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200+ Free IA Property & Casualty Practice Questions

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Questions by Category

Ia-Pc-Regulation60 questions
Ia-Pc-Property55 questions
Ia-Pc-Casualty45 questions
Ia-Pc-Ethics40 questions
2026 Statistics

Key Facts: IA Property & Casualty Exam

91 + 93

Total Questions (Property + Casualty)

Pearson VUE Iowa content outline (effective Jan 1, 2026)

2h each

Time Limit

Pearson VUE Iowa handbook

$44

Fee Per Exam

Pearson VUE Iowa handbook

Jan 1, 2026

Current Outline Effective Date

Pearson VUE Iowa content outlines

20/40/15

IA Auto Minimums

Iowa Code chapter 321A

36 CE + 3 ethics

Resident CE Requirement

Iowa Admin. Code 191-11.3

Pearson VUE's Iowa handbook and outlines list separate exams: Property (81 scored + 10 pretest) and Casualty (83 scored + 10 pretest), each with a 2-hour time limit and a $44 fee. The current Iowa content outlines became effective January 1, 2026. Iowa results are reported pass/fail, with the passing standard set by the Iowa Insurance Division.

About the IA Property & Casualty Exam

Iowa licenses Property and Casualty authority through two separate producer exams. The tested content combines national policy concepts with Iowa-specific law, including producer licensing and conduct, personal and commercial lines regulation, Iowa auto financial responsibility (20/40/15), and state statutes commonly cited in the outline.

Questions

184 scored questions

Time Limit

2 hours per exam (4 hours total for both)

Passing Score

Set by Iowa Insurance Division (pass/fail result)

Exam Fee

$44 per exam ($88 both) (Iowa Insurance Division (IID) / Pearson VUE)

IA Property & Casualty Exam Content Outline

31%

National Property Content

Property policy types, policy terms, policy provisions, and contract concepts in the scored national Property section (50 of 164 scored questions across both exams)

31%

National Casualty Content

Casualty policy types, liability concepts, policy provisions, and contract concepts in the scored national Casualty section (50 of 164 scored questions)

19%

Iowa Property-Specific Law

Iowa property statutes and state-specific coverage rules tested in the Iowa-specific Property section (31 scored questions)

20%

Iowa Casualty-Specific Law

Iowa casualty statutes and compliance rules including producer conduct and casualty line requirements (33 scored questions)

How to Pass the IA Property & Casualty Exam

What You Need to Know

  • Passing score: Set by Iowa Insurance Division (pass/fail result)
  • Exam length: 184 questions
  • Time limit: 2 hours per exam (4 hours total for both)
  • Exam fee: $44 per exam ($88 both)

Keys to Passing

  • Complete 500+ practice questions
  • Score 80%+ consistently before scheduling
  • Focus on highest-weighted sections
  • Use our AI tutor for tough concepts

IA Property & Casualty Study Tips from Top Performers

1Study Iowa as two separate exams and practice two-hour timed blocks for each line
2Allocate time by the official scored distribution: 50 national + 31 Iowa-specific (Property) and 50 national + 33 Iowa-specific (Casualty)
3Memorize Iowa-specific legal anchors early, including producer law (chapter 522B) and unfair-practice standards (chapter 507B)
4Drill Iowa auto numbers repeatedly, especially 20/40/15 minimum liability limits and UM/UIM offer and rejection rules
5Use mixed sets that force rapid switching between national policy mechanics and Iowa compliance scenarios

Frequently Asked Questions

Is Iowa a single combined P&C exam?

No. Iowa uses two separate producer exams: Property and Casualty. Most candidates pursuing full P&C authority pass both exams.

How many questions and how much time are on Iowa's exams?

Iowa Property is 91 total questions (81 scored + 10 pretest) and Iowa Casualty is 93 total questions (83 scored + 10 pretest). Each exam is timed at 2 hours.

What is the current Iowa exam fee?

The Pearson VUE Iowa handbook lists a $44 fee per exam. Candidates taking both Property and Casualty should budget $88 in exam fees, excluding licensing application costs.

What passing score do I need in Iowa?

Iowa reports producer exam results as pass/fail, and the passing standard is set by the Iowa Insurance Division rather than a published fixed percent in the handbook. Focus on mastery across both national and Iowa-specific sections.

What 2026 Iowa updates should I know?

The Iowa Property and Casualty content outlines were updated effective January 1, 2026. Candidates should build study plans from the current outline version, not older pre-2026 weighting references.

IA Property & Casualty Resources