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Free Washington P&C Exam Prep

Washington Property & Casualty Insurance

Pass your Washington P&C exam without spending hundreds on expensive prep courses. Free study guides, practice questions, and AI-powered learning.

Your Study Path

Washington Property & Casualty Insurance License: Complete Roadmap

Follow this path to maximize your chances of passing on the first try

1

National P&C Fundamentals

Master foundational P&C insurance concepts: property insurance basics, casualty insurance principles, policy structures, and general insurance concepts tested on the exam.

20
hours
Start this step
2

Washington P&C RegulationsYou are here

Study Washington-specific laws including OIC regulations, WA FAIR Plan, earthquake disclosure requirements, auto insurance minimums (25/50/10), and L&I workers compensation rules.

15
hours
3

Washington Property Insurance

Learn WA FAIR Plan for hard-to-place property risks, earthquake disclosure requirements, homeowners coverage, and Washington-specific property regulations.

10
hours
4

Washington Casualty & Ethics

Master auto insurance minimums, L&I exclusive state fund workers comp, WPCIAA guaranty association, and producer conduct standards.

10
hours
Estimated total study time
55 hours
That's about 6 weeks at 10 hours/week

Can You Take the Washington P&C Exam?

Check if you meet the basic eligibility requirements

Age
18 years or older
Education
No pre-licensing education required (eliminated July 24, 2023)
Background Check
Required via Washington State Patrol
Fingerprinting
Required - electronic fingerprinting through IdentoGO ($49.25)
Additional Requirements
  • Washington eliminated pre-licensing education requirement on July 24, 2023
  • PSI administers exams with remote proctoring available
  • OIC Commissioner is an elected position (not appointed)
  • Must apply for license within 180 days of passing exam
  • Combined P&C exam: 150 questions, 3 hours 15 minutes
  • 24 hours CE required every two years
  • Background check includes WSP and FBI review

Washington P&C Quick Facts

Time to Get Licensed

2-4 weeks

From start to license in hand

Exam Provider

PSI Services

Remote Testing Available
Schedule Your Exam

Retake Policy

24-hour wait between attempts; no limit on retakes

Temporary License

Not available in Washington

Total Cost Breakdown

Exam Fee$52
Application Fee$60
Fingerprint Fee$49.25 (IdentoGO)
NIPR Transaction Fee$5.60
Total Estimated Cost$166-180

Exam Exemptions

Holders of these professional designations may be exempt from all or part of the exam:

CPCU

Chartered Property Casualty Underwriter - may qualify for exam exemption

CIC

Certified Insurance Counselor - may qualify for exam exemption

Why Choose Us

Free Washington P&C Prep That Actually Works

The official pass rate is ~70% (varies by attempt). Our students do better.

500+ Practice Questions

More free questions than most paid courses

AI Tutor Explains Mistakes

Understand why answers are wrong, not just which ones

Updated for 2026

Content reflects latest exam changes

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What You'll Study

5 chapters covering everything you need to pass

Washington P&C-Specific Topics Covered

Washington Office of Insurance Commissioner (OIC) - ElectedWA FAIR Plan (Property Residual Market)Auto Insurance Minimums (25/50/10)L&I Exclusive State Fund Workers CompensationEarthquake Disclosure RequirementsWashington Property & Casualty Insurance Guaranty Association (WPCIAA)No Pre-Licensing Education Required (since July 2023)PSI Remote Proctoring AvailableProducer Licensing & CE Requirements (24 hrs/3 ethics)Unfair Trade PracticesPolicy Cancellation/Non-Renewal RulesIdentoGO Fingerprinting Process
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Washington P&C Exam Details

Washington Property & Casualty Insurance

Administered by Washington Office of Insurance Commissioner (OIC)

Official Source
70%
Passing Score
150
Questions
3
Hours
$52 exam fee + $60 application fee + $5.60 NIPR + $49.25 fingerprinting
Exam Fee
Study time: 40-60 hours
Prerequisites: None - no pre-licensing education required (since July 24, 2023)

Exam Content Breakdown

Based on the official Washington Office of Insurance Commissioner (OIC) content outline

Washington P&C Regulation15%

OIC structure (elected Commissioner), licensing, no pre-license required

Property Insurance Laws25%

WA FAIR Plan, earthquake disclosure, homeowners coverage

Casualty Insurance Laws35%

At-fault auto, 25/50/10 minimums, L&I exclusive state fund workers comp

Ethics & Prohibited Practices25%

Claims handling, WPCIAA guaranty fund, producer conduct

What's Included

5 Chapters

Complete exam coverage

Practice Quizzes

With detailed explanations

Free to Start

No credit card required

Ran Chen - AI Engineer, CFP®
CFP®
Why It's Free

Quality Exam Prep Shouldn't Cost Hundreds

I'm Ran Chen, an engineer with 20+ years of coding experience. I passed my Life Insurance license, EA exam, SIE, Series 6, 63, 65, and finally the CFP® exam.

Through all these exams, one thing became clear: exam prep is expensive. But with AI, we can change that. Quality preparation can now be free for everyone.

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What's Next After the Washington P&C?

After passing the Washington P&C, you can pursue these career paths

Washington P&C Exam FAQ

Official Washington Office of Insurance Commissioner (OIC) Resources

Verify information with these official sources

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