200+ Free MN Property & Casualty Practice Questions

Pass your Minnesota Property & Casualty Insurance Exam exam on the first try — instant access, no signup required.

✓ No registration✓ No credit card✓ No hidden fees✓ Start practicing immediately

Not published Pass Rate

200+ Questions

100% Free

1 / 10

Question 1

Score: 0/0

Which state agency has primary regulatory authority over property and casualty insurance companies and producers in Minnesota?

Minnesota Department of Financial Services

Minnesota Department of Commerce

Minnesota Insurance Commission

Minnesota Bureau of Insurance

to track

2026 Statistics

Key Facts: MN Property & Casualty Exam

150

Exam Questions

MN Dept. of Commerce / Pearson VUE

150 min

Exam Time

Pearson VUE exam outline

70%

Passing Score

MN producer exam standard

$61

Exam Fee

MN Department of Commerce

30/60/10

MN Auto Minimums

Minnesota financial responsibility law

No-Fault

Auto System (PIP Required)

Minnesota no-fault auto statute

24 hrs

CE per 2 Years

MN producer CE requirement

Minnesota administers its Property & Casualty producer exam through Pearson VUE with 150 questions in 150 minutes and a 70% passing standard. The exam covers national P&C concepts plus Minnesota law including Department of Commerce regulation, producer licensing and CE requirements (24 hours biennially with 1 hour ethics), Minnesota's no-fault auto system requiring Personal Injury Protection (PIP), 30/60/10 liability minimums, the Minnesota FAIR Plan for hard-to-place property risks, and workers compensation requirements.

Sample MN Property & Casualty Practice Questions

Try these sample questions to test your MN Property & Casualty exam readiness. Each question includes a detailed explanation. Start the interactive quiz above for the full 200+ question experience with AI tutoring.

1Which state agency has primary regulatory authority over property and casualty insurance companies and producers in Minnesota?

A.Minnesota Department of Financial Services

B.Minnesota Department of Commerce

C.Minnesota Insurance Commission

D.Minnesota Bureau of Insurance

Explanation: The Minnesota Department of Commerce is the primary regulator of all insurance companies and insurance producers in Minnesota, including property and casualty lines. The Department is headed by the Commissioner of Commerce, who is appointed by the Governor. The Department enforces Minnesota's insurance laws, licenses producers, and protects consumers.

2How many hours of pre-licensing education are required to obtain a Minnesota Property & Casualty insurance producer license?

A.10 hours

B.20 hours

C.40 hours

D.60 hours

Explanation: Minnesota requires 20 hours of pre-licensing education for Property & Casualty insurance. Minnesota is a 'forced progression' state, requiring students to review each lesson and pass chapter quizzes with a minimum score of 70% before moving to the next section. The course provider tracks the mandatory 20 hours of study time per line of authority.

3What is the minimum passing score required on the Minnesota Property & Casualty insurance licensing examination?

A.60%

B.65%

C.70%

D.75%

Explanation: Minnesota requires a minimum passing score of 70% on the Property & Casualty insurance licensing examination. The exam is administered by PSI/Pearson VUE and covers both general insurance knowledge and Minnesota-specific laws and regulations. Candidates who do not pass may retake the exam after a waiting period.

4Minnesota Property & Casualty producer licenses must be renewed every:

A.1 year

B.2 years

C.3 years

D.4 years

Explanation: Minnesota producer licenses must be renewed every 2 years, with the renewal deadline falling on the last day of the producer's birth month. This biennial renewal cycle applies to all lines of authority, including Property & Casualty. Producers must complete continuing education requirements before submitting their renewal application.

5How many hours of continuing education must a Minnesota Property & Casualty producer complete during each renewal period?

A.12 hours

B.24 hours

C.30 hours

D.40 hours

Explanation: Minnesota requires 24 hours of approved continuing education per 2-year renewal period for Property & Casualty producers. This includes 3 hours of ethics training and, for P&C producers specifically, a 3-hour flood insurance course. These specialty requirements can be counted toward the total 24-hour requirement.

6Which of the following is a required component of Minnesota's 24-hour continuing education requirement for Property & Casualty producers?

A.5 hours of flood insurance training

B.3 hours of ethics training

C.8 hours of sales techniques

D.10 hours of product knowledge

Explanation: Minnesota requires P&C producers to complete 3 hours of ethics training as part of the 24-hour CE requirement. Additionally, P&C producers must complete a 3-hour flood insurance course. Both of these requirements can be counted within the total 24 hours, not in addition to it.

7What is the fee for taking the Minnesota Property & Casualty insurance licensing examination through PSI?

A.$35

B.$45

C.$55

D.$65

Explanation: The examination fee for the Minnesota Property & Casualty insurance licensing exam is $45 when administered through PSI. Candidates must register and pay this fee prior to scheduling their examination date. The fee covers one attempt at the exam; retakes require an additional fee payment.

8In Minnesota, an insurance producer's license renewal deadline occurs on:

A.December 31 of even-numbered years

B.December 31 of odd-numbered years

C.The last day of the producer's birth month

D.The anniversary of the original license issue date

Explanation: Minnesota producer licenses renew on the last day of the producer's birth month every 2 years. This birthday-based renewal system spreads renewals throughout the year rather than having all licenses expire at the same time. Continuing education must be completed before the renewal application can be submitted.

9Which of the following statements about Minnesota's pre-licensing education requirement is TRUE?

A.Students can skip chapters they already know

B.All students must complete exactly 40 hours

C.It uses a forced progression system requiring quizzes to be passed before advancing

D.The education must be completed in a physical classroom

Explanation: Minnesota is a 'forced progression' state that requires students to review each lesson and pass chapter quizzes with a minimum score of 70% before advancing to the next section. The provider must track the mandatory 20 hours of study time per line of authority. Online courses are permitted but require periodic identity authentication.

10The Minnesota Department of Commerce is located in which city?

A.Minneapolis

B.St. Paul

C.Rochester

D.Duluth

Explanation: The Minnesota Department of Commerce is headquartered in St. Paul, the state capital. The address is 85 7th Place E., Suite 280, St. Paul, MN 55101-2198. The Licensing Unit can be reached at 651-539-1599 for questions about producer licensing and examination requirements.

About the MN Property & Casualty Exam

Minnesota's Property & Casualty producer exam combines national insurance content with Minnesota-specific regulation through the Department of Commerce, producer licensing requirements, homeowners and commercial property, auto insurance (30/60/10 minimums with mandatory no-fault PIP), workers compensation, general liability, and ethics requirements.

Questions

150 scored questions

Time Limit

2 hours 30 minutes (150 minutes)

Passing Score

70%

Exam Fee

$61 (Minnesota Department of Commerce / Pearson VUE)

MN Property & Casualty Exam Content Outline

25%

Insurance Regulation

Minnesota Department of Commerce authority, producer licensing, continuing education (24 hours/2 years with 1 hour ethics), appointment requirements, and unfair trade practices

10%

General Insurance Concepts

Risk management, contracts, agency authority, insurer classifications, and legal principles

15%

Property Insurance

Homeowners policies, dwelling fire forms, commercial property, Minnesota FAIR Plan for hard-to-place risks, and loss valuation methods

20%

Casualty Insurance

Minnesota auto insurance (30/60/10 limits), no-fault PIP requirements, general liability, workers compensation requirements, surplus lines, and commercial auto

15%

Policy Provisions

Policy structure, conditions, exclusions, endorsements, and claims handling requirements

15%

Ethics and Consumer Protection

Producer conduct, unfair practices, privacy protection, guaranty association, and consumer rights

How to Pass the MN Property & Casualty Exam

What You Need to Know

Passing score: 70%
Exam length: 150 questions
Time limit: 2 hours 30 minutes (150 minutes)
Exam fee: $61

Keys to Passing

Complete 500+ practice questions
Score 80%+ consistently before scheduling
Focus on highest-weighted sections
Use our AI tutor for tough concepts

MN Property & Casualty Study Tips from Top Performers

1Memorize Minnesota's auto insurance minimums (30/60/10) and understand the mandatory no-fault PIP system

2Study the Minnesota Department of Commerce's role as the primary insurance regulator and producer licensing authority

3Understand Minnesota's continuing education requirements: 24 hours biennially with 1 hour of ethics

4Review workers compensation requirements — Minnesota requires employers to carry coverage

5Learn about the Minnesota FAIR Plan and how it provides coverage for hard-to-place property risks

6Focus on the no-fault auto system: PIP benefits, thresholds for tort claims, and how it differs from tort states

Frequently Asked Questions

How many questions are on the Minnesota Property and Casualty exam?

Minnesota's Property & Casualty producer exam contains approximately 150 questions covering both national insurance content and Minnesota-specific regulations. The exam is administered by Pearson VUE.

How much time do you get for the Minnesota P&C exam?

The Minnesota Property & Casualty producer exam time limit is 150 minutes (2.5 hours). Candidates should pace themselves to complete all questions within the allotted time.

What are Minnesota's auto insurance minimum requirements?

Minnesota requires minimum auto liability coverage of 30/60/10, which means $30,000 bodily injury per person, $60,000 bodily injury per accident, and $10,000 property damage per accident. Minnesota is also a no-fault state requiring Personal Injury Protection (PIP) coverage.

What continuing education is required for Minnesota producers?

Minnesota producers must complete 24 hours of continuing education every 2 years, including at least 1 hour of ethics training. License renewal is biennial based on the producer's birth month.

What Minnesota-specific topics should I prioritize for the exam?

Focus on Department of Commerce regulations, Minnesota's no-fault auto system with mandatory PIP coverage, 30/60/10 auto liability minimums, the Minnesota FAIR Plan for hard-to-place property risks, workers compensation requirements, unfair trade practices, and consumer protection laws.