200+ Free RI Life & Health Practice Questions
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Key Facts: RI Life & Health Exam
50 + 30
Scored Questions Per Major Line
Rhode Island Pearson VUE content outline
75 + 45 min
General + State Time Split
Rhode Island exam table
70
Scaled Passing Score
Rhode Island candidate handbook
$80
Fee Per Major Line
Rhode Island Pearson VUE fee table
$250k / $500k
Resident Producer E&O Minimums
R.I. Gen. Laws § 27-2.4-23
24 CE / 3 ethics
Biennial CE Requirement
230-RICR-20-50-2
As of February 28, 2026, Rhode Island Pearson VUE materials list major-line producer exams at 50 general scored questions and 30 state scored questions (plus unscored items), with 75 minutes for general and 45 minutes for state. Rhode Island uses a 70 scaled passing score and $80 exam fee per major line. Rhode Island resident producer licensing requires E&O insurance with minimum limits of $250,000 per claim and $500,000 annual aggregate.
About the RI Life & Health Exam
Rhode Island requires separate major-line exams for Life Producer and Accident & Health Producer. The state sections emphasize DBR producer law, appointment filing windows, E&O minimums, CE timing, and Rhode Island-specific life and health statutes.
Questions
160 scored questions
Time Limit
2 hours per exam (4 hours total for both lines)
Passing Score
70% (scaled score)
Exam Fee
$80 per exam ($160 total; Pearson VUE lists BOGO for back-to-back major lines) (Rhode Island Department of Business Regulation (DBR) / Pearson VUE)
RI Life & Health Exam Content Outline
Life General Knowledge
50 scored life questions on policy types, provisions, annuities, underwriting, and taxation concepts
Life Rhode Island Law
30 scored state life questions on RI producer law, replacement standards, and life-specific statutory rules
Health General Knowledge
50 scored health questions on policy structures, disability, medical/group plans, and senior-market products
Health Rhode Island Law
30 scored state health questions on RI health statutes, Medicare supplement standards, and producer compliance
How to Pass the RI Life & Health Exam
What You Need to Know
- Passing score: 70% (scaled score)
- Exam length: 160 questions
- Time limit: 2 hours per exam (4 hours total for both lines)
- Exam fee: $80 per exam ($160 total; Pearson VUE lists BOGO for back-to-back major lines)
Keys to Passing
- Complete 500+ practice questions
- Score 80%+ consistently before scheduling
- Focus on highest-weighted sections
- Use our AI tutor for tough concepts
RI Life & Health Study Tips from Top Performers
Frequently Asked Questions
Does Rhode Island use one combined life-and-health exam?
No. Rhode Island uses separate major-line exams for Life Producer and Accident & Health Producer. Each line includes a general section and a Rhode Island state-law section.
What score do I need to pass Rhode Island producer exams?
Rhode Island uses a scaled passing score of 70. The score is reported as pass/fail, and scaled scores are not a direct raw-percent conversion.
What exam format and timing are listed for Rhode Island major lines?
The outline structure is 50 scored general questions and 30 scored state questions for each line, with 75 minutes for general and 45 minutes for state (2 hours total per major line).
What is a high-priority Rhode Island licensing rule to memorize?
R.I. Gen. Laws § 27-2.4-23 requires resident producers to maintain errors and omissions coverage at minimum limits of $250,000 per claim and $500,000 annual aggregate, subject to statutory exceptions.
What Rhode Island appointment and CE rules are commonly tested?
Insurers generally must file appointments within 15 days after first application submission, and resident producers complete 24 CE hours every biennium including 3 ethics hours under current RI CE regulations.