Free Texas Life & Health Exam Prep
Texas Life, Accident, and Health Insurance
Pass your Texas Life & Health exam without spending hundreds on expensive prep courses. Free study guides, practice questions, and AI-powered learning.
Quick Facts
Texas Life & Health Insurance License: Complete Roadmap
Follow this path to maximize your chances of passing on the first try
General Insurance Concepts
Master foundational insurance principles: risk management, insurance contracts, policy provisions, and the Texas insurance marketplace. These concepts appear throughout both exam sections.
Life Insurance & AnnuitiesYou are here
Study life insurance fundamentals (term, whole, universal), annuities (fixed, variable, indexed), policy provisions, beneficiaries, settlement options, and Texas replacement regulations.
Health Insurance Products
Learn medical expense insurance, individual and group health plans, Medicare Supplement, disability income, long-term care, and PPACA marketplace requirements.
Texas Insurance Code & Regulations
Focus on Texas-specific content: TDI regulations, Texas Insurance Code Chapter 541, TLHIGA guaranty association, unfair practices, and producer licensing requirements.
Can You Take the Texas Life & Health Exam?
Check if you meet the basic eligibility requirements
- •No pre-license education required in Texas
- •Must pass state exam before applying for license
- •License application must be submitted within 12 months of passing exam
- •Must be a U.S. citizen or legal resident
- •Must disclose any criminal history or regulatory actions
- •CE requirements: 24 hours per 2-year license period (including 2 hours ethics)
Free Texas Life & Health Prep That Actually Works
The official pass rate is ~65-70% (first attempt). Our students do better.
500+ Practice Questions
More free questions than most paid courses
AI Tutor Explains Mistakes
Understand why answers are wrong, not just which ones
Updated for 2026
Content reflects latest exam changes
$0 Forever
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What You'll Study
7 chapters covering everything you need to pass
Introduction: Texas Life & Health Insurance Exam Overview
1 sections
Chapter 1: Texas Insurance Regulation & Licensing
3 sections
Chapter 2: Texas Life Insurance Laws
3 sections
Chapter 3: Texas Health Insurance Laws
3 sections
Chapter 4: Texas Insurance Ethics & Prohibited Practices
3 sections
Chapter 5: Texas Annuity Regulations
3 sections
Chapter 6: Texas Group Insurance & Special Topics
3 sections
Texas Life & Health-Specific Topics Covered
10 free AI interactions per day
Texas Life & Health Exam Details
Texas Life, Accident, and Health Insurance
Administered by Texas Department of Insurance (TDI)
Exam Content Breakdown
Based on the official Texas Department of Insurance (TDI) content outline
~36 questions: Risk management, contract law, policy provisions, underwriting basics
~32 questions: Term, whole, universal life, policy provisions, beneficiaries
~17 questions: Fixed, variable, indexed annuities, taxation, suitability requirements
~29 questions: Medical expense, disability, LTC, Medicare Supplement
~12 questions: Group life, group health, COBRA, HIPAA portability
~19 questions: TDI regulations, TLHIGA, unfair practices, producer licensing
What's Included
7 Chapters
Complete exam coverage
Practice Quizzes
With detailed explanations
Free to Start
No credit card required
Quality Exam Prep Shouldn't Cost Hundreds
I'm Ran Chen, an engineer with 20+ years of coding experience. I passed my Life Insurance license, EA exam, SIE, Series 6, 63, 65, and finally the CFP® exam.
Through all these exams, one thing became clear: exam prep is expensive. But with AI, we can change that. Quality preparation can now be free for everyone.
What's Next After the Texas Life & Health?
After passing the Texas Life & Health, you can pursue these career paths
Texas Life & Health Exam FAQ
Official Texas Department of Insurance (TDI) Resources
Verify information with these official sources
More Free Resources
Ready to Start Your Free Texas Life & Health Prep?
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