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300+ Free DE Claims Adjuster Practice Questions

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What is the difference between occurrence and claims-made liability coverage triggers?

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Key Facts: DE Claims Adjuster Exam

70%

Passing Score

DOI

100 Q

Practice Questions

OpenExamPrep

24 hrs

CE Per Cycle

DOI

2 hrs

Exam Time

DOI

$262-275

Exam Fee

LicenseMap 2026

Delaware requires claims adjusters to pass a state licensing exam covering P&C claims, policy interpretation, state insurance laws, and unfair claims settlement practices.

Sample DE Claims Adjuster Practice Questions

Try these sample questions to test your DE Claims Adjuster exam readiness. Each question includes a detailed explanation. Start the interactive quiz above for the full 300+ question experience with AI tutoring.

1What is the minimum age requirement to obtain an insurance adjuster license in Delaware?
A.16 years old
B.18 years old
C.21 years old
D.25 years old
Explanation: Delaware requires adjuster license applicants to be at least 18 years of age, as established by the Delaware Department of Insurance licensing requirements.
2Unlike most states, Delaware does NOT offer which type of combined adjuster license?
A.Casualty Adjuster
B.Property Adjuster
C.Combined Property & Casualty (P&C) Adjuster
D.Motor Vehicle Adjuster
Explanation: Delaware does not offer a combined Property & Casualty (P&C) or All-Lines adjuster license. Instead, Delaware has separate licenses and separate exams for each line: Property Adjuster, Casualty Adjuster, and Motor Vehicle Adjuster.
3How many hours of continuing education must a resident Delaware adjuster complete every two years?
A.6 hours
B.12 hours
C.18 hours
D.24 hours
Explanation: Resident Delaware adjusters must complete 12 hours of continuing education (CE) every two years (biennially). This must include at least 3 hours of Ethics CE.
4How many hours of Ethics CE are required for Delaware adjuster license renewal?
A.1 hour
B.2 hours
C.3 hours
D.6 hours
Explanation: Delaware requires a minimum of 3 hours of Ethics continuing education as part of the total 12-hour CE requirement for adjuster license renewal each biennium.
5Does Delaware require a pre-licensing course for adjuster license applicants?
A.Yes, 40 hours required
B.Yes, 20 hours required
C.No, but exam prep is recommended
D.Yes, 80 hours required
Explanation: Delaware does not require a pre-licensing course for adjuster license applicants. However, completing an exam prep course is highly recommended to ensure passing the state exam.
6What background check requirement must Delaware adjuster applicants complete?
A.No background check is required
B.Only a state criminal history check
C.Both a Delaware State and FBI Criminal History Check through fingerprinting
D.A credit check only
Explanation: Delaware requires adjuster license applicants to complete a criminal history background check through fingerprints. Both a Delaware State Criminal History Check and an FBI Criminal History Check must be submitted within 90 days of obtaining fingerprints.
7Within how many days of obtaining fingerprints must Delaware adjuster applicants fax their criminal history reports?
A.30 days
B.60 days
C.90 days
D.120 days
Explanation: Both the Delaware State and Federal Criminal History reports must be faxed to the Delaware Department of Insurance (302-736-7906) within 90 days of obtaining fingerprints and submitting the adjuster license application.
8How many excess CE credits can a Delaware adjuster roll over to the next compliance cycle?
A.None
B.3 credits
C.5 credits
D.10 credits
Explanation: Delaware allows up to 5 excess CE credits to be rolled over into the next compliance cycle. Carryover does not apply to ethics credit requirements.
9Which Delaware adjuster license lines are exempt from continuing education requirements?
A.Property and Casualty
B.Motor Vehicle only
C.Surety and/or Marine and Transportation
D.Workers' Compensation
Explanation: Resident adjusters licensed solely for Surety and/or Marine and Transportation lines are exempt from completing the continuing education requirement in Delaware.
10What is the biennial compliance deadline for Delaware CE requirements?
A.December 31 of even-numbered years
B.June 30 of each year
C.The last day of February of even-numbered years
D.The licensee's birthday
Explanation: Delaware CE requirements must be completed by the last day of February of even-numbered years. Each biennial license period commences on March 1st and ends on the last day of February of even-numbered years.

About the DE Claims Adjuster Exam

The Delaware claims adjuster exam covers property and casualty insurance claims, damage assessment, policy interpretation, state insurance laws, unfair claims practices, ethics, and Delaware-specific adjuster regulations.

Questions

100 scored questions

Time Limit

2 hours

Passing Score

70%

Exam Fee

$262-275 (Delaware DOI)

DE Claims Adjuster Exam Content Outline

25%

Claims Process

Investigation, documentation, damage assessment, reserving, negotiation

25%

Policy Coverage

Property, casualty, auto, liability policies, coverage analysis, exclusions

20%

State Regulations

State licensing, DOI regulations, unfair claims practices, penalties

15%

Investigation

Evidence gathering, statements, fraud detection, subrogation

15%

Ethics & Practice

Professional conduct, conflicts of interest, confidentiality, CE

How to Pass the DE Claims Adjuster Exam

What You Need to Know

  • Passing score: 70%
  • Exam length: 100 questions
  • Time limit: 2 hours
  • Exam fee: $262-275

Keys to Passing

  • Complete 500+ practice questions
  • Score 80%+ consistently before scheduling
  • Focus on highest-weighted sections
  • Use our AI tutor for tough concepts

DE Claims Adjuster Study Tips from Top Performers

1Master property and casualty insurance policy structure and coverage
2Study your state's unfair claims settlement practices act
3Know the claims investigation process from first notice to settlement
4Understand subrogation principles and procedures
5Review state-specific adjuster licensing requirements and regulations

Frequently Asked Questions

What does the Delaware claims adjuster exam cover?

The exam covers P&C insurance claims, policy interpretation, damage assessment, state insurance regulations, unfair claims practices, and professional ethics.

What is the passing score?

Most states require 70% to pass the claims adjuster licensing exam.

How is this different from a public adjuster?

Claims adjusters work for insurance companies or independently to evaluate claims. Public adjusters work exclusively for policyholders to maximize their settlement.

What CE is required?

Most states require 24 hours of continuing education per renewal cycle for claims adjusters.