Free New York Life & Health Exam Prep
New York Life, Accident, and Health Insurance
Pass your New York Life & Health exam without spending hundreds on expensive prep courses. Free study guides, practice questions, and AI-powered learning.
Quick Facts
New York Life & Health Insurance License: Complete Roadmap
Follow this path to maximize your chances of passing on the first try
Complete Pre-License Education
Complete 40-hour DFS-approved pre-license course covering life insurance, health insurance, annuities, and New York Insurance Law. Must include 4 hours of ethics training.
Life Insurance & AnnuitiesYou are here
Master NY-specific life insurance requirements: policy types, Regulation 60 (annuity suitability), Regulation 187 (best interest standard), replacement requirements, and illustration rules.
Health Insurance Products
Study NY health insurance: individual/group plans, NY State of Health marketplace, disability income, long-term care, Medicare Supplement, and mental health parity requirements.
NY Insurance Law & Regulations
Focus intensively on New York Insurance Law, DFS regulations, guaranty fund, unfair trade practices, and producer licensing requirements. NY has extensive state-specific content.
Can You Take the New York Life & Health Exam?
Check if you meet the basic eligibility requirements
- •40 hours pre-license education must include 4 hours of ethics
- •Pre-license course certificate valid for 2 years
- •Must pass exam within 2 years of completing pre-license education
- •NY has one of the most rigorous licensing processes in the U.S.
- •Regulation 60 suitability requirements for annuity sales
- •CE requirements: 15 hours per 2-year period (includes 1 hour ethics)
Free New York Life & Health Prep That Actually Works
The official pass rate is ~55-60% (first attempt). Our students do better.
500+ Practice Questions
More free questions than most paid courses
AI Tutor Explains Mistakes
Understand why answers are wrong, not just which ones
Updated for 2026
Content reflects latest exam changes
$0 Forever
No credit card, no trial, no upsells
What You'll Study
7 chapters covering everything you need to pass
Introduction: New York Life & Health Insurance Exam Overview
1 sections
Chapter 1: New York Insurance Regulation & Licensing
3 sections
Chapter 2: New York Life Insurance Laws
3 sections
Chapter 3: New York Health Insurance Laws
3 sections
Chapter 4: New York Insurance Ethics & Prohibited Practices
3 sections
Chapter 5: New York Advanced Annuity Regulations
3 sections
Chapter 6: New York Group Insurance & Special Topics
3 sections
New York Life & Health-Specific Topics Covered
10 free AI interactions per day
New York Life & Health Exam Details
New York Life, Accident, and Health Insurance
Administered by New York Department of Financial Services (DFS)
Exam Content Breakdown
Based on the official New York Department of Financial Services (DFS) content outline
~30 questions: Contract principles, risk management, policy provisions
~36 questions: Term, whole, universal life, policy features, beneficiaries
~21 questions: Annuity types, Regulation 60 suitability, taxation
~27 questions: Medical expense, disability, LTC, Medicare Supplement
~12 questions: Group life, group health, COBRA, continuation rights
~24 questions: DFS regulations, guaranty fund, unfair practices, licensing
What's Included
7 Chapters
Complete exam coverage
Practice Quizzes
With detailed explanations
Free to Start
No credit card required
Quality Exam Prep Shouldn't Cost Hundreds
I'm Ran Chen, an engineer with 20+ years of coding experience. I passed my Life Insurance license, EA exam, SIE, Series 6, 63, 65, and finally the CFP® exam.
Through all these exams, one thing became clear: exam prep is expensive. But with AI, we can change that. Quality preparation can now be free for everyone.
What's Next After the New York Life & Health?
After passing the New York Life & Health, you can pursue these career paths
New York Life & Health Exam FAQ
Official New York Department of Financial Services (DFS) Resources
Verify information with these official sources
More Free Resources
Ready to Start Your Free New York Life & Health Prep?
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