525+ Free OK Life & Health Practice Questions
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Key Facts: OK Life & Health Exam
150+5
Scored + Unscored Questions
Oklahoma PSI content outline
150 min
Exam Time
Oklahoma PSI content outline
70%
Passing Score
Oklahoma PSI candidate bulletin
$38
Exam Fee
Oklahoma PSI candidate bulletin
29 items
State Statutes/Rules
Official OK outline domain count
42 items
Provisions/Options Domain
Official OK outline domain count
As of February 27, 2026, Oklahoma PSI materials list the combined Life, Accident and Health or Sickness Producer exam at 150 scored questions plus 5 unscored in 150 minutes, with a 70% passing score and a $38 exam fee. The official outline weights include 9 licensing items, 29 state-law items, 42 policy provisions/options items, 30 life product items, and dedicated Medicare/LTC content.
Sample OK Life & Health Practice Questions
Try these sample questions to test your OK Life & Health exam readiness. Each question includes a detailed explanation. Start the interactive quiz above for the full 525+ question experience with AI tutoring.
1Which agency regulates insurers and producer licensing for the life and health line in Oklahoma?
2The head of the Oklahoma Insurance Department is the Insurance Commissioner. How does the Commissioner obtain office?
3How is the Oklahoma Life, Accident and Health or Sickness Producer examination structured?
4What passing score does PSI require on the Oklahoma insurance producer examination?
5According to the PSI Candidate Information Bulletin, what is the examination fee for the Oklahoma Life, Accident and Health or Sickness Producer exam?
6Beyond the 150 scored items, what else may appear on the Oklahoma producer exam?
7Before a producer may act on behalf of an insurer in Oklahoma, what must occur?
8An Oklahoma resident producer changes home address. What is the producer's duty?
9Which disciplinary action may the Oklahoma Insurance Commissioner take against a producer who violates Title 36?
10What minimum age applies to most Oklahoma producer license applicants?
About the OK Life & Health Exam
The Oklahoma combined life and health producer exam follows the official PSI/OID outline with 150 scored questions plus 5 unscored. It emphasizes Oklahoma licensing law, Title 36 insurance statutes, life policy provisions, life products, health products, Medicare supplement, and long-term care regulation.
Questions
150 scored questions
Time Limit
2 hours 30 minutes (150 minutes)
Passing Score
70%
Exam Fee
$38 (Oklahoma Insurance Department / PSI)
OK Life & Health Exam Content Outline
OK Licensing, OID Authority, and State Law
Producer licensing, appointments, CE/maintenance, commissioner authority, Title 36 unfair practices, suitability, and guaranty association rules
Policy Provisions, Clauses, and Rights
Mandatory provisions, policy options, beneficiary/ownership rights, nonforfeiture, exclusions, riders, and renewability concepts
Life Products and Annuities
Term, whole, universal, endowment, joint/survivorship, variable products, group life, viaticals, and MEC treatment
Underwriting and Replacement
Application workflow, signatures, initial premium/receipt, policy delivery, insurable interest, and Oklahoma replacement compliance
Health Providers and Product Types
Major medical, limited benefit, specified disease, HMO/PPO/MEWA/group health, disability income, dental, and credit disability
Medicare and Long-Term Care
Medicare Advantage and Part D, Medicare supplement standards, and LTC sales requirements, minimum standards, renewability, and suitability
How to Pass the OK Life & Health Exam
What You Need to Know
- Passing score: 70%
- Exam length: 150 questions
- Time limit: 2 hours 30 minutes (150 minutes)
- Exam fee: $38
Keys to Passing
- Complete 500+ practice questions
- Score 80%+ consistently before scheduling
- Focus on highest-weighted sections
- Use our AI tutor for tough concepts
OK Life & Health Study Tips from Top Performers
Frequently Asked Questions
How many questions are on Oklahoma's Life, Accident and Health or Sickness Producer exam?
The official Oklahoma PSI content outline lists 150 scored questions plus 5 unscored items, for 155 total delivered questions.
What are the time limit, passing score, and fee for the Oklahoma combined life and health exam?
Oklahoma PSI materials list a 150-minute time limit, a 70% passing score, and a $38 exam fee for the combined producer exam.
What Oklahoma-specific law areas are heavily tested?
Expect frequent Oklahoma law questions on producer licensing and appointments, Title 36 unfair practices and fraud standards, commissioner authority, guaranty association basics, and state Medicare supplement/suitability rules.
How should I allocate study time for this exam?
Use the official weighting: prioritize policy provisions/options and life product domains, then Oklahoma statutes/licensing, then health products and Medicare/LTC. Build timed sets at roughly one minute per scored question.