Free Study Materials + 10 AI Questions/Day

State-Specific Content Only

This covers North Carolina-specific laws and regulations. Most Life & Health exams have both national and state portions.

Study National Concepts First

Free NC Life & Health Exam Prep

North Carolina Life, Accident, and Health Insurance

Pass your NC Life & Health exam without spending hundreds on expensive prep courses. Free study guides, practice questions, and AI-powered learning.

Start Studying Free
4
Chapters
12
Sections
$0
Our Cost
Last updated: January 2026

NC Life & Health Exam Details

North Carolina Life, Accident, and Health Insurance

Administered by North Carolina Department of Insurance (NCDOI)

Official Source
70%
Passing Score
150
Questions
2.5
Hours
$52 exam + licensing fees
Exam Fee
Study time: 40-60 hours
Prerequisites: 40 hours pre-license education

Exam Content Breakdown

Based on the official North Carolina Department of Insurance (NCDOI) content outline

North Carolina Insurance Regulation15%

NCDOI structure, NC General Statutes Chapter 58, licensing requirements

Life Insurance Laws25%

Policy provisions, free look periods, replacement rules

Health Insurance Laws25%

Health policy requirements, Medicare Supplement, disability

Annuity Regulations15%

Suitability requirements, senior protections, disclosures

Ethics & Prohibited Practices20%

Unfair trade practices, producer conduct, NCLHIGA

What's Included

4 Chapters

Complete exam coverage

Practice Quizzes

With detailed explanations

Free to Start

No credit card required

Ran Chen - AI Engineer, CFP®
CFP®
Why It's Free

Quality Exam Prep Shouldn't Cost Hundreds

I'm Ran Chen, an engineer with 20+ years of coding experience. I passed my Life Insurance license, EA exam, SIE, Series 6, 63, 65, and finally the CFP® exam.

Through all these exams, one thing became clear: exam prep is expensive. But with AI, we can change that. Quality preparation can now be free for everyone.

Connect with Ran

What's Next After the NC Life & Health?

After passing the NC Life & Health, you can pursue these career paths

NC Life & Health Exam FAQ

Course Content

Official North Carolina Department of Insurance (NCDOI) Resources

Verify information with these official sources

More Free Resources

Loading...
No Credit Card Required

Ready to Start Your Free NC Life & Health Prep?

Join thousands of candidates who passed their exams using our free study materials.

Start Chapter 1 Free

Get free exam tips and updates delivered to your inbox