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200+ Free WA Property & Casualty Practice Questions

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Wa-Pc-Property60 questions
Wa-Pc-Casualty55 questions
Wa-Pc-Regulation45 questions
Wa-Pc-Ethics40 questions
2026 Statistics

Key Facts: WA Property & Casualty Exam

150

Total Items

PSI Washington Prop/Cas outline

195 min

Exam Time

PSI Washington Prop/Cas outline

70%

Passing Score

Washington OIC licensing FAQ

$55

Exam Fee

PSI Washington candidate bulletin fee table

45 items

WA Law Weighting

PSI Washington Prop/Cas outline

25/50/10

WA Auto Minimums

Washington OIC auto insurance guidance

No prelicense

Education Prerequisite

Washington OIC prelicensing update

Washington's official outline lists 150 items in 195 minutes for the combined P&C exam, with 45 items specifically on Washington laws, rules, and regulations. Current PSI bulletin guidance uses a 70% passing score and a $55 exam fee for the Property and Casualty Producer Combo. Washington also removed mandatory prelicense education effective July 23, 2023, so candidates can self-study and test.

About the WA Property & Casualty Exam

Washington's combined Property and Casualty producer exam tests national P&C concepts plus Washington law. The official outline is 150 items in 195 minutes, with heavy weighting on Washington statutes/rules, producer compliance, policy concepts, homeowners/commercial forms, auto liability, and unfair-practice standards.

Questions

150 scored questions

Time Limit

3 hours 15 minutes (195 minutes)

Passing Score

70%

Exam Fee

$55 (Washington Office of the Insurance Commissioner (OIC) / PSI Services LLC)

WA Property & Casualty Exam Content Outline

30% (45 items)

Washington Laws, Rules, and Regulations

OIC authority, producer licensing and appointments, unfair trade practices, cancellation/nonrenewal rules, and Washington compliance duties

16% (24 items)

Property and Casualty Insurance Basics

Policy structure, underwriting, valuation, deductibles, conditions, and core coverage concepts

9% (14 items)

General Insurance Concepts

Risk, indemnity, insurable interest, legal interpretations, and insurer/producer roles

13% (20 items)

Personal Lines Concepts

Dwelling policy concepts, homeowners forms, and personal auto fundamentals

30% (45 items)

Commercial and Specialty P&C Lines

Commercial auto/property, CGL, BOP, crime, and other property/casualty coverage types

1% (2 items)

Federal Laws and Regulations

Federal law topics that appear in the national section of the outline

How to Pass the WA Property & Casualty Exam

What You Need to Know

  • Passing score: 70%
  • Exam length: 150 questions
  • Time limit: 3 hours 15 minutes (195 minutes)
  • Exam fee: $55

Keys to Passing

  • Complete 500+ practice questions
  • Score 80%+ consistently before scheduling
  • Focus on highest-weighted sections
  • Use our AI tutor for tough concepts

WA Property & Casualty Study Tips from Top Performers

1Start with the official weighting: Washington law is the single largest section (45 of 150 items).
2Memorize core exam logistics early: 150 items, 195 minutes, 70% passing score, and $55 fee.
3Practice mixed national-plus-state sets so you can shift quickly between policy concepts and RCW/WAC questions.
4Drill Washington-specific producer duties: appointments, fiduciary handling of premiums, CE cycles, and reporting obligations.
5Use timed blocks of 65 minutes to build pacing for the full 195-minute sitting.

Frequently Asked Questions

How many questions are on the Washington Property & Casualty exam?

Washington's official combined producer outline is 150 items. The exam is administered by PSI and includes both national content and Washington law.

How much time do you get for the Washington P&C exam?

The Washington combined Property & Casualty exam time limit is 195 minutes (3 hours and 15 minutes). Time management matters because the state-law section is large.

What score do I need to pass the Washington producer exam?

Washington OIC licensing FAQ guidance states a passing score of 70%. Aim above 70% in timed practice to create margin for exam-day pressure.

What is the current exam fee for Washington Property & Casualty Producer Combo?

The current PSI Washington candidate bulletin lists the Property and Casualty Producer Combo exam fee at $55.

Does Washington require prelicense education before testing?

No. Washington OIC states prelicense education is no longer required effective July 23, 2023. Candidates can still use prep coursework, but it is optional.

What Washington-specific law topics are highest yield?

Prioritize OIC authority, producer licensing/appointments, unfair practices (RCW 48.30 and WAC 284-30), cancellation/nonrenewal provisions, and auto financial responsibility basics including 25/50/10 minimum liability limits.

WA Property & Casualty Resources