees below concern the certification or admission exam, separate from our free practice resources.
Questions
160 questions
Time Limit
2 hours per exam (4 hours total for both lines)
Passing Score
70% (scaled score)
Exam / Certification Fees
$80 per exam ($160 total; Pearson VUE lists BOGO for back-to-back major lines)
Exam sponsor websiteReported exam pass rate: Not publicly reported. Rhode Island DBR and Pearson VUE do not publish a statewide first-time pass-rate series Exam sponsor website
Fees, eligibility, and exam policies can change. Confirm them with the exam sponsor before applying or paying.
Official sources
- Rhode Island DBR Insurance Division
- Pearson VUE Rhode Island Insurance Program
- Rhode Island Candidate Handbook (Feb 2026) #124000
- Rhode Island Examination Content Outlines #124001 (effective June 3, 2024)
- RI DBR Producer Licensing FAQ
- R.I. Gen. Laws § 27-2.4-23 (Producer E&O Requirement)
- 230-RICR-20-50-2 (Producer Continuing Education)
- 230-RICR-20-50-5 (Fees and Appointments)
Our practice resources: topics covered
We aim to reflect publicly available exam outlines and topic information in our study resources. Coverage, format, and difficulty may differ from the actual exam, and we cannot guarantee that every detail is accurate or current. Confirm exam requirements, fees, and policies with the official exam sponsor.
Life General Knowledge
50 scored life questions on policy types, provisions, annuities, underwriting, and taxation concepts
Life Rhode Island Law
30 scored state life questions on RI producer law, replacement standards, and life-specific statutory rules
Health General Knowledge
50 scored health questions on policy structures, disability, medical/group plans, and senior-market products
Health Rhode Island Law
30 scored state health questions on RI health statutes, Medicare supplement standards, and producer compliance
Preparing for the RI Life & Health Exam
What You Need to Know
- Passing score: 70% (scaled score)
- Exam length: 160 questions
- Time limit: 2 hours per exam (4 hours total for both lines)
- Exam / certification fees: $80 per exam ($160 total; Pearson VUE lists BOGO for back-to-back major lines) Official sources
Using Our Practice Resources
- Work through all 644 available questions
- Review every answer and explanation
- Track weak areas and revisit them
- Use our AI tutor for tough concepts
RI Life & Health: Suggested Study Strategy
Frequently Asked Questions
Does Rhode Island use one combined life-and-health exam?
No. Rhode Island uses separate major-line exams for Life Producer and Accident & Health Producer. Each line includes a general section and a Rhode Island state-law section.
What score do I need to pass Rhode Island producer exams?
Rhode Island uses a scaled passing score of 70. The score is reported as pass/fail, and scaled scores are not a direct raw-percent conversion.
What exam format and timing are listed for Rhode Island major lines?
The outline structure is 50 scored general questions and 30 scored state questions for each line, with 75 minutes for general and 45 minutes for state (2 hours total per major line).
What is a high-priority Rhode Island licensing rule to memorize?
R.I. Gen. Laws § 27-2.4-23 requires resident producers to maintain errors and omissions coverage at minimum limits of $250,000 per claim and $500,000 annual aggregate, subject to statutory exceptions.
What Rhode Island appointment and CE rules are commonly tested?
Insurers generally must file appointments within 15 days after first application submission, and resident producers complete 24 CE hours every biennium including 3 ethics hours under current RI CE regulations.