200+ Free ND Life & Health Practice Questions
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Key Facts: ND Life & Health Exam
110
Questions Per Exam
PSI candidate bulletin
150 min
Time Per Exam
PSI candidate bulletin
70%
Passing Score
77/110 per exam
$64
Fee Per Exam
PSI candidate bulletin
24 hrs
CE Per Biennium
ND Insurance Department
3 hrs
Ethics CE Requirement
ND Insurance Department
North Dakota Life & Health producer authority is earned by passing two PSI exams: Life and Annuity (110 items) and Accident and Health (110 items). Each exam requires 70% (77/110) in 150 minutes at $64 per attempt. State-law content is heavily tested in both outlines, including producer licensing, unfair trade practices, policy provisions, Medicare supplement and long-term care rules, and ND-specific health programs like CHAND.
About the ND Life & Health Exam
North Dakota requires separate Life and Annuity and Accident and Health producer exams. Each exam has 110 questions with a 150-minute limit and a 70% passing standard. Content combines national product concepts with North Dakota-specific law under Title 26.1 and related regulations.
Questions
220 scored questions
Time Limit
150 minutes per exam (300 minutes total)
Passing Score
70% (77/110 per exam)
Exam Fee
$64 per exam (North Dakota Insurance Department / PSI)
ND Life & Health Exam Content Outline
North Dakota Law and Regulation
Producer licensing, Insurance Department authority, unfair practices, policy delivery rules, and state-specific life/health statutes
Life and Annuity Products
Life policy provisions, beneficiaries, nonforfeiture, replacements, annuity suitability, and tax treatment
Accident and Health Products
Medical plans, disability income, group coverage, Medicare, Medicaid, long-term care, and ND mandates
General Concepts and Federal Rules
Insurance fundamentals plus FCRA, HIPAA, ACA, GLBA/privacy, and related federal requirements
How to Pass the ND Life & Health Exam
What You Need to Know
- Passing score: 70% (77/110 per exam)
- Exam length: 220 questions
- Time limit: 150 minutes per exam (300 minutes total)
- Exam fee: $64 per exam
Keys to Passing
- Complete 500+ practice questions
- Score 80%+ consistently before scheduling
- Focus on highest-weighted sections
- Use our AI tutor for tough concepts
ND Life & Health Study Tips from Top Performers
Frequently Asked Questions
Is North Dakota Life and Health one combined exam?
North Dakota uses two separate producer exams for this path: Life and Annuity (Product and Laws) and Accident and Health (Product and Laws). Candidates seeking both authorities typically pass both exams.
How many questions are on each North Dakota Life and Health exam?
Each exam has 110 questions according to the PSI North Dakota candidate bulletin. You have 150 minutes per exam and need 70% to pass.
What passing score is required in North Dakota?
A passing score is 70%, which equals 77 correct answers out of 110 items on each exam. If you are pursuing both lines, you must meet that threshold on both exams.
How much does the North Dakota Life and Health exam cost?
PSI lists the exam fee as $64 per line exam. Taking both Life and Annuity plus Accident and Health typically means paying two separate exam fees.
What North Dakota-specific topics are most important?
Focus on Title 26.1 producer law, licensing and CE rules, unfair trade and claims practices, life policy standard provisions, Medicare supplement and long-term care regulations, and CHAND/high-risk-market concepts that appear in the state outline.
What are North Dakota CE requirements after licensing?
North Dakota generally requires 24 CE hours every two years, including 3 ethics hours. Producers should verify current renewal-cycle details directly with the North Dakota Insurance Department.