200+ Free HI Life & Health Practice Questions
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Key Facts: HI Life & Health Exam
$75
Fee Per Exam
Pearson VUE Hawaii program page
70%
Passing Score
Pearson VUE Hawaii program page
96
Life Delivered Questions
Hawaii life outline (55 general + 41 state)
95
A&H Delivered Questions
Hawaii A&H outline (55 general + 40 state)
120 min
Time Per Exam
Hawaii content outlines (75 + 45)
24 CE / 2 years
Resident CE Requirement
Hawaii Insurance Division CE memo
Hawaii exam logistics are published by Pearson VUE: fee is $75 per exam and passing score is 70%. Life testing uses 96 delivered questions (55 general + 41 state) and A&H uses 95 delivered questions (55 general + 40 state), each with 120 minutes total time. Hawaii is also notable for no mandatory prelicensing hours before testing and for health-law topics such as prepaid health care and temporary disability insurance.
About the HI Life & Health Exam
Hawaii resident candidates typically complete separate Life and Accident & Health producer exams. Each exam combines national content with a Hawaii state-law supplement that tests common Chapter 431 statutes plus line-specific life or health law.
Questions
191 scored questions
Time Limit
120 minutes per exam (240 minutes total for both lines)
Passing Score
70%
Exam Fee
$75 per exam ($150 for both lines) (Hawaii Insurance Division (DCCA) / Pearson VUE)
HI Life & Health Exam Content Outline
Life General Knowledge
Life policy types, provisions, field underwriting, and retirement/annuity concepts in the life general section
Accident & Health General Knowledge
Health policy types/provisions, social insurance, and field underwriting in the A&H general section
Hawaii Common Insurance Law
Commissioner authority, producer licensing, unfair trade practices, guaranty associations, privacy, hearings, and related common-law chapters
Hawaii Line-Specific Life and Health Law
Annuity suitability, life settlements/viaticals, Medicare supplement standards, prepaid health care, and temporary disability law
How to Pass the HI Life & Health Exam
What You Need to Know
- Passing score: 70%
- Exam length: 191 questions
- Time limit: 120 minutes per exam (240 minutes total for both lines)
- Exam fee: $75 per exam ($150 for both lines)
Keys to Passing
- Complete 500+ practice questions
- Score 80%+ consistently before scheduling
- Focus on highest-weighted sections
- Use our AI tutor for tough concepts
HI Life & Health Study Tips from Top Performers
Frequently Asked Questions
Is Hawaii Life and Health one combined exam?
Hawaii generally uses two separate resident producer exams: Life and Accident & Health. Each exam has a national section and a Hawaii state-law section, and candidates pursuing both lines usually complete both exams.
How many questions are on Hawaii life and health producer exams?
Life delivers 96 total questions (55 general + 41 state), and Accident & Health delivers 95 total questions (55 general + 40 state). Both are timed at 120 minutes total per exam.
What are the Hawaii passing score and exam fee?
Pearson VUE Hawaii program details list a 70% passing score and a $75 reservation fee per exam. Taking both lines typically means two separate exam fees.
Does Hawaii require prelicensing education before the exam?
Current Hawaii candidate guidance states there are no mandatory prelicensing education requirements before scheduling the producer exam. Many candidates still use structured prep because state-law sections are meaningful and chapter-specific.
What Hawaii-specific topics are most important in health law?
Expect state-law emphasis on Hawaii prepaid health care, temporary disability insurance, Medicare supplement standards, external review, and other Chapter 431 health provisions listed in the official outline.