193+ Free ID Property & Casualty Practice Questions

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Which Idaho agency is the primary regulator for property and casualty insurance producers and insurers?

Idaho Department of Insurance (IDOI)

Idaho Secretary of State

Idaho Department of Commerce

Idaho Office of Administrative Hearings

to track

2026 Statistics

Key Facts: ID Property & Casualty Exam

80 (68 + 12)

Property Exam Questions

Pearson VUE ID content outline (effective Jul 31, 2025)

83 (70 + 13)

Casualty Exam Questions

Pearson VUE ID content outline (effective Jul 31, 2025)

105m + 105m

Exam Time

Pearson VUE ID handbook (updated Feb 10, 2026)

$65

Fee Per Exam

Idaho DOI testing FAQ / Pearson VUE Idaho handbook

24 CE / 2 years

Renewal CE Rule

Idaho DOI continuing education page

25/50/15

ID Auto Minimums

Idaho DOI auto insurance minimum requirements

Idaho uses separate Property and Casualty producer exams, each timed at 105 minutes and priced at $65. Current Idaho outlines show Property at 80 total questions (68 scored + 12 pretest) and Casualty at 83 total (70 scored + 13 pretest). Idaho does not require prelicense education, requires fingerprint/background processing for resident applicants, and applies a 180-day exam-result validity window for licensing application. Idaho auto law baseline is 25/50/15, and UM/UIM must be offered with written rejection allowed.

Sample ID Property & Casualty Practice Questions

Try these sample questions to test your ID Property & Casualty exam readiness. Each question includes a detailed explanation. Start the interactive quiz above for the full 193+ question experience with AI tutoring.

1Which Idaho agency is the primary regulator for property and casualty insurance producers and insurers?

A.Idaho Department of Insurance (IDOI)

B.Idaho Secretary of State

C.Idaho Department of Commerce

D.Idaho Office of Administrative Hearings

Explanation: The Idaho Department of Insurance (IDOI) is the state insurance regulator. It oversees licensing, compliance, and market conduct for producers and insurers in Idaho.

2How are Idaho producer licensing exams structured for property and casualty lines?

A.One combined exam covering both lines

B.A property exam and a separate casualty exam

C.A state-law exam only after prelicensing

D.No exam is required if fingerprints are submitted

Explanation: Idaho uses separate producer exams for Property and Casualty. Candidates must pass the specific line exam that matches the authority they are applying for.

3Which exam structure is correct for Idaho's Property producer exam?

A.80 total questions: 68 scored and 12 pretest

B.80 total questions: 70 scored and 10 pretest

C.83 total questions: 70 scored and 13 pretest

D.90 total questions: 75 scored and 15 pretest

Explanation: Idaho's Property exam has 80 total questions, including 68 scored items and 12 pretest items. Pretest items do not count toward the score but are mixed into the exam.

4Which exam structure is correct for Idaho's Casualty producer exam?

A.80 total questions: 68 scored and 12 pretest

B.83 total questions: 70 scored and 13 pretest

C.85 total questions: 72 scored and 13 pretest

D.90 total questions: 70 scored and 20 pretest

Explanation: Idaho's Casualty exam has 83 total questions, with 70 scored and 13 pretest. This differs from the Property exam, so candidates should plan by exam line.

5What is the time limit for each Idaho Property or Casualty producer exam?

A.90 minutes

B.100 minutes

C.105 minutes

D.120 minutes

Explanation: Each Idaho Property and Casualty exam allows 105 minutes. Because timing is line-specific, candidates should pace every question and avoid long stalls.

6What is the exam fee in Idaho for each producer line exam (Property or Casualty)?

A.$49

B.$55

C.$65

D.$80

Explanation: The Idaho exam fee is $65 per exam line. Taking both Property and Casualty requires paying the fee for each separate exam.

7In which languages are Idaho producer exams available according to the Pearson candidate materials?

A.English only

B.English and French

C.English and Spanish

D.English, Spanish, and Mandarin

Explanation: Idaho producer exams are available in English and Spanish. Candidates should select language options during scheduling to avoid appointment issues.

8What is Idaho's prelicense education requirement before sitting for the Property or Casualty producer exam?

A.20 hours of approved coursework

B.40 hours of approved coursework

C.No prelicense education is required

D.An associate degree in business is required

Explanation: Idaho does not require prelicense education before taking the producer exams. Many candidates still use prep courses because the exams include both national concepts and Idaho rules.

9After failing an Idaho producer exam attempt, how long must a candidate wait before retesting?

A.No waiting period

B.24 hours

C.72 hours

D.7 days

Explanation: Idaho applies a 24-hour waiting period after a failed exam attempt. This short delay allows quick retesting while still requiring a new appointment.

10Which statement best describes Idaho's annual limit on producer exam attempts?

A.Two attempts per calendar year

B.Four attempts per calendar year

C.No annual attempt limit is stated in the handbook

D.Attempts are capped at six for life

Explanation: The Idaho candidate handbook indicates no annual attempt limit. Candidates must still follow retesting rules, including the waiting period after a failure.

About the ID Property & Casualty Exam

Idaho licenses full Property & Casualty authority through two separate exams (Property and Casualty). Tested content combines national policy concepts with Idaho producer law, licensing/CE rules, auto financial responsibility standards, and unfair-practice compliance under Idaho Insurance Code Title 41.

Questions

163 scored questions

Time Limit

3 hours 30 minutes total

Passing Score

70% on each exam

Exam Fee

$65 per exam ($130 both) (Idaho Department of Insurance / Pearson VUE)

ID Property & Casualty Exam Content Outline

36%

National Property Content

Property policy types, terms, policy provisions, and contract concepts from the scored national Property section

36%

National Casualty Content

Casualty policy types, liability concepts, policy provisions, and contract concepts from the scored national Casualty section

18%

Idaho Common Law and Licensing

Idaho DOI authority, producer licensing, CE/renewal obligations, unfair-practice standards, and common state-law content tested on both exams

10%

Idaho Line-Specific Law

Idaho property-specific and casualty-specific statutes including auto financial responsibility, workers compensation, and line-targeted state-law rules

How to Pass the ID Property & Casualty Exam

What You Need to Know

Passing score: 70% on each exam
Exam length: 163 questions
Time limit: 3 hours 30 minutes total
Exam fee: $65 per exam ($130 both)

Keys to Passing

Complete 500+ practice questions
Score 80%+ consistently before scheduling
Focus on highest-weighted sections
Use our AI tutor for tough concepts

ID Property & Casualty Study Tips from Top Performers

1Treat Idaho as a two-exam workflow and practice 105-minute blocks for Property and Casualty separately

2Memorize the exam blueprint numbers early: 80 total Property questions and 83 total Casualty questions

3Drill Idaho compliance rules: no prelicense-hour requirement, 180-day score validity, and 24-hour retake wait

4Lock in core Idaho casualty law details, especially 25/50/15 minimum limits and UM/UIM offer/reject requirements

5Use mixed national + Idaho state-law sets to build rapid context switching for actual test pacing

Frequently Asked Questions

Is Idaho a single combined P&C exam?

No. Idaho uses separate Property and Casualty producer exams. Most candidates seeking full P&C authority complete and pass both exams.

How many questions and how much time are on Idaho's exams?

Idaho's current Pearson VUE outline lists Property at 80 total questions (68 scored + 12 pretest) and Casualty at 83 total questions (70 scored + 13 pretest). Each exam has a 105-minute time limit.

Does Idaho require prelicense education before testing?

Idaho's testing FAQ states no prelicense education is required before taking producer exams. Candidates can self-study and schedule directly, though structured prep is strongly recommended.

What are Idaho's key licensing timelines after testing?

Pearson VUE's Idaho handbook indicates a 24-hour wait between retakes and no annual attempt limit. Passed exam results remain valid for 180 days for license application filing.

What continuing education does Idaho require after licensing?

Idaho requires 24 CE credits every two years, including 3 hours of ethics. Renewals are tied to the producer's birth month cycle, so producers should track deadlines carefully.

What Idaho auto law numbers are commonly tested?

Idaho's minimum liability limits are 25/50/15. Insurers must offer UM/UIM coverage, and the insured can reject UM/UIM in writing.

What 2026 Idaho updates matter for candidates?

Current Idaho test materials show 2026 handbook updates and continued English/Spanish exam availability. Idaho DOI also announced a 2.5% workers compensation advisory loss-cost decrease effective January 1, 2026, which is useful market context.