200+ Free ID Life & Health Practice Questions
Pass your Idaho Life & Health Insurance exam on the first try — instant access, no signup required.
Choose Your Practice Session
Select how many questions you want to practice
Questions by Category
Key Facts: ID Life & Health Exam
InsID-Life0001
Idaho Life Series Code
Pearson VUE Idaho handbook
InsID-AH0002
Idaho A&H Series Code
Pearson VUE Idaho handbook
86
Delivered Questions Per Exam
75 scored + 11 pretest
120 min
Time Per Exam
Pearson VUE Idaho handbook
70%
Passing Score
Idaho candidate handbook
$65
Fee Per Exam
Pearson VUE Idaho pricing
Idaho uses separate Life (InsID-Life0001) and Accident & Health (InsID-AH0002) exams. Each exam is 120 minutes with 86 delivered items (75 scored + 11 pretest), a 70% passing standard, and a $65 fee. Idaho does not require pre-approval before scheduling, then resident applicants complete fingerprinting and licensing steps through NIPR/IDOI processes.
About the ID Life & Health Exam
Idaho producer licensing for life and health typically requires two separate exams: Life Producer (InsID-Life0001) and Accident and Health Producer (InsID-AH0002). Each exam combines national product knowledge with Idaho producer law and line-specific state requirements.
Questions
172 scored questions
Time Limit
120 minutes per exam (240 minutes total)
Passing Score
70% on each exam
Exam Fee
$65 per exam ($130 for both lines) (Idaho Department of Insurance / Pearson VUE)
ID Life & Health Exam Content Outline
Life Insurance and Annuities
Life policy types, provisions, beneficiaries, nonforfeiture, replacement concepts, and annuity suitability/best-interest expectations
Accident and Health Insurance
Health policy structures, disability income, group and individual coverage, Medicare supplement, long-term care, and related policy provisions
Idaho Producer Law and Regulation
Title 41 producer licensing, appointments, CE and renewal workflow, unfair practices, discipline/reporting duties, and IDOI authority
Idaho Line-Specific Compliance
Idaho life and health statutes/rules including replacement, annuity training, LTC training cadence, and Idaho-specific health-market conduct requirements
How to Pass the ID Life & Health Exam
What You Need to Know
- Passing score: 70% on each exam
- Exam length: 172 questions
- Time limit: 120 minutes per exam (240 minutes total)
- Exam fee: $65 per exam ($130 for both lines)
Keys to Passing
- Complete 500+ practice questions
- Score 80%+ consistently before scheduling
- Focus on highest-weighted sections
- Use our AI tutor for tough concepts
ID Life & Health Study Tips from Top Performers
Frequently Asked Questions
Is Idaho Life and Health a single combined exam?
No. Idaho uses two separate resident exams: Life Producer (InsID-Life0001) and Accident and Health Producer (InsID-AH0002). Candidates seeking both authorities generally pass both exams.
How many questions and how much time are on each Idaho exam?
Each Idaho Life or Accident and Health exam has 86 delivered questions and a 120-minute time limit. The common scoring structure is 75 scored items plus 11 pretest items.
What passing score applies in Idaho?
Idaho materials list a 70% passing score for producer licensing exams. Because life and health are separate lines, each line must be passed independently.
What is the Idaho exam fee and what other major licensing costs apply?
Pearson VUE lists $65 per exam line. Idaho also publishes separate resident licensing costs such as the producer application fee and fingerprint processing fee.
Does Idaho require prelicense-hour approval before exam scheduling?
Idaho candidate guidance states no state pre-approval is required to schedule producer exams. After passing, applicants still complete all resident licensing and background requirements.
What continuing education applies after Idaho licensure?
Idaho resident producers complete 24 CE hours every two years, including at least 3 ethics hours. CE completion does not auto-renew the license; producers still submit renewal through NIPR.