Free Hawaii Life & Health Exam Prep
Hawaii Life, Accident, and Health Insurance
Pass your Hawaii Life & Health exam without spending hundreds on expensive prep courses. Free study guides, practice questions, and AI-powered learning.
Quick Facts
Hawaii Life & Health Insurance License: Complete Roadmap
Follow this path to maximize your chances of passing on the first try
General Insurance Concepts
Start with foundational insurance principles: risk management, contract law, policy provisions, and underwriting basics. These concepts form the basis for all insurance products.
Life Insurance & AnnuitiesYou are here
Master life insurance products (term, whole, universal, variable), annuities (fixed, variable, indexed), policy provisions, beneficiaries, and Hawaii replacement regulations.
Health & Accident Products
Study medical expense insurance, individual and group health plans, disability income, long-term care, Medicare Supplement, and Hawaii health insurance regulations.
Hawaii Laws & Regulations
Focus on Hawaii-specific content: DCCA Insurance Division regulations, Hawaii Revised Statutes Chapter 431, HILIGA guaranty association, unfair trade practices, and producer licensing requirements.
Can You Take the Hawaii Life & Health Exam?
Check if you meet the basic eligibility requirements
- •No mandatory pre-license education in Hawaii
- •Pre-license courses highly recommended for exam preparation
- •Exams administered by Pearson VUE
- •Reciprocity: Licensed agents from other states exempt from exam
- •License application through NIPR
- •CE requirements: 21 hours (single class) or 24 hours (multiple classes) per 2-year period
Free Hawaii Life & Health Prep That Actually Works
The official pass rate is ~70-75% (first attempt). Our students do better.
500+ Practice Questions
More free questions than most paid courses
AI Tutor Explains Mistakes
Understand why answers are wrong, not just which ones
Updated for 2026
Content reflects latest exam changes
$0 Forever
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What You'll Study
5 chapters covering everything you need to pass
Introduction: Hawaii Life & Health Insurance Exam Overview
1 sections
Chapter 1: Hawaii Insurance Regulation & Licensing
3 sections
Chapter 2: Hawaii Life Insurance Laws
3 sections
Chapter 3: Hawaii Health Insurance Laws
3 sections
Chapter 4: Hawaii Insurance Ethics & Prohibited Practices
3 sections
Hawaii Life & Health-Specific Topics Covered
10 free AI interactions per day
Hawaii Life & Health Exam Details
Hawaii Life, Accident, and Health Insurance
Administered by Hawaii Department of Commerce and Consumer Affairs (DCCA)
Exam Content Breakdown
Based on the official Hawaii Department of Commerce and Consumer Affairs (DCCA) content outline
~19 questions: Risk management, contract law, policy provisions
~21 questions: Term, whole, universal life, policy features
~10 questions: Annuity types, taxation, suitability requirements
~17 questions: Medical expense, disability, LTC, Medicare Supplement
~11 questions: HRS Chapter 431, DCCA regulations, producer licensing
~7 questions: Unfair trade practices, fraud, ethics requirements
What's Included
5 Chapters
Complete exam coverage
Practice Quizzes
With detailed explanations
Free to Start
No credit card required
Quality Exam Prep Shouldn't Cost Hundreds
I'm Ran Chen, an engineer with 20+ years of coding experience. I passed my Life Insurance license, EA exam, SIE, Series 6, 63, 65, and finally the CFP® exam.
Through all these exams, one thing became clear: exam prep is expensive. But with AI, we can change that. Quality preparation can now be free for everyone.
What's Next After the Hawaii Life & Health?
After passing the Hawaii Life & Health, you can pursue these career paths
Hawaii Life & Health Exam FAQ
Official Hawaii Department of Commerce and Consumer Affairs (DCCA) Resources
Verify information with these official sources
More Free Resources
Ready to Start Your Free Hawaii Life & Health Prep?
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