Free Ohio Life & Health Exam Prep
Ohio Life, Accident, and Health Insurance
Pass your Ohio Life & Health exam without spending hundreds on expensive prep courses. Free study guides, practice questions, and AI-powered learning.
Quick Facts
Ohio Life & Health Insurance License: Complete Roadmap
Follow this path to maximize your chances of passing on the first try
Complete Pre-License Education
Enroll in ODI-approved 40-hour pre-license course (20 hours Life Insurance + 20 hours Accident & Health). Course can be classroom, self-study, or online format.
Life Insurance ProductsYou are here
Master life insurance fundamentals: term, whole, universal, variable life, policy provisions, beneficiaries, settlement options, annuities, and Ohio replacement regulations.
Accident & Health Products
Study medical expense insurance, individual and group health plans, disability income, long-term care, Medicare Supplement, and Ohio health insurance regulations.
Ohio Laws & Regulations
Focus on Ohio-specific content: ODI regulations, Ohio Revised Code Title 39, OLHIGA guaranty association, unfair trade practices, and producer licensing requirements.
Can You Take the Ohio Life & Health Exam?
Check if you meet the basic eligibility requirements
- •Pre-license: 20 hours per line of authority (40 total for combined Life/A&H)
- •Pre-license certificate valid for 12 months after completion
- •Fingerprinting required via ODI-approved vendor (WebCheck)
- •Must disclose any criminal history, administrative actions, or license denials
- •License application must be submitted within 12 months of passing exam
- •CE requirements: 24 hours per 2-year period (including 3 hours ethics)
Free Ohio Life & Health Prep That Actually Works
The official pass rate is ~65-70% (first attempt). Our students do better.
500+ Practice Questions
More free questions than most paid courses
AI Tutor Explains Mistakes
Understand why answers are wrong, not just which ones
Updated for 2026
Content reflects latest exam changes
$0 Forever
No credit card, no trial, no upsells
What You'll Study
7 chapters covering everything you need to pass
Introduction: Ohio Life & Health Insurance Exam Overview
1 sections
Chapter 1: Ohio Insurance Regulation & Licensing
3 sections
Chapter 2: Ohio Life Insurance Laws
3 sections
Chapter 3: Ohio Health Insurance Laws
3 sections
Chapter 4: Ohio Insurance Ethics & Prohibited Practices
3 sections
Chapter 5: Ohio Annuity Regulations
3 sections
Chapter 6: Ohio Group Insurance & Special Topics
3 sections
Ohio Life & Health-Specific Topics Covered
10 free AI interactions per day
Ohio Life & Health Exam Details
Ohio Life, Accident, and Health Insurance
Administered by Ohio Department of Insurance (ODI)
Exam Content Breakdown
Based on the official Ohio Department of Insurance (ODI) content outline
~33 questions: Risk management, contract law, policy provisions
~36 questions: Term, whole, universal life, policy features
~18 questions: Annuity types, taxation, suitability requirements
~30 questions: Medical expense, disability, LTC, Medicare Supplement
~12 questions: Group life, group health, COBRA, HIPAA
~21 questions: ODI regulations, OLHIGA, unfair practices, licensing
What's Included
7 Chapters
Complete exam coverage
Practice Quizzes
With detailed explanations
Free to Start
No credit card required
Quality Exam Prep Shouldn't Cost Hundreds
I'm Ran Chen, an engineer with 20+ years of coding experience. I passed my Life Insurance license, EA exam, SIE, Series 6, 63, 65, and finally the CFP® exam.
Through all these exams, one thing became clear: exam prep is expensive. But with AI, we can change that. Quality preparation can now be free for everyone.
What's Next After the Ohio Life & Health?
After passing the Ohio Life & Health, you can pursue these career paths
Ohio Life & Health Exam FAQ
Official Ohio Department of Insurance (ODI) Resources
Verify information with these official sources
More Free Resources
Ready to Start Your Free Ohio Life & Health Prep?
Join thousands of candidates who passed their exams using our free study materials.