Life-Only Insurance License Vocabulary Game
Exam terms with clues and explanations by OpenExamPrep.
About the Life-Only Insurance License Vocabulary Game
A free word game for the Life-Only Insurance License exam. Each round shows a clue for one of 20 exam terms across 12 topics. Recall the term, spell it out, then read a short explanation. Rounds pick a random term, so you can keep playing as long as you like.
How to Play
- 1Read the clue and type a term with the right number of letters (3 to 6). Abbreviations count: type the letters only.
- 2Press Check Answer or Enter. Each letter changes color to show how close you are.
- 3You have 6 tries. Stuck? Need a hint? asks the AI tutor for a nudge without giving the term away, and Skip moves to a new term.
- 4After the round, read the explanation, ask the AI to explain it, share your result, or press Next.
- ARight letter, right spot
- AIn the term, wrong spot
- ANot in the term
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Topics in the Life-Only Insurance License Vocabulary Game
Insurance basics
Marketplace
Contract law
Life policy types
Policy provisions
Employer plans
Life insurance basics
Annuities
Replacement and cancellation
Policy riders
Regulations and ethics
Business uses
Sources for these terms (6)
- Life Insurance Guide (Revised March 2018) · Source checked 2026-11-03
- Glossary of Insurance Terms · Source checked 2026-11-03
- Indexed Annuities · Source checked 2026-11-03
- A.R.S. 20-449: Rebates on life or disability insurance · Source checked 2026-11-03
- Ohio Revised Code 3901.21: Unfair and deceptive acts or practices in business of insurance · Source checked 2026-11-03
- Interagency Statement on the Purchase and Risk Management of Life Insurance · Source checked 2026-11-03
About the Life-Only Exam
The Life-Only Insurance License exam covers life insurance principles, policy types (term, whole, universal, variable life), policy provisions and riders, annuities, group life, and state regulations. This standalone license lets you sell life insurance and annuity products without testing on health insurance topics.
Exam sponsor: State Insurance Commissioner / Pearson VUE or PSI. The requirements and fees below concern the certification or admission exam, separate from our free practice resources.
Questions
100 questions
Time Limit
2 hours
Passing Score
70%
Fees, eligibility, and exam policies can change. Confirm them with the exam sponsor before applying or paying.
Official sources
Frequently Asked Questions
Is the Life-Only vocabulary game free?
Yes. The game is free to play with no sign-up. Signing in adds AI explanations for any term.
How does the Life-Only vocabulary game work?
Each round shows a clue for one of 20 Life-Only terms. Guess the term in six tries: green means the right letter in the right spot, yellow means the letter is in the term but in another spot, and gray means it is not in the term. After the round, read the explanation and play the next term.
Where do the Life-Only terms come from?
OpenExamPrep researched each term from the State Insurance Commissioner / Pearson VUE or PSI content outline and primary sources, listed under Sources on this page. The game is independent study material, not an official exam resource.
What is the Life-Only insurance exam pass rate?
Life-Only exam pass rates generally fall between 60% and 80% depending on the state and provider. States with longer pre-licensing requirements tend to see higher pass rates. Working through 300+ practice questions and scoring 80%+ consistently before exam day significantly improves first-attempt pass odds.
How hard is the Life-Only insurance exam?
The exam is moderately difficult. Most candidates struggle with policy provisions (grace period, incontestability, nonforfeiture), universal life mechanics, and annuity tax treatment. Because there is no health portion, the Life-Only test concentrates more questions on life products and contract law than the combined Life & Health exam.