200+ Free WA Property & Casualty Practice Questions
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Key Facts: WA Property & Casualty Exam
150
Total Items
PSI Washington Prop/Cas outline
195 min
Exam Time
PSI Washington Prop/Cas outline
70%
Passing Score
Washington OIC licensing FAQ
$55
Exam Fee
PSI Washington candidate bulletin fee table
45 items
WA Law Weighting
PSI Washington Prop/Cas outline
25/50/10
WA Auto Minimums
Washington OIC auto insurance guidance
No prelicense
Education Prerequisite
Washington OIC prelicensing update
Washington's official outline lists 150 items in 195 minutes for the combined P&C exam, with 45 items specifically on Washington laws, rules, and regulations. Current PSI bulletin guidance uses a 70% passing score and a $55 exam fee for the Property and Casualty Producer Combo. Washington also removed mandatory prelicense education effective July 23, 2023, so candidates can self-study and test.
About the WA Property & Casualty Exam
Washington's combined Property and Casualty producer exam tests national P&C concepts plus Washington law. The official outline is 150 items in 195 minutes, with heavy weighting on Washington statutes/rules, producer compliance, policy concepts, homeowners/commercial forms, auto liability, and unfair-practice standards.
Questions
150 scored questions
Time Limit
3 hours 15 minutes (195 minutes)
Passing Score
70%
Exam Fee
$55 (Washington Office of the Insurance Commissioner (OIC) / PSI Services LLC)
WA Property & Casualty Exam Content Outline
Washington Laws, Rules, and Regulations
OIC authority, producer licensing and appointments, unfair trade practices, cancellation/nonrenewal rules, and Washington compliance duties
Property and Casualty Insurance Basics
Policy structure, underwriting, valuation, deductibles, conditions, and core coverage concepts
General Insurance Concepts
Risk, indemnity, insurable interest, legal interpretations, and insurer/producer roles
Personal Lines Concepts
Dwelling policy concepts, homeowners forms, and personal auto fundamentals
Commercial and Specialty P&C Lines
Commercial auto/property, CGL, BOP, crime, and other property/casualty coverage types
Federal Laws and Regulations
Federal law topics that appear in the national section of the outline
How to Pass the WA Property & Casualty Exam
What You Need to Know
- Passing score: 70%
- Exam length: 150 questions
- Time limit: 3 hours 15 minutes (195 minutes)
- Exam fee: $55
Keys to Passing
- Complete 500+ practice questions
- Score 80%+ consistently before scheduling
- Focus on highest-weighted sections
- Use our AI tutor for tough concepts
WA Property & Casualty Study Tips from Top Performers
Frequently Asked Questions
How many questions are on the Washington Property & Casualty exam?
Washington's official combined producer outline is 150 items. The exam is administered by PSI and includes both national content and Washington law.
How much time do you get for the Washington P&C exam?
The Washington combined Property & Casualty exam time limit is 195 minutes (3 hours and 15 minutes). Time management matters because the state-law section is large.
What score do I need to pass the Washington producer exam?
Washington OIC licensing FAQ guidance states a passing score of 70%. Aim above 70% in timed practice to create margin for exam-day pressure.
What is the current exam fee for Washington Property & Casualty Producer Combo?
The current PSI Washington candidate bulletin lists the Property and Casualty Producer Combo exam fee at $55.
Does Washington require prelicense education before testing?
No. Washington OIC states prelicense education is no longer required effective July 23, 2023. Candidates can still use prep coursework, but it is optional.
What Washington-specific law topics are highest yield?
Prioritize OIC authority, producer licensing/appointments, unfair practices (RCW 48.30 and WAC 284-30), cancellation/nonrenewal provisions, and auto financial responsibility basics including 25/50/10 minimum liability limits.