200+ Free NH Life & Health Practice Questions
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Key Facts: NH Life & Health Exam
Series 12-63
Exam Code
PSI NH content outline
150 Q
Exam Questions
PSI NH content outline
2h 30m
Time Limit
PSI NH content outline
70%
Passing Score
PSI NH exam prep guidance
$72
Exam Fee
PSI NH candidate bulletin fee table
24 CE / 2 years
Renewal CE
RSA 402-J:7-a
The NH combined exam uses 150 questions in 2.5 hours with a 70% passing score and $72 exam fee. New Hampshire does not require prelicensing education before testing, but producers must satisfy strict post-license compliance including 24 CE hours every 2 years with 3-10 ethics hours completed at least 60 days before renewal. As of February 27, 2026, NHID exam administration remains on PSI Services (transition effective July 1, 2025) with no newer published blueprint replacing Series 12-63.
About the NH Life & Health Exam
New Hampshire's combined Life, Accident and Health producer exam (Series 12-63) tests national life/health fundamentals plus NH producer law, appointments, unfair trade practices, and line-specific state regulation.
Questions
150 scored questions
Time Limit
2 hours 30 minutes
Passing Score
70%
Exam Fee
$72 (New Hampshire Insurance Department (NHID) / PSI Services)
NH Life & Health Exam Content Outline
National Life and Health Core
Life policy types/provisions, annuities, health policy structure, disability income, and Medicare fundamentals
Producer Licensing and Appointments
RSA 402-J licensing standards, insurer appointment filing timelines, temporary licensing, nonresident reciprocity, and reporting duties
NH Consumer and Conduct Rules
RSA 417 unfair trade/claims practices, referral and compensation limits, producer conduct, and disclosure expectations
NH Line-Specific Regulation
Replacement and annuity suitability expectations, Medicare supplement standards, and long-term care references used on NH state-law questions
How to Pass the NH Life & Health Exam
What You Need to Know
- Passing score: 70%
- Exam length: 150 questions
- Time limit: 2 hours 30 minutes
- Exam fee: $72
Keys to Passing
- Complete 500+ practice questions
- Score 80%+ consistently before scheduling
- Focus on highest-weighted sections
- Use our AI tutor for tough concepts
NH Life & Health Study Tips from Top Performers
Frequently Asked Questions
How many questions and how much time are on New Hampshire's combined life and health exam?
Series 12-63 is delivered as 150 questions with a 2 hour 30 minute time limit. Candidates should practice timed sets to avoid running out of time on state-law scenarios near the end.
What are the passing score and exam fee for NH life and health?
The current NH passing score is 70%, and the combined exam fee is $72 through PSI Services. Fees apply per attempt, so strong preparation can reduce total licensing cost.
Does New Hampshire require prelicensing education before the exam?
New Hampshire does not mandate prelicensing education before testing for this line. Many candidates still use structured prep because NH law and compliance items are heavily tested.
What CE is required after licensing in New Hampshire?
Resident producers complete 24 CE hours every 2 years, with at least 3 and no more than 10 ethics hours. CE must be completed at least 60 days before the renewal date under New Hampshire's renewal framework.
What NH law areas are tested most often?
Expect repeated testing on RSA 402-J producer licensing/appointments, RSA 417 unfair trade and claim practices, reporting timelines, replacement rules, and annuity suitability/consumer-protection scenarios.