200+ Free AL Property & Casualty Practice Questions
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Key Facts: AL Property & Casualty Exam
150 Q
Exam Questions
ALDOI producer P&C outline
180 min
Exam Time
ALDOI producer P&C outline
70%
Passing Score
105/150 required
$75
Exam Fee
ALDOI exam sites / UA testing info
60%
First-Attempt Pass Rate
ALDOI annual exam report (2024)
25/50/25
AL Auto Minimums
Alabama Mandatory Liability Insurance Law
Alabama's producer P&C exam uses 150 scored questions in 180 minutes with a 70% passing score (105 correct). The Alabama outline weights General Insurance (20%), Property (about 23%), Casualty (44%), and Alabama-specific law (about 13%). Alabama currently does not require prelicense education before testing, charges a $75 combined P&C exam fee, and applies repeat-attempt limits after the second and fourth failures.
About the AL Property & Casualty Exam
The Alabama property and casualty producer exam tests national P&C fundamentals plus Alabama law, including producer licensing under Title 27, motor vehicle insurance requirements, Alabama Insurance Guaranty Association protections, workers compensation obligations, and cancellation/nonrenewal rules.
Questions
150 scored questions
Time Limit
3 hours (180 minutes)
Passing Score
70% (105/150)
Exam Fee
$75 (Alabama Department of Insurance / University of Alabama Insurance Testing)
AL Property & Casualty Exam Content Outline
General Insurance Concepts
Risk management, contract law, producer authority, legal concepts, and insurance marketplace structure
Property Insurance Basics
Homeowners, dwelling fire, commercial property, inland marine, valuation methods, and endorsements
Casualty Insurance Basics
Auto liability, CGL, workers compensation, businessowners policy, and liability concepts
Alabama Laws & Regulations
ALDOI licensing rules, cancellation/nonrenewal, guaranty association, mandatory liability, UM/UIM, and proof-of-insurance requirements
How to Pass the AL Property & Casualty Exam
What You Need to Know
- Passing score: 70% (105/150)
- Exam length: 150 questions
- Time limit: 3 hours (180 minutes)
- Exam fee: $75
Keys to Passing
- Complete 500+ practice questions
- Score 80%+ consistently before scheduling
- Focus on highest-weighted sections
- Use our AI tutor for tough concepts
AL Property & Casualty Study Tips from Top Performers
Frequently Asked Questions
How many questions are on the Alabama property and casualty exam?
The Alabama producer P&C exam is 150 questions with a 3-hour (180-minute) time limit. You need 70% to pass, which is 105 correct answers.
How much is the Alabama P&C exam fee?
Alabama lists the combined Property & Casualty producer exam fee at $75 through the state's testing process. Separate licensing and background-related costs may apply after passing the exam.
Does Alabama require prelicensing hours before the P&C exam?
Current Alabama guidance states prelicense education is not mandatory before sitting for the producer exam. Many candidates still complete a prep course because the casualty domain is heavily weighted.
What are Alabama's minimum auto liability limits?
Alabama's mandatory liability minimums are 25/50/25: $25,000 bodily injury per person, $50,000 bodily injury per accident, and $25,000 property damage per accident. Drivers must also carry evidence of insurance in the vehicle.
What are Alabama's exam retake waiting periods?
Under Alabama's repeat-attempt limits, after 2 failed attempts the candidate must wait 90 days, and after 4 failed attempts the wait increases to 180 days. These limits apply per line of authority.