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200+ Free Arkansas Life & Health Practice Questions

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Ar-Lh-Life-Laws60 questions
Ar-Lh-Health-Laws55 questions
Ar-Lh-Regulation45 questions
Ar-Lh-Ethics40 questions
2026 Statistics

Key Facts: Arkansas Life & Health Exam

150

Exam Questions

Arkansas Insurance Department / PSI

150 min

Exam Time

PSI exam outline

70%

Passing Score

AR producer exam standard

$49

Exam Fee

Arkansas Insurance Department

24 hrs

CE per 2 Years

AR producer CE requirement

3 hrs

Ethics CE

AR ethics requirement

AID

Regulatory Body

Arkansas Insurance Department

Arkansas administers its Life & Health producer exam through PSI Services LLC with 150 questions in 150 minutes and a 70% passing standard. The exam covers national life and health concepts plus Arkansas law including AID regulation, producer licensing and CE requirements (24 hours biennially with 3 hours ethics), life insurance policy provisions, annuity products, health insurance including individual and group coverage, Medicare supplements, disability insurance, and unfair trade practices.

About the Arkansas Life & Health Exam

Arkansas's Life & Health producer exam combines national insurance content with Arkansas-specific regulation through the Arkansas Insurance Department (AID), covering life insurance, health insurance, annuities, Medicare supplements, group coverage, disability insurance, and producer licensing and ethics requirements.

Questions

150 scored questions

Time Limit

2 hours 30 minutes (150 minutes)

Passing Score

70%

Exam Fee

$49 (Arkansas Insurance Department (AID) / PSI Services LLC)

Arkansas Life & Health Exam Content Outline

30%

Life Insurance Products

Term, whole life, universal life, variable life, policy provisions, beneficiaries, settlement options, and nonforfeiture values

15%

Annuities

Fixed, variable, and indexed annuities, accumulation and annuitization phases, surrender charges, and suitability requirements

25%

Health Insurance Products

Individual and group health, Medicare, Medicare supplements, disability income, long-term care, and ACA marketplace plans

15%

Arkansas Insurance Law

Arkansas Insurance Department (AID) regulation, producer licensing, continuing education (24 hours/2 years with 3 hours ethics), appointment requirements, and unfair trade practices

15%

Ethics and Professional Conduct

Producer duties, unfair trade practices, privacy protection, replacement regulations, and professional responsibility

How to Pass the Arkansas Life & Health Exam

What You Need to Know

  • Passing score: 70%
  • Exam length: 150 questions
  • Time limit: 2 hours 30 minutes (150 minutes)
  • Exam fee: $49

Keys to Passing

  • Complete 500+ practice questions
  • Score 80%+ consistently before scheduling
  • Focus on highest-weighted sections
  • Use our AI tutor for tough concepts

Arkansas Life & Health Study Tips from Top Performers

1Master Arkansas Insurance Department (AID) regulations and producer licensing requirements thoroughly
2Understand life insurance policy provisions including grace periods, incontestability clauses, and nonforfeiture options
3Study annuity products including fixed, variable, and indexed annuities with their suitability requirements
4Review health insurance fundamentals: individual vs. group, deductibles, copays, coinsurance, and out-of-pocket maximums
5Learn Medicare and Medicare supplement (Medigap) plan types and enrollment periods
6Master the 24-hour biennial CE requirement including 3 hours of ethics for Arkansas producers
7Practice at least 200 questions covering both national content and Arkansas-specific regulations

Frequently Asked Questions

How many questions are on the Arkansas Life and Health exam?

The Arkansas Life & Health producer exam contains approximately 150 questions covering both national insurance content and Arkansas-specific regulations. The exam is administered by PSI Services LLC.

How much time do you get for the Arkansas L&H exam?

The Arkansas Life & Health producer exam time limit is 150 minutes (2.5 hours). Candidates should pace themselves to complete all questions within the allotted time.

What continuing education is required for Arkansas producers?

Arkansas producers must complete 24 hours of continuing education every 2 years, including at least 3 hours of ethics training. License renewal is biennial based on the producer's birth month.

What topics should I prioritize for the Arkansas Life & Health exam?

Focus on AID regulations, life insurance products and policy provisions, annuity types and suitability, health insurance including individual and group coverage, Medicare and Medicare supplements, disability insurance, and Arkansas-specific unfair trade practices and consumer protection laws.

How much does the Arkansas Life & Health exam cost?

The Arkansas Life & Health exam fee is $49, which is paid to PSI Services LLC when scheduling your examination. Additional fees may apply for the license application and fingerprinting.

Arkansas Life & Health Resources