Free Washington Life & Health Exam Prep
Washington Life, Disability, and Health Insurance
Pass your Washington Life & Health exam without spending hundreds on expensive prep courses. Free study guides, practice questions, and AI-powered learning.
Quick Facts
Washington Life & Health Insurance License: Complete Roadmap
Follow this path to maximize your chances of passing on the first try
General Insurance Concepts
Start with foundational insurance principles: risk management, contract law, policy provisions, and underwriting basics. These concepts form the basis for all insurance products.
Life Insurance & AnnuitiesYou are here
Master life insurance products (term, whole, universal, variable), annuities (fixed, variable, indexed), policy provisions, beneficiaries, and Washington replacement regulations.
Disability & Health Products
Study medical expense insurance, individual and group health plans, disability income, long-term care, Medicare Supplement, and Washington health insurance regulations.
Washington Laws & Regulations
Focus on Washington-specific content: OIC regulations, RCW Title 48, WLIGA guaranty association, unfair trade practices, and producer licensing requirements.
Can You Take the Washington Life & Health Exam?
Check if you meet the basic eligibility requirements
- •Pre-license education eliminated as of July 2023
- •Washington no longer requires classroom or online pre-license courses
- •PSI is the current exam vendor (replaced Prometric)
- •Fingerprinting required via IDEMIA/IdentoGO ($49.25)
- •Must disclose any criminal history or regulatory actions
- •CE requirements: 24 hours per 2-year period (including 3 hours ethics)
Free Washington Life & Health Prep That Actually Works
The official pass rate is ~65-70% (first attempt). Our students do better.
500+ Practice Questions
More free questions than most paid courses
AI Tutor Explains Mistakes
Understand why answers are wrong, not just which ones
Updated for 2026
Content reflects latest exam changes
$0 Forever
No credit card, no trial, no upsells
What You'll Study
7 chapters covering everything you need to pass
Introduction: Washington Life & Health Insurance Exam Overview
1 sections
Chapter 1: Washington Insurance Regulation & Licensing
3 sections
Chapter 2: Washington Life Insurance Laws
3 sections
Chapter 3: Washington Health Insurance Laws
3 sections
Chapter 4: Washington Insurance Ethics & Prohibited Practices
3 sections
Chapter 5: Washington Annuity Regulations
3 sections
Chapter 6: Washington Group Insurance & Special Topics
3 sections
Washington Life & Health-Specific Topics Covered
10 free AI interactions per day
Washington Life & Health Exam Details
Washington Life, Disability, and Health Insurance
Administered by Washington Office of the Insurance Commissioner (OIC)
Exam Content Breakdown
Based on the official Washington Office of the Insurance Commissioner (OIC) content outline
~33 questions: Risk management, contract law, policy provisions
~36 questions: Term, whole, universal life, policy features
~18 questions: Annuity types, taxation, suitability requirements
~30 questions: Medical expense, disability, LTC, Medicare Supplement
~12 questions: Group life, group health, COBRA, HIPAA
~21 questions: OIC regulations, WLDIGA, unfair practices, licensing
What's Included
7 Chapters
Complete exam coverage
Practice Quizzes
With detailed explanations
Free to Start
No credit card required
Quality Exam Prep Shouldn't Cost Hundreds
I'm Ran Chen, an engineer with 20+ years of coding experience. I passed my Life Insurance license, EA exam, SIE, Series 6, 63, 65, and finally the CFP® exam.
Through all these exams, one thing became clear: exam prep is expensive. But with AI, we can change that. Quality preparation can now be free for everyone.
What's Next After the Washington Life & Health?
After passing the Washington Life & Health, you can pursue these career paths
Washington Life & Health Exam FAQ
Official Washington Office of the Insurance Commissioner (OIC) Resources
Verify information with these official sources
More Free Resources
Ready to Start Your Free Washington Life & Health Prep?
Join thousands of candidates who passed their exams using our free study materials.