200+ Free NC Life & Health Practice Questions
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Key Facts: NC Life & Health Exam
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Exam Codes
Pearson VUE NC candidate handbook exam table (Oct 2025)
55 each
Scored Questions per Line
NC Life/A&H content outlines (supplement effective date Mar 2, 2026)
75 min each
Exam Time
NC candidate guide fee/exam table
Scaled 70
Passing Standard
NC candidate guide scoring section
$45 each
Exam Fee
NC candidate guide fee table
20 hrs per line
Prelicensing
NCDOI resident producer licensing steps
North Carolina's current candidate guide (October 2025) lists separate Life and A&H exams at 55 scored questions and 75 minutes each, with a scaled passing score of 70 and a $45 fee per exam. Prelicensing is 20 hours per line (40 total for both lines), applications are filed electronically through NIPR, and fingerprints must be submitted within 30 days of application. A supplemental outline update is posted with an effective date of March 2, 2026, so candidates testing near that date should confirm blueprint timing.
About the NC Life & Health Exam
North Carolina licenses Life and Accident & Health as separate producer line exams. Each line tests national insurance fundamentals plus North Carolina statutes on producer licensing, unfair trade practices, privacy, and line-specific life/health law.
Questions
110 scored questions
Time Limit
75 minutes per exam (150 minutes total for Life + A&H)
Passing Score
Scaled score of 70
Exam Fee
$45 per exam ($90 for both lines) (North Carolina Department of Insurance (NCDOI) / Pearson VUE)
NC Life & Health Exam Content Outline
Life General Knowledge
Life policy types, annuities, policy provisions/riders/options, and other life concepts from the NC Life outline
Accident & Health General Knowledge
A&H policy types, policy provisions/clauses/riders, and other health concepts from the NC A&H outline
NC Common Producer Statutes
Article 33 producer licensing/commission rules plus Article 63 unfair practices and NC privacy-protection statutes
NC Line-Specific Statutes
Life laws (Article 58-58, 58-58-50, 58-58-90, Article 71) and health laws (Article 58-51, 58-54, 58-68, 58-3-215, 58-50-110)
How to Pass the NC Life & Health Exam
What You Need to Know
- Passing score: Scaled score of 70
- Exam length: 110 questions
- Time limit: 75 minutes per exam (150 minutes total for Life + A&H)
- Exam fee: $45 per exam ($90 for both lines)
Keys to Passing
- Complete 500+ practice questions
- Score 80%+ consistently before scheduling
- Focus on highest-weighted sections
- Use our AI tutor for tough concepts
NC Life & Health Study Tips from Top Performers
Frequently Asked Questions
Does North Carolina use one combined life-and-health producer exam?
North Carolina lists separate Life and Accident/Health line exams. Many candidates take both lines, but they are scheduled and scored as separate exams.
How many questions and how much time are on NC Life and A&H exams?
Each exam has 55 scored questions and a 75-minute time limit, based on North Carolina's official content outlines. Taking both lines means 110 scored questions and 150 total testing minutes across two exams.
What passing score and exam fees apply in North Carolina?
North Carolina uses a scaled passing score of 70 for insurance producer exams. The published exam fee is $45 per attempt for each line exam.
What prelicensing education is required for NC Life and A&H?
North Carolina requires 20 hours of approved prelicensing education per line. Candidates seeking both authorities typically complete 40 hours total before licensing completion.
What are key North Carolina compliance details after testing?
Resident applications are filed through NIPR, fingerprints are submitted within 30 days of electronic application, and producers must keep licensing records current (including address updates within 10 calendar days). Continuing education for residents is 24 hours every 2 years including 3 hours of ethics.