Free Rhode Island Life & Health Exam Prep
Rhode Island Life, Accident, and Health Insurance
Pass your Rhode Island Life & Health exam without spending hundreds on expensive prep courses. Free study guides, practice questions, and AI-powered learning.
Quick Facts
Rhode Island Life & Health Insurance License: Complete Roadmap
Follow this path to maximize your chances of passing on the first try
General Insurance Concepts
Start with foundational insurance principles: risk management, contract law, policy provisions, and underwriting basics. These concepts form the basis for all insurance products.
Life Insurance & AnnuitiesYou are here
Master life insurance products (term, whole, universal, variable), annuities (fixed, variable, indexed), policy provisions, beneficiaries, and Rhode Island replacement regulations.
Health & Accident Products
Study medical expense insurance, individual and group health plans, disability income, long-term care, Medicare Supplement, and Rhode Island health insurance regulations.
Rhode Island Laws & Regulations
Focus on Rhode Island-specific content: DBR regulations, RI General Laws Title 27, RILIGA guaranty association, unfair trade practices, and producer licensing requirements.
Can You Take the Rhode Island Life & Health Exam?
Check if you meet the basic eligibility requirements
- •No mandatory pre-license education in Rhode Island
- •Pre-license courses highly recommended for exam preparation
- •Exams administered by Pearson VUE (in-person or remote)
- •UNIQUE: No combined Life/A&H exam - must take SEPARATE exams
- •Must apply for license within 1 year of passing exam
- •License application through NIPR ($125 + $5.60 transaction fee)
- •2026 UPDATE: New RI CE requirements for renewals starting 2026/2027
- •CE requirements: 24 hours per 2-year period (RI residents & designated home state)
Free Rhode Island Life & Health Prep That Actually Works
The official pass rate is ~70-75% (first attempt). Our students do better.
500+ Practice Questions
More free questions than most paid courses
AI Tutor Explains Mistakes
Understand why answers are wrong, not just which ones
Updated for 2026
Content reflects latest exam changes
$0 Forever
No credit card, no trial, no upsells
What You'll Study
5 chapters covering everything you need to pass
Introduction: Rhode Island Life & Health Insurance Exam Overview
1 sections
Chapter 1: Rhode Island Insurance Regulation & Licensing
3 sections
Chapter 2: Rhode Island Life Insurance Laws
3 sections
Chapter 3: Rhode Island Health Insurance Laws
3 sections
Chapter 4: Rhode Island Insurance Ethics & Prohibited Practices
3 sections
Rhode Island Life & Health-Specific Topics Covered
10 free AI interactions per day
Rhode Island Life & Health Exam Details
Rhode Island Life, Accident, and Health Insurance
Administered by Rhode Island Department of Business Regulation (DBR)
Exam Content Breakdown
Based on the official Rhode Island Department of Business Regulation (DBR) content outline
~18 questions: Risk management, contract law, policy provisions
~20 questions: Term, whole, universal life, policy features
~10 questions: Annuity types, taxation, suitability requirements
~16 questions: Medical expense, disability, LTC, Medicare Supplement
~10 questions: Title 27, DBR regulations, producer licensing
~6 questions: Unfair trade practices, fraud, ethics requirements
What's Included
5 Chapters
Complete exam coverage
Practice Quizzes
With detailed explanations
Free to Start
No credit card required
Quality Exam Prep Shouldn't Cost Hundreds
I'm Ran Chen, an engineer with 20+ years of coding experience. I passed my Life Insurance license, EA exam, SIE, Series 6, 63, 65, and finally the CFP® exam.
Through all these exams, one thing became clear: exam prep is expensive. But with AI, we can change that. Quality preparation can now be free for everyone.
What's Next After the Rhode Island Life & Health?
After passing the Rhode Island Life & Health, you can pursue these career paths
Rhode Island Life & Health Exam FAQ
Official Rhode Island Department of Business Regulation (DBR) Resources
Verify information with these official sources
More Free Resources
Ready to Start Your Free Rhode Island Life & Health Prep?
Join thousands of candidates who passed their exams using our free study materials.