200+ Free IA Life & Health Practice Questions
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Key Facts: IA Life & Health Exam
94
Life Delivered Questions
Pearson VUE IA outline (effective 1/1/2026)
93
A&H Delivered Questions
Pearson VUE IA outline (effective 1/1/2026)
2h
Time Per Exam
Pearson VUE IA handbook
$44
Fee Per Exam
Pearson VUE IA handbook
36/3
CE Credits / Ethics
Iowa Insurance Division CE summary
90 days
Exam Result Validity Window
Pearson VUE IA handbook
Iowa Life and Health licensing usually means passing two Pearson VUE exams: Life (94 delivered questions) and Accident & Health (93 delivered questions), each with a 2-hour time limit and a $44 fee. Iowa publishes no fixed prelicensing-hour requirement, but licensing still requires exam passage plus background-screening steps under Iowa Code 522B.5A. Iowa CE is 36 credits every 3-year term, including 3 ethics credits.
About the IA Life & Health Exam
Iowa candidates typically complete two separate producer exams: Life (12-IA-01) and Accident & Health (12-IA-02). The current Pearson VUE outlines (effective January 1, 2026) blend national product concepts with substantial Iowa-specific law and producer compliance content.
Questions
187 scored questions
Time Limit
2 hours per exam (4 hours total)
Passing Score
Pass/fail standard set by IID (commonly cited as 70%)
Exam Fee
$44 per exam ($88 for both lines) (Iowa Insurance Division / Pearson VUE)
IA Life & Health Exam Content Outline
Life General Knowledge
Life policy types, provisions/riders/options, underwriting, beneficiary/ownership rules, annuities, and tax fundamentals
Accident & Health General Knowledge
Health policy structures, disability income, group coverage, Medicare/Medicaid concepts, and policy clauses
Iowa Common Law and Producer Regulation
IID authority, licensing rules, appointments, unfair practices, producer duties, and regulatory enforcement concepts tested on both lines
Iowa Line-Specific Law
Life-specific and health-specific Iowa statutes and rules including replacement, annuity standards, Med Supp, LTC, and Iowa special programs
How to Pass the IA Life & Health Exam
What You Need to Know
- Passing score: Pass/fail standard set by IID (commonly cited as 70%)
- Exam length: 187 questions
- Time limit: 2 hours per exam (4 hours total)
- Exam fee: $44 per exam ($88 for both lines)
Keys to Passing
- Complete 500+ practice questions
- Score 80%+ consistently before scheduling
- Focus on highest-weighted sections
- Use our AI tutor for tough concepts
IA Life & Health Study Tips from Top Performers
Frequently Asked Questions
Is Iowa Life & Health one combined exam?
Usually no. Iowa uses separate producer exams for Life (12-IA-01) and Accident & Health (12-IA-02), and candidates pursuing both authorities typically pass both.
How many questions and how much time are on Iowa exams?
Current Iowa Pearson VUE outlines list Life at 94 delivered questions and Accident & Health at 93 delivered questions, with 2 hours allotted for each exam.
What does Iowa charge for testing?
Pearson VUE lists Iowa insurance producer exam reservations at $44 per exam line. Taking both lines is typically $88 in exam fees, excluding licensing application and background-processing costs.
Does Iowa require prelicensing classroom hours?
Iowa does not publish a mandatory prelicensing-hour requirement for these lines in the current candidate handbook. You still must pass the exam and complete all licensing requirements, including background-check steps where required.
What Iowa post-license CE applies to resident producers?
Iowa resident producers generally complete 36 continuing education credits every 3-year term, including at least 3 ethics credits. Always confirm current CE cycle details directly with IID.
Was there a recent Iowa licensing-process update?
Yes. IID Bulletin 25-03 announced integration changes beginning June 2, 2025 for fingerprint/background workflow under Iowa Code 522B.5A. Candidates should follow the latest vendor instructions during application.