300+ Free OK Claims Adjuster Practice Questions

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Question 1

Score: 0/0

Which of the following best describes insurable interest?

A financial interest in the preservation of property or life being insured

The relationship between an agent and an insurance company

A legal requirement to purchase insurance

The amount of premium paid for insurance coverage

to track

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2026 Statistics

Key Facts: OK Claims Adjuster Exam

70%

Passing Score

DOI

100 Q

Practice Questions

OpenExamPrep

24 hrs

CE Per Cycle

DOI

2 hrs

Exam Time

DOI

varies

Exam Fee

LicenseMap 2026

Oklahoma requires claims adjusters to pass a state licensing exam covering P&C claims, policy interpretation, state insurance laws, and unfair claims settlement practices.

Sample OK Claims Adjuster Practice Questions

Try these sample questions to test your OK Claims Adjuster exam readiness. Each question includes a detailed explanation. Start the interactive quiz above for the full 300+ question experience with AI tutoring.

1Under Oklahoma Title 36, what is the minimum age requirement to obtain a claims adjuster license?

A.16 years old

B.18 years old

C.21 years old

D.25 years old

Explanation: Under Oklahoma Title 36 O.S. Section 401-406, applicants for an adjuster license must be at least 18 years of age and a U.S. citizen.

2Which state agency oversees insurance adjuster licensing in Oklahoma?

A.Oklahoma Department of Financial Services

B.Oklahoma Insurance Department (OID)

C.Oklahoma Commerce Commission

D.Oklahoma Secretary of State

Explanation: The Oklahoma Insurance Department (OID) oversees all insurance licensing, including adjuster licenses, in the state of Oklahoma.

3What is the short title of the Oklahoma adjuster licensing law?

A.Oklahoma Claims Act

B.Insurance Adjusters Licensing Act (36 O.S. Section 6201)

C.Oklahoma Insurance Code

D.Professional Adjusters Practice Act

Explanation: The Oklahoma adjuster licensing law is officially titled the 'Insurance Adjusters Licensing Act' under Title 36 O.S. Section 6201.

4Under 36 O.S. Section 6202, what types of adjuster licenses does Oklahoma issue?

A.Only staff and independent adjusters

B.Insurance adjuster, public adjuster, and apprentice adjuster

C.Only public adjusters

D.Only independent adjusters

Explanation: Under 36 O.S. Section 6202, Oklahoma issues licenses for insurance adjusters, public adjusters, and apprentice adjusters, each with specific qualifications and scope of practice.

5What is the apprentice adjuster license provision under 36 O.S. Section 6204.1?

A.A permanent license for new adjusters

B.A supervised license with specific terms and conditions allowing someone to learn adjusting under supervision

C.A license only for out-of-state adjusters

D.A temporary emergency license

Explanation: Under 36 O.S. Section 6204.1, Oklahoma provides for an apprentice adjuster license that allows individuals to learn the adjusting profession under specific terms, conditions, and supervision requirements.

6What is the passing score required for the Oklahoma adjuster licensing exam?

A.60%

B.65%

C.70%

D.75%

Explanation: The Oklahoma adjuster licensing exam requires a minimum passing score of 70%. Candidates who score below 70% must retake the exam.

7What continuing education (CE) is required for Oklahoma adjuster license renewal?

A.12 hours every year

B.24 hours every two years, including 3 hours in ethics

C.30 hours every three years

D.No CE is required

Explanation: Oklahoma requires adjuster licensees to complete 24 hours of continuing education every two years (biennially), with at least 3 of those hours in ethics courses.

8What is the licensing fee for an Oklahoma adjuster license with a single line of authority?

A.$15

B.$30

C.$50

D.$75

Explanation: The fee for an Oklahoma adjuster license with a single line of authority is $30. Multiple lines of authority cost $50.

9What surety bond is required for Oklahoma public adjusters?

A.$10,000

B.$15,000

C.$25,000

D.$50,000

Explanation: Under 36 O.S. Section 6214, Oklahoma public adjusters must file a $25,000 surety bond. This bond protects clients from financial harm due to fraudulent or negligent practices.

10Under 36 O.S. Section 6203, which of the following is NOT deemed an adjuster and not required to obtain a license in Oklahoma?

A.A person hired to investigate claims for an insurance company

B.An attorney acting in their professional capacity adjusting insurance claims

C.A person who negotiates claim settlements for compensation

D.A public adjuster representing policyholders

Explanation: Under 36 O.S. Section 6203, certain persons are not deemed adjusters and not required to obtain a license, including attorneys acting in their professional legal capacity.

About the OK Claims Adjuster Exam

The Oklahoma claims adjuster exam covers property and casualty insurance claims, damage assessment, policy interpretation, state insurance laws, unfair claims practices, ethics, and Oklahoma-specific adjuster regulations.

Questions

100 scored questions

Time Limit

2 hours

Passing Score

70%

Exam Fee

varies (Oklahoma DOI)

OK Claims Adjuster Exam Content Outline

25%

Claims Process

Investigation, documentation, damage assessment, reserving, negotiation

25%

Policy Coverage

Property, casualty, auto, liability policies, coverage analysis, exclusions

20%

State Regulations

State licensing, DOI regulations, unfair claims practices, penalties

15%

Investigation

Evidence gathering, statements, fraud detection, subrogation

15%

Ethics & Practice

Professional conduct, conflicts of interest, confidentiality, CE

How to Pass the OK Claims Adjuster Exam

What You Need to Know

Passing score: 70%
Exam length: 100 questions
Time limit: 2 hours
Exam fee: varies

Keys to Passing

Complete 500+ practice questions
Score 80%+ consistently before scheduling
Focus on highest-weighted sections
Use our AI tutor for tough concepts

OK Claims Adjuster Study Tips from Top Performers

1Master property and casualty insurance policy structure and coverage

2Study your state's unfair claims settlement practices act

3Know the claims investigation process from first notice to settlement

4Understand subrogation principles and procedures

5Review state-specific adjuster licensing requirements and regulations

Frequently Asked Questions

What does the Oklahoma claims adjuster exam cover?

The exam covers P&C insurance claims, policy interpretation, damage assessment, state insurance regulations, unfair claims practices, and professional ethics.

What is the passing score?

Most states require 70% to pass the claims adjuster licensing exam.

How is this different from a public adjuster?

Claims adjusters work for insurance companies or independently to evaluate claims. Public adjusters work exclusively for policyholders to maximize their settlement.

What CE is required?

Most states require 24 hours of continuing education per renewal cycle for claims adjusters.