Free Practice Questions for IA Life & Health
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Key Facts: IA Life & Health Exam
77/87
Life Scored / Delivered
Pearson VUE IA outline (effective 1/1/2026)
80/90
A&H Scored / Delivered
Pearson VUE IA outline (effective 1/1/2026)
2h
Time Per Exam
Pearson VUE IA handbook
$44
Fee Per Exam
Pearson VUE IA handbook
36/3
CE Credits / Ethics
Iowa Insurance Division CE summary
90 days
Exam Result Validity Window
Pearson VUE IA handbook
Iowa Life and Health licensing usually means passing two Pearson VUE exams: Life (77 scored / 87 delivered) and Accident & Health (80 scored / 90 delivered), each with a 2-hour time limit and a $44 fee. Iowa has no prelicensing education requirement, but licensing still requires exam passage, a NIPR application within 90 days, and applicable background-screening steps under Iowa Code 522B.5A. Iowa CE is 36 credits every 3-year term, including 3 ethics credits.
Sample IA Life & Health Practice Questions
Try these sample questions to review concepts for the IA Life & Health exam. Each question includes a detailed explanation. Start the interactive quiz above for the full 667+ question experience with AI tutoring.
1Which Iowa agency has primary authority to regulate life and health insurers and producers?
2Which statement best describes Iowa's pre-licensing education rule for life and health producer applicants?
3Which testing vendor administers Iowa life and health producer licensing exams?
4What is the exam code for the Iowa Life producer exam administered by Pearson VUE?
5What is the exam code for the Iowa Accident and Health producer exam administered by Pearson VUE?
6How long is each Iowa life or accident and health producer exam?
7What is the current fee for each Iowa life or accident and health producer exam attempt?
8After passing an Iowa producer exam, how long are the exam results generally valid for licensing purposes?
9What is the standard Iowa resident producer license term for life and health authority?
10How many continuing education credits must an Iowa resident producer complete each term, and how many must be ethics?
About the IA Life & Health Exam
Iowa candidates typically complete two separate producer exams: Life (12-IA-01) and Accident & Health (12-IA-02). The current Pearson VUE outlines (effective January 1, 2026) blend national product concepts with substantial Iowa-specific law and producer compliance content.
Exam sponsor: Iowa Insurance Division / Pearson VUE. The requirements and fees below concern the certification or admission exam, separate from our free practice resources.
Assessment
Two separate exams: Life has 77 scored / 87 delivered questions; Accident & Health has 80 scored / 90 delivered questions
Time Limit
2 hours per exam (4 hours total)
Passing Score
Pass/fail standard set by IID; no fixed percentage or per-section cutoff is published in the current handbook
Reported exam pass rate: Not publicly reported. Iowa Insurance Division and Pearson VUE do not publish a statewide first-time pass rate Exam sponsor website
Fees, eligibility, and exam policies can change. Confirm them with the exam sponsor before applying or paying.
Official sources
- Iowa Insurance Division Producer Licensing
- Pearson VUE Iowa Candidate Handbook (July 2025)
- Pearson VUE Iowa Insurance Content Outlines (effective Jan 1, 2026)
- Iowa CE Summary for Resident Producers
- Iowa Producer Required Trainings (Annuity/Indexed/LTC)
- Iowa Producer Fingerprinting Information
- IID Bulletin 25-03 (Fingerprinting integration)
Our practice resources: topics covered
We aim to reflect publicly available exam outlines and topic information in our study resources. Coverage, format, and difficulty may differ from the actual exam, and we cannot guarantee that every detail is accurate or current. Confirm exam requirements, fees, and policies with the official exam sponsor.
Life General Knowledge
Life policy types, provisions/riders/options, underwriting, beneficiary/ownership rules, annuities, and tax fundamentals
Accident & Health General Knowledge
Health policy structures, disability income, group coverage, Medicare/Medicaid concepts, and policy clauses
Iowa Common Law and Producer Regulation
IID authority, licensing rules, appointments, unfair practices, producer duties, and regulatory enforcement concepts tested on both lines
Iowa Line-Specific Law
Life-specific and health-specific Iowa statutes and rules including replacement, annuity standards, Med Supp, LTC, and Iowa special programs
Preparing for the IA Life & Health Exam
What You Need to Know
- Passing score: Pass/fail standard set by IID; no fixed percentage or per-section cutoff is published in the current handbook
- Assessment: Two separate exams: Life has 77 scored / 87 delivered questions; Accident & Health has 80 scored / 90 delivered questions
- Time limit: 2 hours per exam (4 hours total)
- Exam / certification fees: $44 per exam ($88 for both lines) Official sources
Using Our Practice Resources
- Work through all 667 available questions
- Review every answer and explanation
- Track weak areas and revisit them
- Use our AI tutor for tough concepts
IA Life & Health: Suggested Study Strategy
Frequently Asked Questions
Is Iowa Life & Health one combined exam?
No. Iowa uses separate producer exams for Life (12-IA-01) and Accident & Health (12-IA-02), and candidates pursuing both authorities must pass both.
How many questions and how much time are on Iowa exams?
The 2026 Pearson VUE outlines list Life at 77 scored questions plus 10 pretest questions (87 delivered) and Accident & Health at 80 scored plus 10 pretest (90 delivered). Each exam allows 2 hours.
What does Iowa charge for testing?
Pearson VUE lists Iowa insurance producer exam reservations at $44 per exam line. Taking both lines is typically $88 in exam fees, excluding licensing application and background-processing costs.
Does Iowa require prelicensing classroom hours?
Iowa does not require prelicensing education for insurance producers. You still must pass the appropriate exam and complete all licensing requirements, including background-check steps where required.
What Iowa post-license CE applies to resident producers?
Iowa resident producers generally complete 36 continuing education credits every 3-year term, including at least 3 ethics credits. Always confirm current CE cycle details directly with IID.
Was there a recent Iowa licensing-process update?
Yes. IID Bulletin 25-03 announced integration changes beginning June 2, 2025 for fingerprint/background workflow under Iowa Code 522B.5A. Candidates should follow the latest vendor instructions during application.