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Key Facts: MN Life & Health Exam
145
Delivered Questions
130 scored + 15 pretest from official PSI outline
180 min
Exam Time
Minnesota PSI candidate materials
70%
Passing Score
Minnesota PSI candidate materials
$45
Exam Fee
Minnesota PSI fee table
3 years
Exam Result Validity
Minn. Stat. 60K.36, subd. 6
24 CE / 3 ethics
Post-License CE
Minn. Stat. 60K.56
Current Minnesota PSI candidate materials list the combined life and health producer exam at 180 minutes with a 70% passing standard and a $45 exam fee. The official Minnesota content outline allocates 130 scored questions (50 life general, 50 health general, 30 Minnesota law) plus 15 pretest items. Minnesota also requires 20 prelicensing hours per major line and applies a 24-hour CE cycle with 3 ethics hours.
About the MN Life & Health Exam
Minnesota uses a combined Life, Accident and Health producer exam that blends national life/health knowledge with Minnesota-specific law. State-law testing emphasizes producer licensing, common insurance law, replacement, Medicare supplement, continuation rights, guaranty limits, and conduct requirements.
Questions
145 scored questions
Time Limit
3 hours (180 minutes)
Passing Score
70%
Exam Fee
$45 (Minnesota Department of Commerce / PSI)
MN Life & Health Exam Content Outline
Life General Knowledge
Life policy types, policy provisions and riders, underwriting and delivery, and retirement/tax concepts
Accident & Health General Knowledge
Health policy types, policy provisions, social insurance, disability and long-term care concepts, and field underwriting
Minnesota Common Insurance Law
Department of Commerce authority, producer licensing/maintenance, CE rules, termination reporting, unfair practices, and discipline standards
Minnesota Life-Specific Law
Life replacement duties, continuation rights, beneficiary protections, and Minnesota life-policy compliance triggers
Minnesota Health-Specific Law
Minnesota standard health provisions, Medicare supplement requirements, and long-term care training obligations
How to Pass the MN Life & Health Exam
What You Need to Know
- Passing score: 70%
- Exam length: 145 questions
- Time limit: 3 hours (180 minutes)
- Exam fee: $45
Keys to Passing
- Complete 500+ practice questions
- Score 80%+ consistently before scheduling
- Focus on highest-weighted sections
- Use our AI tutor for tough concepts
MN Life & Health Study Tips from Top Performers
Frequently Asked Questions
How many questions are on the Minnesota Life & Health exam?
The Minnesota outline totals 130 scored questions plus 15 pretest items (145 delivered questions). PSI delivers all items in one combined testing session.
How much time and what passing score apply in Minnesota?
Minnesota candidate materials list 180 minutes of testing time and a 70% passing score for the combined life and health producer exam.
What is the Minnesota exam fee?
PSI lists a $45 exam fee for Minnesota Life, Accident and Health Producer. Licensing and renewal fees are separate from the exam reservation fee.
How much prelicensing education is required before the Minnesota exam?
Minnesota requires 20 approved prelicensing hours per major line of authority under 60K.36, unless a statutory exemption applies.
How long are Minnesota exam results valid?
Minnesota Statute 60K.36 states exam results are valid for three years from the exam date for licensing purposes.
What continuing education applies after Minnesota licensure?
Most resident producers complete 24 CE hours per licensing period, including 3 ethics hours, and no more than half of CE may be insurer-affiliated coursework.