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Free Mississippi Life & Health Exam Prep

Mississippi Life, Accident, and Health Insurance

Pass your Mississippi Life & Health exam without spending hundreds on expensive prep courses. Free study guides, practice questions, and AI-powered learning.

Your Study Path

Mississippi Life & Health Insurance License: Complete Roadmap

Follow this path to maximize your chances of passing on the first try

1

General Insurance Concepts

Start with foundational insurance principles: risk management, contract law, policy provisions, and underwriting basics. These concepts form the basis for all insurance products.

12
hours
Start this step
2

Life Insurance & AnnuitiesYou are here

Master life insurance products (term, whole, universal, variable), annuities (fixed, variable, indexed), policy provisions, beneficiaries, and Mississippi replacement regulations.

18
hours
3

Health & Accident Products

Study medical expense insurance, individual and group health plans, disability income, long-term care, Medicare Supplement, and Mississippi health insurance regulations.

15
hours
4

Mississippi Laws & Regulations

Focus on Mississippi-specific content: MID regulations, Mississippi Insurance Code (Title 83), MSLIGA guaranty association, unfair trade practices, and producer licensing requirements.

10
hours
Estimated total study time
55 hours
That's about 6 weeks at 10 hours/week

Can You Take the Mississippi Life & Health Exam?

Check if you meet the basic eligibility requirements

Age
18 years or older
Education
LIFE: No pre-license required (HB 819 effective July 1, 2024). HEALTH: 20 hours pre-license required
Background Check
Required - criminal background check
Fingerprinting
May be required depending on background
Additional Requirements
  • 2024 UPDATE: House Bill 819 eliminated Life pre-license requirement (July 1, 2024)
  • Health/Accident & Health STILL requires 20 hours pre-license education
  • Pre-license certificate valid for 2 years from completion
  • Exams administered by Pearson VUE (in-person or remote)
  • Lower passing score: 65% for Life/A&H (vs 70% for other lines)
  • License application through Sircon or NIPR
  • CE requirements: 24 hours per 2-year period (including ethics)
Why Choose Us

Free Mississippi Life & Health Prep That Actually Works

The official pass rate is ~70-75% (first attempt). Our students do better.

500+ Practice Questions

More free questions than most paid courses

AI Tutor Explains Mistakes

Understand why answers are wrong, not just which ones

Updated for 2026

Content reflects latest exam changes

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What You'll Study

5 chapters covering everything you need to pass

Mississippi Life & Health-Specific Topics Covered

Mississippi Insurance Department (MID) RegulationsMississippi Code Title 83 (Insurance)Mississippi Life & Health Insurance Guaranty Association (MSLIGA)2024 HB 819: Life Pre-License Exemption (July 1, 2024)Mississippi Health Pre-License Requirement (20 Hours)Mississippi Lower Passing Score (65% for Life/A&H)Mississippi Replacement RegulationsMississippi Senior Consumer Protections (Annuity Suitability)Mississippi Health Insurance MarketplaceMississippi Unfair Trade Practices Act
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Mississippi Life & Health Exam Details

Mississippi Life, Accident, and Health Insurance

Administered by Mississippi Insurance Department (MID)

Official Source
65% (Life/A&H) or 70% (other lines)
Passing Score
60
Questions
Varies
Minutes
$55 exam fee + application fee
Exam Fee
Study time: 40-60 hours
Prerequisites: Life: None (HB 819 July 2024), Health: 20 hours pre-license

Exam Content Breakdown

Based on the official Mississippi Insurance Department (MID) content outline

General Insurance Concepts22%

~25 questions: Risk management, contract law, policy provisions

Life Insurance Products25%

~29 questions: Term, whole, universal life, policy features

Annuities & Taxation12%

~14 questions: Annuity types, taxation, suitability requirements

Health Insurance Products20%

~23 questions: Medical expense, disability, LTC, Medicare Supplement

Mississippi Insurance Law13%

~15 questions: Title 83, MID regulations, producer licensing

Ethics & Prohibited Practices8%

~9 questions: Unfair trade practices, fraud, ethics requirements

What's Included

5 Chapters

Complete exam coverage

Practice Quizzes

With detailed explanations

Free to Start

No credit card required

Ran Chen - AI Engineer, CFP®
CFP®
Why It's Free

Quality Exam Prep Shouldn't Cost Hundreds

I'm Ran Chen, an engineer with 20+ years of coding experience. I passed my Life Insurance license, EA exam, SIE, Series 6, 63, 65, and finally the CFP® exam.

Through all these exams, one thing became clear: exam prep is expensive. But with AI, we can change that. Quality preparation can now be free for everyone.

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What's Next After the Mississippi Life & Health?

After passing the Mississippi Life & Health, you can pursue these career paths

Mississippi Life & Health Exam FAQ

Official Mississippi Insurance Department (MID) Resources

Verify information with these official sources

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