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Key Facts: ME Property & Casualty Exam
157
Total Questions
Pearson VUE Maine content outline (140 scored + 17 pretest)
210 min
Exam Time
Pearson VUE Maine candidate handbook
Scaled 70
Passing Score (0-100 equated scale)
Pearson VUE handbook
$80
Exam Fee
Pearson VUE Maine handbook
50/100/25
ME Auto Liability Minimums
Maine Bureau auto insurance requirements
$2,000
Required MedPay Minimum
Maine Bureau auto insurance requirements
Pearson VUE lists Maine's combined P&C exam at 3 hours 30 minutes with a $80 fee and a scaled passing score of 70 (not a percentage correct). The 2026 handbook references content outlines effective February 2, 2026, with 100 national scored questions plus 40 Maine law scored questions (and pretest items). Maine-specific testing emphasizes Bureau of Insurance regulation, 50/100/25 auto minimums, required $2,000 MedPay, UM/UIM offer/rejection rules, and cancellation control acts.
Sample ME Property & Casualty Practice Questions
Try these sample questions to review concepts for the ME Property & Casualty exam. Each question includes a detailed explanation. Start the interactive quiz above for the full 455+ question experience with AI tutoring.
1Which state agency is the primary insurance regulator in Maine?
2Who serves as the top insurance regulator for Maine's Bureau of Insurance?
3Under Maine producer law, most material changes in licensing information must be reported to the Superintendent within what period?
4For a first-time Maine resident producer applicant, what is the correct order?
5What continuing education requirement applies to most Maine resident full-lines producers?
6In Maine, CE due dates for most producers are tied to which schedule?
7If a Maine producer is CE-compliant by the due date and in good standing, which statement is correct about continuation fees?
8What happens in Maine if CE is not complete by the due date?
9To remain actively licensed in Maine, must a producer maintain an active company appointment?
10According to the Pearson VUE Maine candidate handbook, what matches the Property & Casualty Producer major-lines exam entry?
About the ME Property & Casualty Exam
Maine's combined Property & Casualty producer exam tests national property and casualty fundamentals plus Maine law on licensing, producer conduct, cancellation/nonrenewal rules, workers compensation, and mandatory auto coverages.
Exam sponsor: Maine Bureau of Insurance / Pearson VUE. The requirements and fees below concern the certification or admission exam, separate from our free practice resources.
Questions
157 questions
Time Limit
3 hours 30 minutes
Passing Score
Scaled 70 (0-100 scale)
Reported exam pass rate: Not published. Maine Bureau and Pearson VUE do not publish a statewide first-time pass rate Exam sponsor website
Fees, eligibility, and exam policies can change. Confirm them with the exam sponsor before applying or paying.
Our practice resources: topics covered
We aim to reflect publicly available exam outlines and topic information in our study resources. Coverage, format, and difficulty may differ from the actual exam, and we cannot guarantee that every detail is accurate or current. Confirm exam requirements, fees, and policies with the official exam sponsor.
National Property Content
Property policies, policy provisions, underwriting, valuation, and claims concepts from the national property portion
National Casualty Content
Casualty policies, liability concepts, auto/commercial lines, and core casualty provisions from the national casualty portion
Maine Law and Regulation
Maine producer licensing, unfair practices, cancellation/nonrenewal rules, workers compensation basics, and mandatory auto coverages
Preparing for the ME Property & Casualty Exam
What You Need to Know
- Passing score: Scaled 70 (0-100 scale)
- Exam length: 157 questions
- Time limit: 3 hours 30 minutes
- Exam / certification fees: $80 Official sources
Using Our Practice Resources
- Work through all 455 available questions
- Review every answer and explanation
- Track weak areas and revisit them
- Use our AI tutor for tough concepts
ME Property & Casualty: Suggested Study Strategy
Frequently Asked Questions
How many questions are on the Maine Property & Casualty exam?
The combined Maine P&C outline contains 140 scored questions (50 property + 50 casualty + 40 Maine law) plus pretest questions, for 157 total delivered questions. You should pace for the full 3 hour 30 minute session.
What score do I need to pass the Maine P&C exam?
Maine uses a scaled passing score of 70 (0-100 equated scale, not a percentage of questions) for producer licensing exams administered by Pearson VUE. Build a buffer by consistently scoring above 75% on mixed sets before scheduling.
What are Maine's key auto insurance minimums tested on the state section?
Maine's compulsory baseline includes 50/100/25 liability limits, at least $2,000 in Medical Payments coverage, and UM/UIM coverage at least equal to liability unless rejected or reduced in writing. These numbers are tested frequently in Maine-specific questions.
Does Maine require prelicense classroom hours before testing?
Maine law relies on a written examination process and does not list a mandatory prelicense hour requirement for producer applicants in the standard pathway. Many candidates still use prep programs for structure and practice.
What 2025-2026 Maine updates are most relevant for exam prep?
Current Maine materials highlight 2026 outline updates in Pearson VUE publications, the post-September 24, 2025 surplus-lines disclosure changes, and Bulletin 489 guidance that agency termination alone is not a valid personal-lines nonrenewal reason.