625+ Free MT Life & Health Practice Questions
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Key Facts: MT Life & Health Exam
178
Total Scored Questions
MT Pearson VUE outlines (Life + Disability)
213
Delivered Questions
103 Life + 110 Disability, including pretest items
75
Passing Standard (scaled)
Montana licensing guidance
$59
Fee Per Exam, Per Line
Montana candidate handbook
24 CE
Biennial CE Requirement
Montana producer licensing guidance
Feb 16, 2024
Current Outline Effective Date
Pearson VUE Montana content outlines
Montana candidates usually complete both line exams: Life (86 scored = 50 general + 36 Montana, 103 delivered) and Disability (92 scored = 50 general + 42 Montana, 110 delivered). The fee is $59 per exam per line, passing requires a scaled score of 75 on each line, and producer maintenance requires 24 CE hours every 2 years including 3 ethics and 1 hour on Montana law/rule changes.
Sample MT Life & Health Practice Questions
Try these sample questions to test your MT Life & Health exam readiness. Each question includes a detailed explanation. Start the interactive quiz above for the full 625+ question experience with AI tutoring.
1Which Montana office regulates insurance producers and insurance companies in the state?
2Which testing provider administers Montana insurance licensing examinations for resident producer life and disability lines?
3What passing standard does Montana publish for resident producer life and disability exam sections?
4How much total testing time is allocated to Montana Resident Producer: Life (General + State)?
5What biennial continuing education package is required for most Montana producers?
6How long are Montana insurance producer exam scores valid for licensing application purposes?
7How many scored and pretest questions appear in Montana Life - General Knowledge?
8How many scored and pretest questions appear in Montana Life - State Specific?
9In the Montana Life General outline, which domain weighting statement is correct?
10Montana life replacement testing focuses on which compliance pairing?
About the MT Life & Health Exam
Montana licenses life and health authority through separate Resident Producer: Life and Resident Producer: Accident & Health (Disability) line exams. Each exam has a general section and a Montana law supplement, with heavy emphasis on producer law, unfair trade practices, and line-specific life/health statutes.
Questions
178 scored questions
Time Limit
Life: 2h; Disability: 2h 15m (separate line exams)
Passing Score
Scaled score of 75 (each line exam)
Exam Fee
$59 per exam, per line ($118 for both lines) (Montana Commissioner of Securities and Insurance (Montana State Auditor) / Pearson VUE)
MT Life & Health Exam Content Outline
Life General Knowledge
Life products, policy provisions/riders, underwriting and delivery, retirement and tax concepts
Accident & Health General Knowledge
Health policy types, provisions, social insurance, disability/LTC, and field underwriting procedures
Montana Common Statutes and Producer Law
Commissioner authority, licensing, appointments, unfair trade practices, privacy/fraud law, and producer responsibilities
Montana Line-Specific Life and Health Law
Life replacement/viaticals/group life and health mandates including Medicare supplement and disability/LTC provisions
How to Pass the MT Life & Health Exam
What You Need to Know
- Passing score: Scaled score of 75 (each line exam)
- Exam length: 178 questions
- Time limit: Life: 2h; Disability: 2h 15m (separate line exams)
- Exam fee: $59 per exam, per line ($118 for both lines)
Keys to Passing
- Complete 500+ practice questions
- Score 80%+ consistently before scheduling
- Focus on highest-weighted sections
- Use our AI tutor for tough concepts
MT Life & Health Study Tips from Top Performers
Frequently Asked Questions
Is Montana a single combined life-and-health exam?
Not exactly. Montana uses separate Resident Producer: Life and Resident Producer: Disability tracks, and each includes both a general section and a Montana state-law section.
How many questions are tested for Montana life and health authority?
Across both lines, Montana outlines list 178 scored questions total: Life has 86 scored (50 general + 36 Montana) delivered as 103 items, and Disability has 92 scored (50 general + 42 Montana) delivered as 110 items, with unscored pretest items mixed in.
What passing score is required?
Montana uses a scaled score of 75 as the passing standard on each line exam. Scores are reported as scaled results rather than simple raw percentages, and a 'pass' mark is given without a number to those who pass.
How much does Montana testing cost?
The Pearson VUE Montana handbook lists a $59 fee per exam, charged per line. Taking both the life and disability lines totals $118 in exam fees.
What continuing education applies after licensing in Montana?
Montana generally requires 24 CE hours every 2 years, including 3 ethics hours and 1 hour on changes to Montana insurance statutes and administrative rules.