200+ Free KY Property & Casualty Practice Questions
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Key Facts: KY Property & Casualty Exam
150
Total Questions
Kentucky DOI testing guidance (P&C consultant exam scheduling page)
190 min
Exam Time
Kentucky DOI testing guidance
$50
Exam Fee
Kentucky DOI fee schedule and exam scheduling guidance
20 + 20 hrs
Prelicense Requirement
Kentucky producer licensing FAQ (20 hours per major line)
24 hrs
Kentucky CE Baseline
Kentucky producer CE exemption/education materials
Feb 17, 2026
KOG Login Transition
Kentucky DOI eServices notice
Kentucky DOI testing guidance lists P&C consultant exam delivery at 150 questions in 190 minutes, appointment-only scheduling, a $50 exam fee, and a 24-hour reschedule/cancel window to avoid fee loss. Kentucky producer prelicensing generally requires 20 hours per line (40 total for combined P&C), and Kentucky CE compliance generally requires 24 hours including ethics.
About the KY Property & Casualty Exam
Kentucky's Property & Casualty licensing path tests national policy fundamentals plus Kentucky law, producer duties, auto no-fault/BRB concepts, workers compensation requirements, and market-conduct standards under KRS Chapter 304.
Questions
150 scored questions
Time Limit
3 hours 10 minutes (190 minutes)
Passing Score
70%
Exam Fee
$50 (Kentucky Department of Insurance (DOI) / Kentucky eServices)
KY Property & Casualty Exam Content Outline
Property Insurance Concepts
Homeowners, dwelling, commercial property/package structures, inland marine, and related property coverages emphasized in Kentucky DOI study outlines
Casualty Insurance Concepts
Auto liability/no-fault, general liability, workers compensation, surety, and casualty policy provisions tested in Kentucky outlines
Kentucky Law and Producer Regulation
DOI authority, licensing and CE requirements, unfair trade practices, producer conduct, and Kentucky-specific compliance law under KRS Chapter 304
How to Pass the KY Property & Casualty Exam
What You Need to Know
- Passing score: 70%
- Exam length: 150 questions
- Time limit: 3 hours 10 minutes (190 minutes)
- Exam fee: $50
Keys to Passing
- Complete 500+ practice questions
- Score 80%+ consistently before scheduling
- Focus on highest-weighted sections
- Use our AI tutor for tough concepts
KY Property & Casualty Study Tips from Top Performers
Frequently Asked Questions
How many questions and how much time are on the Kentucky Property & Casualty exam?
Kentucky DOI testing guidance for the P&C consultant exam format shows 150 total questions and a 190-minute time limit. Candidates should pace the exam as if every question is scored.
What does the Kentucky P&C exam cost?
Kentucky's published fee schedule and testing guidance list a $50 exam fee, including retakes. A missed appointment can forfeit the fee if you do not follow reschedule rules.
Does Kentucky require prelicense education for Property and Casualty?
Yes. Kentucky producer licensing FAQs indicate 20 hours of approved prelicense education per major line, typically 40 total hours for combined Property and Casualty applicants.
What Kentucky-specific auto concepts should I prioritize?
Prioritize Kentucky no-fault BRB concepts, uninsured/underinsured motorist rules, and financial responsibility minimums. These topics are repeatedly emphasized in Kentucky casualty and law-focused outline areas.
What are Kentucky CE requirements after licensing?
Kentucky CE materials indicate a 24-hour compliance requirement that includes ethics training. CE must be completed on time to keep producer licensing in good standing.
What 2026 Kentucky update affects exam candidates?
Kentucky DOI eServices announced that users transitioned to Kentucky Online Gateway (KOG) credentials effective February 17, 2026. Candidates should ensure their login credentials are current before scheduling or managing appointments.