300+ Free AR Claims Adjuster Practice Questions

Pass your Arkansas Claims Adjuster Exam exam on the first try — instant access, no signup required.

✓ No registration✓ No credit card✓ No hidden fees✓ Start practicing immediately

65% Pass Rate

300+ Questions

100% Free

1 / 300

Question 1

Score: 0/0

In the CGL policy, what is the purpose of the aggregate limit?

The most the insurer will pay for all occurrences during the policy period

The deductible amount for each claim

The most the insurer will pay for any one occurrence

The minimum premium required for coverage

to track

Same family resources

More Claims Adjuster Prep

Continue through related practice pages, study guides, comparisons, and articles from the same exam family.

Practice Pages

Claims Adjuster Practice200 questions Alabama Claims Adjuster Practice300 questions Alaska Claims Adjuster Practice300 questions Arizona Claims Adjuster Practice300 questions California Claims Adjuster Practice300 questions Connecticut Claims Adjuster Practice300 questions

Claims Adjuster License 2026: Steps, Salary & Exam15 min read Free Claims Adjuster Practice Test by State 2026: 3,400+ Questions26 min read Insurance Adjuster: The $100K-6-Month Career Nobody Talks About (2026)17 min read Texas Adjuster License 2026: Exam, Salary & Steps14 min read

2026 Statistics

Key Facts: AR Claims Adjuster Exam

70%

Passing Score

DOI

100 Q

Practice Questions

OpenExamPrep

24 hrs

CE Per Cycle

DOI

2 hrs

Exam Time

DOI

$119

Exam Fee

LicenseMap 2026

Arkansas requires claims adjusters to pass a state licensing exam covering P&C claims, policy interpretation, state insurance laws, and unfair claims settlement practices.

Sample AR Claims Adjuster Practice Questions

Try these sample questions to test your AR Claims Adjuster exam readiness. Each question includes a detailed explanation. Start the interactive quiz above for the full 300+ question experience with AI tutoring.

1Which state agency is responsible for licensing and regulating claims adjusters in Arkansas?

A.Arkansas Attorney General's Office

B.Arkansas Insurance Department (AID)

C.Arkansas Department of Labor

D.Arkansas Secretary of State

Explanation: The Arkansas Insurance Department (AID) is the state agency responsible for licensing, regulating, and overseeing all insurance adjusters in Arkansas. AID administers the licensing examinations, processes applications, and enforces compliance with Arkansas insurance laws.

2What is the minimum age requirement for an adjuster license in Arkansas?

A.16 years old

B.18 years old

C.21 years old

D.25 years old

Explanation: Arkansas requires all applicants for an insurance adjuster license to be at least 18 years of age. This is a fundamental eligibility requirement for all adjuster license applicants in the state.

3What experience requirement must Arkansas resident adjuster applicants meet?

A.No experience required

B.At least one year of experience in claims adjustment or work under direct supervision of a licensed adjuster for one year after licensure

C.Five years of insurance experience

D.A college degree in insurance

Explanation: Arkansas requires resident adjuster applicants to have at least one year of experience in claims adjustment and/or work under the direct supervision of an Arkansas-licensed adjuster for one year after licensure to maintain the license. This ensures new adjusters develop practical skills under experienced guidance.

4Which testing provider administers the Arkansas adjuster licensing examination?

A.Pearson VUE

B.University of Arkansas

C.PSI Services

D.Prometric

Explanation: PSI Services administers the Arkansas insurance adjuster licensing examinations. Candidates register and schedule exams through the PSI website or by calling PSI directly. Exam reservations require payment by credit card, debit card, voucher, or electronic check.

5Arkansas adjuster exams are divided into which categories?

A.A single comprehensive exam

B.General Adjuster (required), plus at least one of: Property, Casualty, or Workers' Compensation

C.Life and Health only

D.Property and Casualty combined only

Explanation: Arkansas requires all adjuster candidates to take the General Insurance Category exam and at least one additional category: Property, Casualty, or Workers' Compensation. The General exam is exam code 14, Property is 15, Casualty is 16, and Workers' Compensation is 17. Each section has 25 questions with a 90-minute time limit.

6What is the application fee for an Arkansas resident adjuster license?

A.$20

B.$40

C.$55

D.$75

Explanation: The application fee for an Arkansas adjuster license is $55, submitted through NIPR. Combined with the exam fee of approximately $40 and fingerprinting costs of approximately $24, the total initial licensing cost is approximately $119.

7How often must Arkansas adjusters renew their license?

A.Annually

B.Every 2 years

C.Every 3 years

D.Every 5 years

Explanation: Arkansas adjuster licenses must be renewed every two calendar years. All licenses expire on the last day of the licensee's birth month in the calendar year of expiration. For first-time licensees, the active license period may be 12 to 24 months depending on when the license was issued.

8How many hours of continuing education are required for Arkansas adjuster license renewal?

A.12 hours

B.20 hours

C.24 hours

D.30 hours

Explanation: Arkansas requires licensed adjusters to complete 24 hours of continuing education every 2-year renewal period. Of these 24 hours, at least 3 hours must be in Ethics. Courses may not be repeated within a 2-year period, and excess credits will roll over to the next compliance cycle as general credits.

9Are Arkansas adjusters required to show proof of pre-licensing education before taking the exam?

A.Yes, all applicants must complete a pre-licensing course

B.No, adjusters are not required to show proof of pre-licensing education

C.Yes, 40 hours of pre-licensing is required

D.Yes, but only for the Property exam

Explanation: According to the Arkansas PSI exam handbook, adjusters are not required to show proof of pre-licensing education before taking the licensing examination. However, completing a pre-licensing course is recommended as it significantly improves pass rates. Other license types (Life, Health, Property producer) do require pre-licensing courses.

10What criminal background check is required for Arkansas adjuster applicants?

A.No background check required

B.Arkansas State Police background check

C.FBI background check only

D.Both state and federal background checks

Explanation: Arkansas adjuster applicants must complete an Arkansas State Police criminal background check as part of the application process. The State Police Form is included at the end of the NIPR online application for Arkansas. The results are reviewed by AID to determine suitability for licensure.

About the AR Claims Adjuster Exam

The Arkansas claims adjuster exam covers property and casualty insurance claims, damage assessment, policy interpretation, state insurance laws, unfair claims practices, ethics, and Arkansas-specific adjuster regulations.

Questions

100 scored questions

Time Limit

2 hours

Passing Score

70%

Exam Fee

$119 (Arkansas DOI)

AR Claims Adjuster Exam Content Outline

25%

Claims Process

Investigation, documentation, damage assessment, reserving, negotiation

25%

Policy Coverage

Property, casualty, auto, liability policies, coverage analysis, exclusions

20%

State Regulations

State licensing, DOI regulations, unfair claims practices, penalties

15%

Investigation

Evidence gathering, statements, fraud detection, subrogation

15%

Ethics & Practice

Professional conduct, conflicts of interest, confidentiality, CE

How to Pass the AR Claims Adjuster Exam

What You Need to Know

Passing score: 70%
Exam length: 100 questions
Time limit: 2 hours
Exam fee: $119

Keys to Passing

Complete 500+ practice questions
Score 80%+ consistently before scheduling
Focus on highest-weighted sections
Use our AI tutor for tough concepts

AR Claims Adjuster Study Tips from Top Performers

1Master property and casualty insurance policy structure and coverage

2Study your state's unfair claims settlement practices act

3Know the claims investigation process from first notice to settlement

4Understand subrogation principles and procedures

5Review state-specific adjuster licensing requirements and regulations

Frequently Asked Questions

What does the Arkansas claims adjuster exam cover?

The exam covers P&C insurance claims, policy interpretation, damage assessment, state insurance regulations, unfair claims practices, and professional ethics.

What is the passing score?

Most states require 70% to pass the claims adjuster licensing exam.

How is this different from a public adjuster?

Claims adjusters work for insurance companies or independently to evaluate claims. Public adjusters work exclusively for policyholders to maximize their settlement.

What CE is required?

Most states require 24 hours of continuing education per renewal cycle for claims adjusters.